Title XIX — MOTOR VEHICLES, WATERCRAFT AND AVIATION

303.010. Title of law. — This chapter may be cited as "The Motor Vehicle Financial Responsibility Law". ­­-------- (L. 1953 p. 569, A.L. 1986 S.B. 424) Effective 7-01-87 (1980) Uninsured motorist statute has no application in cases where tort-feasor did have automobile liability …

303.020. Definitions. — As used in this chapter the following words and phrases shall mean: (1) "Chauffeur", a person who is employed for the principal purpose of operating a motor vehicle or any person who drives a motor vehicle while in use as a public or common carrier of pers…

303.022. Applicability of certain state statutes to motor vehicle liability policies, when. — Sections 105.1073, 303.020, 303.030, 303.120, 303.190, and 303.240 shall apply to motor vehicle liability policies, as defined in section 303.190, that are issued or renewed in Missouri …

303.024. Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit, violation of section 303.025. — 1. Each…

303.025. Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of revenue, additional punishment, right of …

303.026. Director to notify owners who register vehicles, contents — affidavit certifying financial responsibility required for registration — director may use sampling techniques to verify — insurers required to submit policy information to director, format, use, disclosure — vi…

303.030. Operator's license suspended on failure to give security for payment of damages after accident, burden of proof for challenging determination — exceptions — insurance accepted. — 1. If within twenty days after the receipt of a report of a motor vehicle accident within th…

303.039. Effective date for sections 303.025 and 303.041. — The repeal and reenactment of sections 303.025 and 303.041 shall take effect on January 1, 2024. ­­-------- (L. 2022 H.B. 2168 § C)

303.040. All motor vehicle accidents to be reported — director to notify all other parties, contents — parties to furnish information — nonresident requirements. — 1. The operator or owner of every motor vehicle which is involved in an accident within this state, including a nonr…

303.041. Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee. — 1. If the director deter…

303.042. Suspension, effective when — length of suspension, factors considered — false submission of proof of insurance, suspension, duration, fee. — 1. The suspension shall become effective thirty days after the subject person is deemed to have received the notice of suspension …

303.044. Proof of financial responsibility required for reregistration. — After the period of suspension provided in section 303.042 has elapsed, the owner or operator, or both, whose license or registration has been suspended must file proof of insurance as prescribed in section…

303.045. Records, where kept — destroyed, when. — The director of revenue shall keep all records filed under the provisions of sections 303.040, 303.100, and 303.150, in his custody at the City of Jefferson. All records and files pertaining to reports of accidents, unsatisfied ju…

303.050. Security, form and amount — reduced, when. — 1. The security required under this chapter shall be in such form and in such amount as the director may require but in no case in excess of the limits specified in section 303.030 in reference to the acceptable limits of a po…

303.051. Judgment-creditor entitled to notice of security held. — When a judgment is rendered and is secured as provided by this chapter, the director shall provide the judgment-creditor with information describing the form and amount of the security the judgment-debtor has depos…

303.060. Security deposited with director of revenue — used to pay judgment — return. — 1. Security deposited in compliance with the requirements of this chapter shall be deposited with the director of revenue, and shall be applicable only to the payment of a judgment or judgment…

303.070. Operator not subject to security and suspension provisions, when. — The requirements as to security and suspension in section 303.030 shall not apply: (1) To the operator or the owner of a motor vehicle involved in an accident wherein no injury or damage was caused to th…

303.080. Where operator has no license or is nonresident, procedure. — 1. In case the operator or the owner of a motor vehicle involved in an accident within this state has no license or registration, or is a nonresident, he shall not be allowed a license or registration until he…

303.090. Report of failure to satisfy judgment — procedure as to nonresident. — 1. Whenever any person fails within sixty days to satisfy any final judgment in amounts and upon a cause of action as herein stated, it shall be the duty of the clerk of the court, or of the judge of …

303.100. License suspended on receipt of judgment — creditor may consent to allowance of license. — 1. The director, upon the receipt of a certified copy of a judgment, shall forthwith suspend the license and registration and any nonresident's operating privilege of any person ag…

303.110. Suspension not lifted or license renewed, when — effect of bankruptcy. — Such license, registration and nonresident's operating privilege shall remain so suspended and shall not be renewed, nor shall any such license or registration be thereafter issued in the name of su…

303.120. Judgments deemed satisfied, when. — 1. Judgments herein referred to shall, for the purpose of this chapter only, be deemed satisfied: (1) When twenty-five thousand dollars has been credited upon any judgment or judgments rendered in excess of that amount because of bodil…

303.130. License continued on order allowing installment payment of judgment, when. — 1. A judgment-debtor upon due notice to the judgment-creditor may apply to the court in which such judgment was rendered for the privilege of paying such judgment in installments and the court, …

303.140. License suspension lifted, when. — The license and registration and nonresident's operating privilege suspended as provided in section 303.030 shall remain suspended and shall not be renewed nor shall a license or registration be issued to the person until: (1) The perso…

303.150. Vehicle registration suspended on suspension of license for conviction or bail forfeiture — proof required for reregistration. — 1. Whenever the director, under any law of this state, suspends or revokes the license of any person upon receiving record of a conviction or …

