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New Hampshire Statutes, Title XXXI

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New Hampshire/Statutes

← All New Hampshire coverage

Title XXXI, Trade and Commerce

102 chapters · 792 sections in this title.

All chapters in Title XXXI792 Ch 356-B83 Ch 33957 Ch 354-A41 Ch 359-B29 Ch 356-A27 Ch 339-C23 Ch 359-C22 Ch 35620 Ch 357-C20 Ch 359-U20 Ch 359-T19 Ch 339-B17 Ch 350-A15 Ch 358-A14

12 sections·Filtered byTitle XXXI✕Ch 358-P✕

RSA 358-P:1 Short Title
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This chapter is to be known as the "New Hampshire Rent-to-Own Agreement Act."
RSA 358-P:10 Renegotiations and Extensions
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I. A renegotiation shall occur when an existing rent-to-own agreement is satisfied and replaced by a new agreement undertaken by the same rent-to-own dealer and consumer. A renegotiation shall be considered a new agreement requiring new disclosures. A renegotiation shall not incl…
RSA 358-P:11 Enforcement; Penalties
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I. (a) A rent-to-own dealer who fails to comply with the requirements of this chapter is liable to the consumer damaged thereby in an amount equal to the greater of: (1) The actual damages sustained by the consumer as a result of the rent-to-own dealer's failure to comply with th…
RSA 358-P:12 Rent-to-Own Dealer's Defenses
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I. If a rent-to-own dealer establishes by a preponderance of evidence that a violation of this chapter was unintentional or the result of a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid such errors, no penalty as specified in RSA 358-P:…

RSA 358-P:2 Definitions

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In this chapter: I. "Advertisement" means a commercial message in any medium that solicits a consumer to enter a rent-to-own agreement. II. "Cash price" means the price at which the lessor would have sold the property to the consumer for cash on the date of the rent-to-own agreem…

RSA 358-P:3 General Requirements of Disclosure

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I. The rent-to-own dealer shall disclose to the consumer the information required by RSA 358-P:4. In a transaction involving more than one rent-to-own dealer, only one such dealer need make the disclosures, but all rent-to-own dealers shall be bound by such disclosures. II. The d…

RSA 358-P:4 Disclosures

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For each rent-to-own agreement, the rent-to-own dealer shall disclose in the agreement the following items, as applicable: I. Whether the periodic payment is weekly, monthly or otherwise, the dollar amount of each payment, and the total number and total dollar amount of all perio…

RSA 358-P:5 Advertising

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I. If an advertisement for a rent-to-own agreement refers to or states the dollar amount of an initial, periodic, or final payment or offers a free initial, periodic, or final payment for any item and refers to or states the right to acquire ownership of the item, then for such i…

RSA 358-P:6 Inapplicability of Other Laws; Exempted Transactions

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I. Rent-to-own agreements which comply with this chapter are not governed by the laws relating to: (a) A "security interest" as defined in RSA 382-A:1-201(37). (b) A "consumer credit transaction" as defined in RSA 358-C:1, II and RSA 358-K:1, V. (c) "Credit" as defined in RSA 358…

RSA 358-P:7 Prohibited Practices

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I. A rent-to-own agreement shall not contain: (a) A confession of judgment. (b) A negotiable instrument. (c) A security interest or any other claim of a property interest in any property of the consumer. (d) A wage assignment. (e) A waiver by the consumer of claims or defenses. (…

RSA 358-P:8 Reinstatement

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I. A consumer who fails to make a timely rental payment may reinstate the agreement, without losing any rights or options which exist under the agreement, by the payment of: (a) All past due rental charges; (b) If the property has been picked up, the reasonable costs of pick-up a…

RSA 358-P:9 Receipts

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Upon request by the consumer, a rent-to-own dealer shall provide the consumer with a written receipt for each payment.