Missouri Administrative Code

resents a policy for which premium increases defined for use in this regulation: and Sickness Rates or decreases are required. Insurers should (A) Affiliated insurance producer means PURPOSE: This rule implements the prima maintain in their files their rules for those cir- any in…

(Rescinded July 30, 2019) ...................................................................4 20 CSR 600-2.510 Time Periods and Termination of Credit Accident and Sickness Insurance ..........4 20 CSR 600-2.600 Credit Insurance—Indirect Compensation .............................…

Indirect Compensation PURPOSE: This rule advises insurance com- panies of factors that the director will consid- er in determining what is indirect compensa- tion which might lead to violations of the forty percent commission cap limit that may be paid to creditors under Chapter …

Coverages and Private Passenger Automobile Insurance................................3 JOHN R. ASHCROFT (10/31/19) CODE OF STATE REGULATIONS 1 Secretary of State Chapter 3—Reporting Data on Residential and Auto Insurances 20 CSR 600-3 Title 20—DEPARTMENT OF Emergency amendment fil…

explains insurance producer licensing stan- 5. Organizational Credit Business Entity. dards and procedures. A. A completed Form UA-BEP; PURPOSE: This rule sets out the scope of the B. One hundred dollar ($100) applica- rules in this chapter and provides definitions (1) Applicatio…

(A) Title Insurance. Pursuant to section Variable Annuity Contract Examination tional insurance when receiving payment for 381.115, RSMo and 20 CSR 700-8.100, title existing business; agents may be licensed as individual insur- PURPOSE: This rule prescribes the examina- 4. Signin…

Applications (Rescinded July 30, 2008) ...................................................5 20 CSR 700-1.040 Clearance Letters (Rescinded September 30, 2019) ......................................5 20 CSR 700-1.050 Payment of Earned Commissions (Rescinded September 30, 2019) ....…

Commissions Filed July 12, 2002, effective Jan. 30, 2003. 20, 1975. Amended: Filed Aug. 16, 1977, (Rescinded September 30, 2019) effective Dec. 11, 1977. Amended: Filed Feb. *Original authority: 374.045, RSMo 1967, amended 1993, 1995; 375.141, RSMo 1961, amended 1965, 1967, 1, 19…

sion Contracts Prohibited (B) Exceeds the term of indebtedness it secures except as provided in section PURPOSE: This regulation requires repre- PURPOSE: This regulation specifies restric- 385.035, RSMo; or sentatives of reciprocal and interinsurance tions on the authority of ins…

12.030. Original rule filed Dec. 20, 1974, be Sold Under Credit License *Original authority: 385.010, RSMo 1977, amended 1992; effective Dec. 30, 1974. Amended: Filed Oct. 385.015, RSMo 1977, amended 1987, 1992; 385.020, 14, 1977, effective March 13, 1978. PURPOSE: This regulatio…

Agreements PURPOSE: This regulation provides for Producer Service Agreements. (1) A producer service agreement may be used to establish compensation. The form set forth in Exhibit A is approved for use as spec- ified in section 375.116, RSMo. Substantially equivalent forms may be…

Entity Insurance Producers name” as used in section 375.012, subsection ducer. (Rescinded July 30, 2008) (2), RSMo (Supp. 1967), means a person’s actual and not fictitious name and includes a (2) No person shall act in this state as an AUTHORITY: sections 374.045, 375.013, surnam…

Termination of Insurance Producers nizational credit business entity licensed pur- coverage, providing written evidence of insur- suant to section 375.065, RSMo, in the man- ance transactions, and handling premiums, PURPOSE: The department defines appoint- except to the extent th…

Termination of Appointment of Agents (Rescinded January 30, 2003) ..............9 JOHN R. ASHCROFT (5/31/22) CODE OF STATE REGULATIONS 1 Secretary of State

Insurance Producers Concerning Personal Insurance Transactions....................9

Annuity and Long Term Care Insurance Sales..........................................12 20 CSR 700-1.146 Recommendations of Variable Life Insurance to Customers (Suitability) ...........12 20 CSR 700-1.147 Reasonable Supervision in Variable Life Sales..............................…

