Title XXXV, Banks and Banking; Loan Associations; Credit Unions

The commissioner may disclose to the public the number and type of complaints and disposition of complaints filed by consumers against a particular person or entity; provided, however, that no such disclosure shall abridge the confidentiality of consumer complaints or inquiries.

The commissioner shall annually designate one person from within the banking department who shall administer and coordinate the commissioner's response to consumer complaints concerning conduct in trade or commerce licensed or regulated under Title XXXV, Title XXXVI, RSA 361-A, o…

Notwithstanding the exceptions to confidentiality in RSA 383:10-b, the submission of any information to any federal banking agency, state banking department, or foreign banking authority for any purpose in the course of any supervisory or regulatory process shall not be construed…

I. No person engaging in trade or commerce, including without limitation, any business, activity, or transaction, that is subject to the jurisdiction of the bank commissioner may act in a manner that is or may be an unfair method of competition or an unfair or deceptive act or pr…

I. The commissioner shall charge and collect from each entity, the condition and management of which he or she examines under the provisions of RSA 383:9, the actual cost of travel, lodging, meals, and other expenses of examination personnel employed in making examinations under …

The commissioner shall be authorized to enter into contracts with federal regulatory and insuring agencies to perform examinations of financial institutions, or to provide other services, and to receive monetary reimbursement for the costs incurred in providing such contract serv…

I. The commissioner may, as liquidator and in the name of any entity being liquidated, declare and charge a special assessment to offset the cost of administering the liquidation from the group of all other entities of the same type as the entity being liquidated in the manner se…

The commissioner, the deputy commissioner, or any of the examiners may summon and examine under oath by him administered any officer, agent, or servant of any such institution or any other person in relation to the affairs and condition of the institution.

The commissioner shall file with the governor and council his or her annual report, which shall contain information concerning each entity under the commissioner's supervision. The report shall also give the names of the officers of the banks, credit unions, and trust companies a…

If the commissioner, deputy commissioner, or any examiner shall make a false statement of the condition of any institution with the intent to deceive, or shall intentionally fail when examining any institution to make a prudent and careful examination of appropriate scope based o…

The commissioner may destroy any records, reports, or miscellaneous papers filed in his office which, in his opinion, are no longer of any value to the state.

The commissioner may have printed separate copies of the banking laws whenever, in his opinion, such copies are necessary.

In case of temporary disability of the commissioner, or of a vacancy in the office, and there is no deputy commissioner, the governor, with the advice and consent of the council, may appoint a bank commissioner for the time being, who shall have the powers and perform the duties …

Each decision or act of the board of trust company incorporation shall maintain the same force and effect as when such decision was issued or act was taken, except to the extent otherwise provided under this title. Any charter granted or amended by the board of trust company inco…

There is hereby established a commission to study the creation of regulatory frameworks for stable tokens, tokenized real-world assets (RWAs), and blockchain-based trusts in New Hampshire. I. The commission shall study and make recommendations regarding the following: (a) The cur…

The governor, with the advice and consent of the council, may remove either the bank commissioner or a deputy bank commissioner at any time as provided for in RSA 4:1.

Unless otherwise indicated, the definitions in RSA 383-A:2-201 shall apply to this chapter.

Vacancies in the office of the bank commissioner and deputy bank commissioner as established by RSA 383:1, shall be filled for the unexpired term of such office.

The commissioner shall appoint a general counsel, who shall serve at the pleasure of the commissioner. The general counsel shall perform such duties and exercise such powers as the commissioner may authorize.

No person who is not a resident of the state at the time of his or her appointment or who fails to become a resident of the state within one year after his or her appointment, and no person who is indebted to any entity under the supervision of the commissioner, or who holds any …

I. The annual salary of the commissioner, and that of the deputy commissioner, shall be that prescribed by RSA 94:1-4. The commissioner may appoint examiners and such assistants as may be necessary, within the limits of the appropriations therefor and the rules of the state perso…

I. The commissioner may delegate to deputies, assistants, examiners, or employees of the department the exercise or discharge in the commissioner's name of any power, duty, or function, whether ministerial, discretionary or of whatever character, vested in or imposed upon the com…

The commissioner shall be provided with an office in some suitable place in Concord.

I. The commissioner shall have general supervision of and shall conduct examinations of all state banks, trust companies, family trust companies, credit unions, and other entities licensed by the department as may be designated by law from time to time. The commissioner may also …

The commissioner is authorized to arrange for a joint examination by the department and any other federal or state regulator or group of regulators with authority to conduct a similar type of examination of the entity, including other state banking departments, the Federal Deposi…

The commissioner shall also have general supervision of any public common trust fund created by the New Hampshire Charitable Foundation. He may examine into the condition and management of such public common trust funds when necessary in his judgment. Whenever he shall conduct su…

The bank commissioner shall hear and investigate complaints against companies or corporations primarily engaged in the business of making loans to be used exclusively for the payment and assurance of payment of tuition and other expenses of formal education in institutions of hig…

I. Unless an exception is granted as provided in paragraph II, the commissioner shall examine the condition and management of all depository banks and credit unions every 18 months or more often when necessary in his or her judgment. The commissioner shall examine the condition a…

If a corporation becomes a small business lender through any loan program by the United States Small Business Administration, which requires the corporation to meet banking requirements and to be examined at least annually by the New Hampshire banking department, an examination s…

If a municipal business and industrial development authority, a city development office, or a not-for-profit development organization becomes a small business lender through any program which requires that it be examined by the New Hampshire banking department, the authority or o…

The bank commissioner shall also have general supervision of a corporation, partnership, limited partnership, limited liability company, limited liability corporation, business trust, or any other form of business entity organized under the laws of any jurisdiction which (i) bene…