Chapter 44 — INSURANCE
2,728 sections in this chapter.
Neb. Rev. Stat. § 44-6413 Uninsured and underinsured motorist coverages; exceptions; exclusions; requirements; rules and regulations.
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(1) The uninsured and underinsured motorist coverages provided in the Uninsured and Underinsured Motorist Insurance Coverage Act shall not apply to: (a) Bodily injury, sickness, disease, or death of the insured with respect to which the insured or his or her representative makes,…
Neb. Rev. Stat. § 44-6414 Rules and regulations.
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The Director of Insurance may adopt and promulgate rules and regulations to carry out the Uninsured and Underinsured Motorist Insurance Coverage Act.
Neb. Rev. Stat. § 44-6501 Act, how cited.
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Sections 44-6501 to 44-6510 shall be known and may be cited as the Pet Insurance Act.
Neb. Rev. Stat. § 44-6502 Act; purpose; applicability.
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(1) The purpose of the Pet Insurance Act is to promote the public welfare by creating a comprehensive legal framework within which pet insurance may be sold in this state. (2) The requirements of the Pet Insurance Act shall apply to pet insurance policies that are issued to any r…
Neb. Rev. Stat. § 44-6503 Pet insurer; definitions; limitations or exclusions; use.
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(1) A pet insurer that uses any of the terms defined in section 44-6504 in a policy of pet insurance shall use such terms as the terms are defined in section 44-6504. A pet insurer shall also make the specific definitions available through a clear and conspicuous link on the main…
Neb. Rev. Stat. § 44-6504 Terms, defined.
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For purposes of the Pet Insurance Act: (1) Chronic condition means a condition that can be treated or managed, but not cured; (2) Congenital anomaly or disorder means a condition that is present from birth, whether inherited or caused by the environment, which may cause or contri…
Neb. Rev. Stat. § 44-6505 Disclosures, requirements; rights of applicant.
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(1) A pet insurer transacting pet insurance shall disclose to consumers: (a) If the policy excludes coverage due to: (i) A preexisting condition; (ii) A hereditary condition; (iii) A congenital anomaly or disorder; or (iv) A chronic condition; (b) If the policy includes any other…
Neb. Rev. Stat. § 44-6506 Preexisting conditions; waiting periods; renewal; benefits; eligibility; limitations.
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(1) A pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to the condition for which a claim…
Neb. Rev. Stat. § 44-6507 Wellness program; restrictions.
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(1) A pet insurer or insurance producer shall not market a wellness program as pet insurance. (2) If a pet insurer or insurance producer sells a wellness program: (a) The purchase of the wellness program shall not be a requirement to the purchase of pet insurance; (b) The costs o…
Neb. Rev. Stat. § 44-6508 License; training; required.
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(1) An insurance producer shall not sell, solicit, or negotiate a pet insurance product until after the insurance producer is appropriately licensed and has completed the required training as provided in subsection (3) of this section. (2) A pet insurer shall ensure that its insu…
Neb. Rev. Stat. § 44-6509 Rules and regulations.
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The Director of Insurance may adopt and promulgate rules and regulations to carry out the Pet Insurance Act.
Neb. Rev. Stat. § 44-6510 Violation; unfair trade practice.
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Any violation of the Pet Insurance Act or the rules and regulations adopted and promulgated under the act shall be considered an unfair trade practice under the Unfair Insurance Trade Practices Act in addition to any other remedies and penalties available under the laws of this s…
Neb. Rev. Stat. § 44-6601 Act, how cited.
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Sections 44-6601 to 44-6608 shall be known and may be cited as the Insurance Fraud Act.
Neb. Rev. Stat. § 44-6602 Purpose of act.
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The purpose of the Insurance Fraud Act is to confront the problem of insurance fraud in Nebraska by facilitating the detection of insurance fraud, eliminating the occurrence of insurance fraud through the development of fraud prevention programs, authorizing imposition of civil p…
Neb. Rev. Stat. § 44-6603 Terms, defined.
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For purposes of the Insurance Fraud Act: (1) Department means the Department of Insurance; (2) Director means the Director of Insurance; (3) Insurer means any person or entity transacting insurance as defined in section 44-102 with or without a certificate of authority issued by …
Neb. Rev. Stat. § 44-6604 Fraudulent insurance acts; enumerated.
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For purposes of the Insurance Fraud Act, a person or entity commits a fraudulent insurance act if he or she: (1) Knowingly and with intent to defraud or deceive presents, causes to be presented, or prepares with knowledge or belief that it will be presented to or by an insurer, o…
Neb. Rev. Stat. § 44-6605 Immunity from civil liability.
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(1) Any person or entity, including the department, an insurer, or a person employed by or authorized by an insurer whose activities include the investigation of or reporting of suspected insurance fraud, acting without malice, fraudulent intent, or bad faith shall be immune from…
Neb. Rev. Stat. § 44-6606 Insurance Fraud Prevention Division; powers and duties; public inspection; limitations; fee.
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(1) In order to investigate activities involving insurance fraud, the director shall appoint a sufficient staff to be known as the Insurance Fraud Prevention Division. (2)(a) As specified by the director, division investigators who are certified law enforcement officers of the St…
Neb. Rev. Stat. § 44-6607 Civil penalty; costs; section, how construed.
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(1) A person or entity who is found by a court of competent jurisdiction, pursuant to an action initiated by the Director of Insurance, to have committed a fraudulent insurance act set forth in section 44-6604 is subject to a civil penalty not to exceed five thousand dollars for …
Neb. Rev. Stat. § 44-6608 Act, how construed.
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The Insurance Fraud Act does not: (1) Preempt the authority or relieve the duty of any other law enforcement agency to investigate, examine, and prosecute suspected violations of law; (2) Prevent or prohibit a person from voluntarily disclosing any information concerning insuranc…
Repealed. Laws 2025, LB326, § 16.
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[Repealed or reserved.]
Repealed. Laws 2025, LB326, § 16.
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[Repealed or reserved.]
Repealed. Laws 1996, LB 1044, § 985.
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[Repealed or reserved.]
Repealed. Laws 1996, LB 1044, § 985.
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[Repealed or reserved.]
Transferred to section 44-6825.
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[Repealed or reserved.]
Transferred to section 44-6826.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Transferred to section 44-6828.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Transferred to section 44-6829.
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[Repealed or reserved.]
Repealed. Laws 1998, LB 1162, § 90.
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[Repealed or reserved.]
Neb. Rev. Stat. § 44-6825 Act, how cited.
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Sections 44-6825 to 44-6833 shall be known and may be cited as the Managed Care Emergency Services Act.
Neb. Rev. Stat. § 44-6826 Purpose of act.
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The purpose of the Managed Care Emergency Services Act is to establish standards for health carriers that offer managed care plans to provide for access by covered persons to and delivery of emergency services.