(Rescinded March 30, 2017) ...............................................................15 20 CSR 700-1.150 Incidental Fees Charged by Insurance Producers ........................................15 20 CSR 700-1.152 Recommendations of Long-Term Care Insurance to Customers (Suita…

filed Nov. 30, 2007, effective July 30, 2008. cation fee. Long-Term Care Insurance to Customers (Suitability) *Original authority: 374.040, RSMo 1939, amended 1967; 374.045, RSMo 1967, amended 1993, 1995; AUTHORITY: section 374.045, RSMo 2016, PURPOSE: This rule implements the re…

and Related Entities..........................................................................16

Insurance Producers .........................................................................17 2 CODE OF STATE REGULATIONS (5/31/22) JOHN R. ASHCROFT Secretary of State Chapter 1—Insurance Producers 20 CSR 700-1 Title 20—DEPARTMENT OF 20 CSR 700-1.010 Insurance Producers’ A. A c…

(Rescinded September 30, 2019) Filed March 8, 2019, effective Sept. 30, 2019. AUTHORITY: sections 325.050 and 374.045, RSMo 2000. Original rule filed Nov. 30, 2007, effective July 30, 2008. Rescinded: Filed March 8, 2019, effective Sept. 30, 2019.

(Rescinded September 30, 2019) AUTHORITY: sections 325.010, 375.936, 325.050, and 374.045, RSMo 2000. This rule was previously filed as 4 CSR 190-12.070. Original rule filed Dec. 23, 1975, effective Jan. 2, 1976. Amended: Filed Oct. 31, 1988, effective March 1, 1989. Amended: Fil…

(Rescinded September 30, 2019) AUTHORITY: sections 374.045 and 375.930–375.948, RSMo 1986. This rule was previously filed as 4 CSR 190-10.060(10). Original rule filed Aug. 5, 1974, effective Aug. 15, 1974. Rescinded and readopted: Filed Aug. 16, 1978, effective Dec. 11, 1978. Ame…

(Rescinded September 30, 2019) AUTHORITY: sections 325.050 and 374.045, RSMo 2000. This rule was previously filed as JOHN R. ASHCROFT (8/31/19) CODE OF STATE REGULATIONS 3 Secretary of State

(Rescinded January 30, 2003) (F) Teleconference course—A type of (2-) year licensure period. Courses on ethics, course featuring the live exchange of infor- laws, and duties must be approved as such by AUTHORITY: sections 374.045, RSMo Supp. mation among several persons who are t…

ing to an approved course. Partial hours of Board of Standards, Inc.; PURPOSE: This rule establishes procedures credit are not allowed; (B) Chartered Financial Consultant and forms with regard to the continuing edu- (H) Director—The director of the (ChFC) awarded by the American …

of the utilization review agent is located in the treated person’s health condition or the PURPOSE: This rule sets forth the procedure another state. cause of the health condition; or for a utilization review agent to obtain and 2. The health benefit plan terminates maintain a ce…

tors for Services in the Floodplain Emergency rule filed Aug. 5, 1993, effective Aug. 15, 1993, expired Nov. 30, 1993. MATT BLUNT (11/30/02) CODE OF STATE REGULATIONS 3 Secretary of State

Agents, and Surety Recovery Agents......................................................3

and Surety Recovery Agents ................................................................3

and Surety Recovery Agents ................................................................4

and Surety Recovery Agents ................................................................5 20 CSR 700-6.200 Assignment and Acknowledgement .........................................................5 20 CSR 700-6.250 Assignment of Additional Assets ...............................…

Assets Filed April 23, 1999, effective Nov. 30, 1999. Amended: Filed Sept. 14, 2004, effective PURPOSE: This rule effectuates and aids in March 30, 2005. Amended: Filed Nov. 30, the interpretation of the provisions of sections 2007, effective July 30, 2008. Rescinded: 374.715 and…

diary License license applied for, indicating the position or a name and address of a resident of this state relationship to the applicant; and upon whom notices or orders of the director PURPOSE: This rule effectuates or aids in (D) If the applicant is a firm, association or pro…

