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Nevada Statutes, Title 52

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Nevada/Statutes

← All Nevada coverage

Title 52

18 chapters · 1,153 sections in this title.

All chapters in Title 521,153 Ch 598, DECEPTIVE TRADE PRACTICES273 Ch 597, MISCELLANEOUS TRADE REGULATIONS AND …272 Ch 604A, DEFERRED DEPOSIT LOANS, HIGH-INTERES…176 Ch 603A, SECURITY AND PRIVACY OF PERSONAL INF…62 Ch 604C, CONSUMER LITIGATION FUNDING59 Ch 600, TRADEMARKS, TRADE NAMES AND SERVICE …46 Ch 604D, EARNED WAGE ACCESS SERVICES44 Ch 598A, UNFAIR TRADE PRACTICES43 Ch 599B, SOLICITATION BY TELEPHONE41 Ch 598C, CONSUMER REPORTING31 Ch 598B, EQUAL OPPORTUNITY FOR CREDIT21 Ch 603, COMPUTERS17 Ch 604B, REFUND ANTICIPATION LOANS17 Ch 602, DOING BUSINESS UNDER ASSUMED OR FICT…13

1,153 sections·Filtered byTitle 52✕

NRS 604A.5076 Prohibited acts by licensee regarding amount of loan, ownership of vehicle and customer’s ability to repay loan.
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NRS 604A.5076 Prohibited acts by licensee regarding amount of loan, ownership of vehicle and customer’s ability to repay loan. A licensee who makes title loans shall not: 1. Make a title loan that exceeds the fair market value of the vehicle securing the title loan. 2. Make a tit…
NRS 604A.5078 Applicability of Uniform Commercial Code; repossession of vehicle; civil action.
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NRS 604A.5078 Applicability of Uniform Commercial Code; repossession of vehicle; civil action. 1. Except where in conflict with the provisions of this section, the provisions of chapters 104 to 104C, inclusive, of NRS apply to any title loan between a licensee who operates a titl…
NRS 604A.5079 Rescission of loan by customer.
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NRS 604A.5079 Rescission of loan by customer. 1. A customer may rescind a title loan on or before the close of business on the next day of business at the location where the title loan was initiated. To rescind the title loan, the customer must deliver to the licensee: (a) A sum …
NRS 604A.508 Payment of loan in full.
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Showing 951–1,000 of 1,153

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NRS 604A.508 Payment of loan in full. 1. A customer may pay a title loan, or any extension thereof, in full at any time, without an additional charge or fee, before the date the customer’s final payment on the title loan, or any extension thereof, is due. 2. If a customer pays th…

NRS 604A.5081 Partial payment on loan.

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NRS 604A.5081 Partial payment on loan. 1. A customer may make a partial payment on a title loan, or any extension thereof, at any time without an additional charge or fee. 2. If a customer makes such a partial payment, the licensee shall give to the customer a receipt with the fo…

NRS 604A.5083 Repayment plan.

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NRS 604A.5083 Repayment plan. 1. Before a licensee who operates a title loan service attempts to collect the outstanding balance on a title loan in default by commencing any civil action or process of alternative dispute resolution or repossessing a vehicle, the licensee shall of…

NRS 604A.5085 Limitations on amounts licensee may collect after default.

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NRS 604A.5085 Limitations on amounts licensee may collect after default. 1. If a customer defaults on a title loan or on any extension or repayment plan relating to the title loan, whichever is later, the licensee may collect only the following amounts from the customer, less all…

NRS 604A.5086 Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.

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NRS 604A.5086 Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution. 1. A licensee who operates a title loan service may collect a fee of not more than $25 if…

NRS 604A.5088 Receipt required for each payment by customer; contents.

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NRS 604A.5088 Receipt required for each payment by customer; contents. In addition to any other provision in this chapter, each time a customer who receives a title loan makes a payment to a licensee who operates a title loan service, the licensee shall give to the customer a rec…

NRS 604A.5089 Requirements regarding person acting as agent or assisting in making loan.

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NRS 604A.5089 Requirements regarding person acting as agent or assisting in making loan. 1. A person shall not act as an agent for or assist a licensee who operates a title loan service in the making of a title loan unless the licensee complies with all applicable federal and sta…

NRS 604A.509 Practices regarding customers who are members of military.

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NRS 604A.509 Practices regarding customers who are members of military. Notwithstanding any other provision of law: 1. If a customer who receives or attempts to receive check-cashing services is a member of the military, a licensee who operates a check-cashing service shall: (a) …

NRS 604A.5092 Prohibited acts by licensee: Improper practices; deceptive trade practices; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter.

