Title XLVIII, Conveyances and Mortgages of Realty

I. No pre-foreclosure conveyance shall transfer any interest in real property unless the homeowner has received, at least 72 hours prior to his or her execution of conveyance documents, a document entitled "notice of loss of ownership." II. The document entitled "notice of loss o…

I. In addition to any other right under law to cancel or rescind a contract, a homeowner has the unconditional right to: (a) Cancel a foreclosure consulting contract at any time; and (b) Cancel a pre-foreclosure conveyance at any time before midnight of the fifth business day aft…

I. A foreclosure consultant shall have a fiduciary duty to the homeowner who retains his or her services and shall not act contrary to the interest of the homeowner. II. A foreclosure consultant may not: (a) Enter any agreement or provide any services on behalf of a homeowner unt…

I. A person may not induce or attempt to induce a homeowner to waive the homeowner's rights under this chapter. II. Any waiver by a homeowner of the provisions of this chapter is void and unenforceable as contrary to public policy.

I. Any agreement, encumbrance, assignment or transfer of any interest in violation of this chapter shall be voidable at the option of the homeowner, until the time of a completed conveyance to a third party. II. No action shall be brought under this chapter more than 3 years from…

A violation of this chapter is considered to be a violation of the New Hampshire consumer protection act, RSA 358-A, and all remedies of the consumer protection act are available for such violations.

A person who violates any provision of this chapter is guilty of a class A misdemeanor.