™Your Policy Risk Impact Agent
116 chapters · 1,704 sections in this title.
RSA 402-P:1 Definitions
3.1K chars
In this chapter: I. "Chronic condition" means a condition that can be treated or managed, but not cured. II. "Congenital anomaly or disorder" means a condition that is present from birth, whether inherited or caused by the environment, which may cause or contribute to illness or …
RSA 402-P:2 Purpose and Scope
1.0K chars
I. The purpose of this chapter is to promote the public welfare by creating a comprehensive legal framework within which pet insurance may be sold in this state. II. The requirements of this chapter shall apply to pet insurance policies that are issued to any resident of this sta…
RSA 402-P:3 Disclosures
5.5K chars
I. A pet insurer transacting pet insurance shall disclose the following to consumers: (a) If the policy excludes coverage due to any of the following: (1) A preexisting condition; (2) A hereditary disorder; (3) A congenital anomaly or disorder; or (4) A chronic condition. (b) If …
RSA 402-P:4 Policy Conditions
1.9K chars
I. A pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to the condition for which a claim …