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NRS 604A.5092 Prohibited acts by licensee: Improper practices; deceptive trade practices; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter. A licensee who operates a check-cashing service shall not: 1. Take any confession of judgment or any po…

NRS 604A.5094 Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.

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NRS 604A.5094 Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution. 1. A licensee who operates a check-cashing service may collect a fee of not more than $25…

NRS 604A.510 Short title.

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NRS 604A.510 Short title. The provisions of NRS 604A.510 to 604A.598, inclusive, may be cited as the Payday Lender Best Practices Act. (Added to NRS by 2015, 1144)

NRS 604A.515 Applicability.

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NRS 604A.515 Applicability. 1. In addition to the requirements of any other provision of this chapter, or any applicable law or regulation of this State or federal law or regulation, a licensee who has been issued one or more licenses to operate a deferred deposit loan service, h…

NRS 604A.570 Required disclosures.

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NRS 604A.570 Required disclosures. 1. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall comply with the disclosure requirements of NRS 604A.405 and the Federal Truth in Lending Act. A loan agreement between such a l…

NRS 604A.571 Prohibited fees.

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NRS 604A.571 Prohibited fees. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall not charge a fee for providing deferred deposit loan services that is prohibited by an applicable law or regulation of this State or fe…

NRS 604A.572 Prohibited advertisements.

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NRS 604A.572 Prohibited advertisements. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall comply with the provisions of subsection 6 of NRS 604A.5021 prohibiting advertisements that are false, misleading or deceptiv…

NRS 604A.573 Required notices.

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NRS 604A.573 Required notices. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall place the following notices on marketing materials and television, print, radio and Internet advertising when space or time reasonably…

NRS 604A.574 Limitations on extended term of loans.

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NRS 604A.574 Limitations on extended term of loans. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall not allow a customer to extend, rollover, renew, refinance or consolidate any deferred deposit loan for a period …

NRS 604A.575 Rescission of loan by customer.

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NRS 604A.575 Rescission of loan by customer. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall provide each customer with the ability to rescind any deferred deposit loan in accordance with the provisions of NRS 604…

NRS 604A.576 Collection of past due accounts; prohibited acts.

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NRS 604A.576 Collection of past due accounts; prohibited acts. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter must collect past due accounts in a professional, fair and lawful manner in accordance with the provisions o…

NRS 604A.577 Reporting violations of chapter.

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NRS 604A.577 Reporting violations of chapter. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall report to the Commissioner any person the licensee knows, or reasonably should know, is in violation of the provisions …

NRS 604A.578 Certain licensees required to offer repayment plan.

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NRS 604A.578 Certain licensees required to offer repayment plan. A licensee who has been issued a license to operate a deferred deposit loan service pursuant to this chapter shall provide to any customer who is unable to repay a deferred deposit loan in accordance with the loan a…

NRS 604A.579 Licensee offering services through Internet website required to comply with applicable laws.

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NRS 604A.579 Licensee offering services through Internet website required to comply with applicable laws. A licensee that offers deferred deposit loan services through an Internet website must be licensed in each state, as applicable, where any of its customers reside and shall c…

NRS 604A.580 Required disclosures.

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NRS 604A.580 Required disclosures. 1. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall comply with the disclosure requirements of NRS 604A.405 and the Federal Truth in Lending Act. A loan agreement between such a lice…

NRS 604A.581 Prohibited fees.

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NRS 604A.581 Prohibited fees. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall not charge a fee for providing high-interest loan services that is prohibited by an applicable law or regulation of this State or federal …

NRS 604A.582 Prohibited advertisements.

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NRS 604A.582 Prohibited advertisements. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall comply with the provisions of subsection 6 of NRS 604A.5049 prohibiting advertisements that are false, misleading or deceptive w…

NRS 604A.583 Required notices.

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NRS 604A.583 Required notices. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall place the following notices on marketing materials and television, print, radio and Internet advertising when space or time reasonably pe…

NRS 604A.584 Limitations on extended term of loans.

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NRS 604A.584 Limitations on extended term of loans. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall not allow a customer to extend, rollover, renew, refinance or consolidate any high-interest loan for a period longer…

NRS 604A.585 Rescission of loan by customer.

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NRS 604A.585 Rescission of loan by customer. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall provide each customer with the ability to rescind any high-interest loan in accordance with the provisions of NRS 604A.505.…

NRS 604A.586 Collection of past due accounts; prohibited acts.

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NRS 604A.586 Collection of past due accounts; prohibited acts. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter must collect past due accounts in a professional, fair and lawful manner in accordance with the provisions of N…

NRS 604A.587 Reporting violations of chapter.