303.160. Proof of financial responsibility, how given. — 1. Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by filing: (1) A certificate of insuranc…

303.170. Proof of responsibility by insurance certificate. — 1. Proof of financial responsibility may be furnished by filing with the director the written certificate of any insurance carrier duly authorized to do business in this state certifying that there is in effect a motor …

303.175. Motor vehicle liability policy, minimum term, exceptions. — Every private passenger motor vehicle liability policy issued to meet the requirements of this chapter shall have a minimum term of three months. Each policy payment collected by the insurer shall be sufficient …

303.178. Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor. — No person shall display evidence of insurance to a law enforcement officer knowing there is no valid liability insurance in effect on the motor vehicle as required pursuant to…

303.179. Alteration, production or sale of invalid insurance card, misdemeanor. — No person shall alter an invalid insurance card to make it appear valid. No person knowingly shall make, sell or otherwise make available an invalid or counterfeit insurance card. Any person who vio…

303.180. Proof of responsibility by nonresident by insurance certificate, accepted when. — 1. The nonresident owner of a motor vehicle not registered in this state may give proof of financial responsibility by filing with the director a written certificate or certificates of an i…

303.190. Motor vehicle liability policy, contents. — 1. A "motor vehicle liability policy" as said term is used in this chapter shall mean an owner's or an operator's policy of liability insurance, certified as provided in section 303.170 or section 303.180 as proof of financial …

303.200. Missouri automobile insurance plan for persons unable to procure insurance by ordinary means — approval, participation by companies — function — plan of operation — liability limitations. — 1. After consultation with insurance companies having a certificate of authority …

303.210. Notice of cancellation of insurance to be given director. — When an insurance carrier has certified a motor vehicle liability policy under section 303.170 or a policy under section 303.180, the insurance so certified shall not be cancelled or terminated until at least te…

303.220. Certificate of self-insurance — cancelled, when. — 1. Any religious denomination which has more than twenty-five members with motor vehicles and discourages its members from purchasing insurance, of any form, as being contrary to its religious tenets, may qualify as a se…

303.230. Surety bond as proof of responsibility. — 1. Proof of financial responsibility may be furnished by filing with the director the bond of a surety company duly authorized to transact business in this state, or a bond with at least two individual sureties each owning real e…

303.240. Cash deposit as proof of responsibility. — 1. Proof of financial responsibility may be evidenced by the certificate of the state treasurer that the person named therein has deposited with him seventy-five thousand dollars in cash, or securities such as may legally be pur…

303.250. Owner may give proof for employees or family members. — Whenever any person required to give proof of financial responsibility hereunder is or later becomes an operator in the employ of any owner, or is or later becomes a member of the immediate family or household of th…

303.260. Substitution of one proof of responsibility for another. — The director shall consent to the cancellation of any bond or certificate of insurance or the director shall direct and the state treasurer shall return any money or securities to the person entitled thereto upon…

303.270. Director may require different proof, when. — Whenever any proof of financial responsibility filed under the provisions of this chapter no longer fulfills the purposes for which required, the director shall, for the purpose of this chapter, require other proof as require…

303.280. Release of proof and waiver of proof, when. — 1. The director shall upon request consent to the immediate cancellation of any bond or certificate of insurance, or the director shall direct and the state treasurer shall return to the person entitled thereto, any money or …

303.290. Director's duties — regulations — judicial review. — 1. The director of revenue shall administer and enforce the provisions of this chapter and may make rules and regulations necessary for its administration and shall provide for hearings upon request of persons aggrieve…

303.300. Driver's records available upon request. — The director shall upon request furnish any person a certified abstract of the operating record of any person subject to the provisions of this chapter, which abstract shall also fully designate the motor vehicles, if any, regis…

303.310. Report and decision to be no evidence of negligence — may be evidence, when. — Neither the report required by section 303.040, the action taken by the director pursuant to this chapter, the findings, if any, of the director upon which such action is based, nor the securi…

303.315. Copies of suspension orders, constitute evidence. — Copies of suspension orders entered pursuant to this chapter duly certified by the director of revenue shall be evidence in all courts of this state in actions arising under this chapter. ­­-------- (L. 1955 p. 627 § 30…

303.320. Vehicle not registered until bona fide transfer. — If any owner's registration has been suspended hereunder, such registration shall not be transferred nor the motor vehicle in respect of which such registration was issued registered in any other name until the director …

303.330. License and registration returned to director, when. — Any person whose license or registration shall have been suspended as herein provided, or whose policy of insurance or bond, when required under this chapter, shall have been cancelled or terminated, or who shall neg…

303.340. Law not to apply to certain automobile insurance policies. — 1. This chapter shall not be held to apply to or affect policies of automobile insurance against liability which may now or hereafter be required by any other law of this state, and such policies, if they conta…

303.350. Chapter not applicable to government or common carriers. — Notwithstanding anything else herein contained, this chapter shall not apply with respect to any motor vehicle owned by the United States, the state of Missouri, or any political subdivision of this state, or any…

303.360. Not to operate retrospectively. — Sections 303.010 to 303.370 shall not be construed so as to deprive any person of any rights which may have accrued before the effective date of this law, or as conferring any rights upon any person whose claim for relief arose prior to …