Title 8

NRS 97B.060 “Consumer debt” defined. “Consumer debt” means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family …

NRS 97B.070 “Consumer form contract” defined. 1. “Consumer form contract” means a retail charge agreement or a retail installment contract involving a retail installment transaction in writing between a retail seller and a consumer buyer, or a lease in writing between a lessor an…

NRS 97B.080 Prohibition against use of consumer form contract; application of chapter to persons who seek to evade its provisions. 1. A business, including, without limitation, any officer, agent, employee or representative, shall not individually or in cooperation with another, …

NRS 97B.090 Exemptions from chapter. The provisions of this chapter do not apply to: 1. A person doing business pursuant to the authority of any law of this State or of the United States relating to banks, national banking associations, savings banks, trust companies, savings and…

NRS 97B.100 Consumer form contracts: Enforceability of choice of law and forum selection provisions. If a consumer form contract is signed by the consumer or otherwise formed while the consumer resides in this State with a person operating within this State: 1. A choice of law pr…

NRS 97B.110 Consumer form contracts: Requirement for signature of consumer. 1. Any consumer form contract involving a loan, extension of credit, deposit account or other financial services must be signed by the consumer in writing or electronically in full compliance with Section…

NRS 97B.120 Consumer form contracts: Prohibition on the inclusion of certain provisions. A consumer form contract must not contain: 1. A provision that the consumer will hold the other party harmless, or that otherwise relieves the other party of liability, for any harm or damage…

NRS 97B.130 Consumer form contracts: Provisions that violate chapter void; enforceability of other provisions. A provision in a consumer form contract that violates this chapter shall be void and unenforceable. A court may refuse to enforce other provisions of the consumer form c…

NRS 97B.140 Consumer form contracts: Void if entered into with unlicensed person required to be licensed. Any consumer form contract entered into by a consumer with a person who is required to be licensed pursuant to any provision of NRS or NAC in order to enter into the consumer…

NRS 97B.150 Award of interest; prohibition against compounding interest; limitation on prejudgment interest; limitation on postjudgment interest. If the plaintiff is the prevailing party in any action to collect a consumer debt: 1. And a rate of interest is stated in the consumer…

NRS 97B.160 Award of attorney’s fees when plaintiff is prevailing party in action to collect consumer debt. 1. If the plaintiff is the prevailing party in any action to collect a consumer debt, the plaintiff is entitled to collect attorney’s fees only if the consumer form contrac…

NRS 97B.170 Award of attorney’s fees when debtor is prevailing party in action to collect consumer debt. If the debtor is the prevailing party in any action to collect a consumer debt, the debtor is entitled to an award of reasonable attorney’s fees. The amount of the debt that t…