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NRS 604A.587 Reporting violations of chapter. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall report to the Commissioner any person the licensee knows, or reasonably should know, is in violation of the provisions of …

NRS 604A.588 Certain licensees required to offer repayment plan.

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NRS 604A.588 Certain licensees required to offer repayment plan. A licensee who has been issued a license to operate a high-interest loan service pursuant to this chapter shall provide to any customer who is unable to repay a high-interest loan in accordance with the loan agreeme…

NRS 604A.589 Licensee offering services through Internet website required to comply with applicable laws.

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NRS 604A.589 Licensee offering services through Internet website required to comply with applicable laws. A licensee that offers high-interest loan services through an Internet website must be licensed in each state, as applicable, where any of its customers reside and shall comp…

NRS 604A.590 Required disclosures.

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NRS 604A.590 Required disclosures. 1. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall comply with the disclosure requirements of NRS 604A.405 and the Federal Truth in Lending Act. A loan agreement between such a licensee and…

NRS 604A.591 Prohibited fees.

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NRS 604A.591 Prohibited fees. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall not charge a fee for providing title loan services that is prohibited by an applicable law or regulation of this State or federal law or regulatio…

NRS 604A.592 Prohibited advertisements.

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NRS 604A.592 Prohibited advertisements. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall comply with the provisions of subsection 6 of NRS 604A.5072 prohibiting advertisements that are false, misleading or deceptive with rega…

NRS 604A.593 Required notices.

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NRS 604A.593 Required notices. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall place the following notices on marketing materials and television, print, radio and Internet advertising when space or time reasonably permits: 1…

NRS 604A.594 Rescission of loan by customer.

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NRS 604A.594 Rescission of loan by customer. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall provide each customer with the ability to rescind any title loan in accordance with the provisions of NRS 604A.5079. (Added to NRS …

NRS 604A.595 Collection of past due accounts; prohibited acts.

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NRS 604A.595 Collection of past due accounts; prohibited acts. A licensee who has been issued a license to operate a title loan service pursuant to this chapter must collect past due accounts in a professional, fair and lawful manner in accordance with the provisions of NRS 604A.…

NRS 604A.596 Reporting violations of chapter.

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NRS 604A.596 Reporting violations of chapter. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall report to the Commissioner any person the licensee knows, or reasonably should know, is in violation of the provisions of this cha…

NRS 604A.597 Certain licensees required to offer repayment plan.

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NRS 604A.597 Certain licensees required to offer repayment plan. A licensee who has been issued a license to operate a title loan service pursuant to this chapter shall provide to any customer who is unable to repay a title loan in accordance with the loan agreement between the l…

NRS 604A.598 Licensee offering services through Internet website required to comply with applicable laws.

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NRS 604A.598 Licensee offering services through Internet website required to comply with applicable laws. A licensee that offers title loan services through an Internet website must be licensed in each state, as applicable, where any of its customers reside and shall comply with …

NRS 604A.5983 Prohibited annual percentage rates.

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NRS 604A.5983 Prohibited annual percentage rates. A licensee who makes a loan that constitutes consumer credit to a covered service member or his or her dependent shall not charge the covered service member or dependent an annual percentage rate with respect to the loan except as…

NRS 604A.5985 Required disclosures.

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NRS 604A.5985 Required disclosures. 1. Before making a loan that constitutes consumer credit to a covered service member or a dependent of a covered service member, a licensee shall provide the following information to the covered service member or the dependent of a covered serv…

NRS 604A.5987 Prohibited terms of consumer credit to covered service member.

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NRS 604A.5987 Prohibited terms of consumer credit to covered service member. A licensee shall not make a loan that constitutes consumer credit to a covered service member or a dependent of a covered service member with respect to which: 1. The licensee extends, rolls over, renews…

NRS 604A.600 Application for license.

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NRS 604A.600 Application for license. 1. An application for a license pursuant to the provisions of this chapter must be made in writing, under oath and on a form prescribed by the Commissioner. The application must include: (a) If the applicant is a natural person, the name and …

NRS 604A.605 Additional materials to be submitted with application; grounds for denial of license.

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NRS 604A.605 Additional materials to be submitted with application; grounds for denial of license. 1. In addition to any other requirements set forth in this chapter, each applicant must submit proof satisfactory to the Commissioner that the applicant: (a) Has a good reputation f…

NRS 604A.610 Surety bond.

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NRS 604A.610 Surety bond. 1. Except as otherwise provided in NRS 604A.615, each application for a license pursuant to the provisions of this chapter must be accompanied by a surety bond payable to the State of Nevada in the amount of $50,000 plus an additional $5,000 for each bra…