(1) Application Forms. The following forms A. A completed Form UA-BEP; PURPOSE: This rule sets out the scope of the have been adopted and approved for filing B. One hundred dollar ($100) applica- rules in this chapter and provides definitions with the department: tion fee; to aid…

PURPOSE: This rule sets out the scope of the tive actions for discipline or disqualification rules in this chapter and provides definitions PURPOSE: This rule sets out who may of a bail bond agent under section 374.787, to aid in the interpretation of the rules in this request en…

Before the Director sion or any other division in the department ties. and the request for hearing has denied asser- PURPOSE: This rule describes the form and tions of the division or raised an affirmative (3) Service of Hearing Order/Notice of Hear- content of the request for he…

the petition. The respondent or legal counsel must sign the answer. PURPOSE: This rule describes the setting AUTHORITY: sections 354.120 and 374.045, (B) Matters Prosecuted by Others before and subject matter of the prehearing confer- RSMo 2000 and sections 374.705, 376.1528, the…

contested case hearings are held before the communications and privileged topics shall director. PURPOSE: This rule sets out the manner in be observed. which subpoenas may be obtained. (B) The director shall exclude immaterial, (1) Prehearing Motions. The director may consider an…

*Original authority: 354.120, RSMo 1973, amended 1983, 1993, 1995; 374.045, RSMo 1967, amended 1993, PURPOSE: This rule provides for the 1995; 374.705, RSMo 1983, amended 1993, 2004; appointment of hearing officers by the direc- 376.1528, RSMo 2007; and 385.218, RSMo 2007. tor. (…

PURPOSE: This rule clarifies that all hear- ings will be public, the parties may attend and notice will be made at the offices of the department director. (1) All hearings before the director shall be open to the public. All parties have a right to be present. (2) Notice of the h…

Missouri law shall be made by delivery of PURPOSE: This rule specifies procedures for three (3) copies of the summons and petition service of process on insurance companies. It to the director by the sheriff of Cole County, was adopted pursuant to the provisions of Missouri, the …

301 West High Street, Jefferson City, MO licensed to practice in Missouri or both; 65102. The party filing pleadings or docu- 2. A division of the department may PURPOSE: This rule describes the general ments shall serve by mail copies of all filed appear by an attorney at law li…

the period runs until the end of the next day evidence; PURPOSE: This rule describes the general that is neither a Saturday, Sunday, nor a legal (F) Direct parties to appear and confer for procedures for hearings authorized in review holiday. When the period of time prescribed th…

PURPOSE: This rule provides for the appointment of hearing officers by the direc- tor. (1) In all proceedings before the director ini- tiated under the provisions of sections 375.355, and 382.060, RSMo, the director 4 CODE OF STATE REGULATIONS (10/31/19) JOHN R. ASHCROFT Secretar…

(Rescinded April 30, 2012) AUTHORITY: sections 402.210.6. and 402.225, RSMo 2000, and section 402.215.1., RSMo Supp. 2004. Original rule filed July 30, 1992, effective April 8, 1993. Amended: Filed Nov. 2, 1994, effective March 30, 1995. Amended: Filed April 11, 1997, effective S…

(Rescinded April 30, 2012) AUTHORITY: section 402.210.6., RSMo 2000, and section 402.215.1. and 2., RSMo Supp. 2004. Original rule filed July 30, 1992, effective April 8, 1993. Amended: Filed April 29, 2005, effective Dec. 30, 2005. Emergency rescission filed Nov. 8, 2011, effect…

Trustees (Rescinded April 30, 2012) AUTHORITY: section 402.210.6., RSMo 2000, and 610.010–610.030, RSMo 2000 and Supp. 2004. Original rule filed July 30, 1992, effective April 8, 1993. Amended: Filed April 29, 2005, effective Dec. 30, 2005. Emergency rescission filed Nov. 8, 2011…

(Rescinded April 30, 2012) ..................................................................3 ROBIN CARNAHAN (3/31/12) CODE OF STATE REGULATIONS 1 Secretary of State Chapter 2—Missouri Family Trust 21 CSR 10-2 Title 21—MISSOURI FAMILY TRUST Division 10—Director and Board of Trus…