Title XXXI, Trade and Commerce

I. A fully completed copy of every contract shall be delivered to the member at the time the contract is signed. Every contract must constitute the entire agreement between the seller and the member, shall be in writing, shall be signed by the member, and shall designate the date…

Any violation of RSA 358-N:2 shall constitute an unfair or deceptive trade practice within the meaning of RSA 358-A, and shall subject the defendant in such case to a cause of action under RSA 358-A:10.

For the purposes of this chapter, any debt collection or attempt to collect a debt shall be deemed unfair, deceptive or unreasonable if the debt collector: I. Communicates or attempts to communicate with the debtor, orally or in writing: (a) By causing a telephone to ring or enga…

In the event of a dispute between a nonparticipating provider or nonparticipating emergency facility and a health carrier relative to the fair value of emergency health care items or services with respect to which balance billing is prohibited under RSA 358-T:2 or in the event of…

I. A rental referral agency shall not make any representation that any rental property is available for rent unless availability has been verified by the agency through contact with the lessor within 48 hours prior to the representation. The availability of rental property descri…

I. Any debt collector who violates the provisions of this chapter shall be liable in any court of competent jurisdiction to the debtor for one of the following, whichever is greater: (a) In an action brought by and on behalf of an individual debtor only, the sum of $200 plus cost…

I. Every contract shall provide that if any goods ordered by the member from the buying club are not delivered to the member or available for pickup by the member at a location within his county of residence within 6 weeks from the date the member placed an order for such goods, …

If additional service or repair work of an unrelated and different nature from the work originally itemized in the written estimate becomes necessary, a motor vehicle repair facility shall notify the customer of the estimated cost of such additional work and receive his written o…

A failure of any dealer to comply with the provisions of this section, or a concealment by any dealer of any defect which was discovered, or should have been discovered, during the examination conducted under RSA 358-F:2 is an unfair or deceptive act or practice within the meanin…

I. No person shall, in connection with the sale or lease or solicitation for sale or lease of goods, property or service, represent that another person has a chance to win or to receive a prize, gift or item of value without clearly and conspicuously disclosing on whose behalf th…

For each rent-to-own agreement, the rent-to-own dealer shall disclose in the agreement the following items, as applicable: I. Whether the periodic payment is weekly, monthly or otherwise, the dollar amount of each payment, and the total number and total dollar amount of all perio…

I. Whenever the attorney general has reason to believe that a chain distributor scheme is being or is about to be conducted by any person, he may bring an action in the name of the state against such person, and in connection with such action may request the court to issue a temp…

Interest on closed-end consumer credit transactions entered into after June 30, 1985 shall be contracted for at an annual rate or rates and computed only on the scheduled outstanding balances of the amount financed according to the actuarial method. Interest on such transactions …

This chapter shall not apply to scheduled airlines.

A grantor shall provide to each prospective distributor a disclosure statement which contains the documents and information required to be filed with the attorney general at least 7 days prior to entering into any distributorship contract or agreement with such prospective distri…

I. Each health club operating in this state shall prepare a comprehensive list of all membership plans offered for sale by the health club and the respective price of each plan. The list shall be shown to each prospective purchaser of a membership plan. II. A health club is prohi…

I. The provisions of this chapter shall be administered and enforced by the consumer protection and antitrust bureau, department of justice established by RSA 21-M:8. II. [Repealed.] III. (a) Whenever the attorney general has reason to believe that trade or commerce declared unla…

I. An operator shall not accept or dispense, in the aggregate, more than $2,000 per customer per calendar day across all kiosks under common control within the United States. II. Before accepting funds, all kiosks shall display conspicuous warnings, including that no government a…

I. Each martial arts school operating in this state shall prepare a comprehensive list of the courses offered by the martial arts school and the respective price of each course. The list shall be shown to each prospective purchaser of a membership plan. II. A martial arts school …

Any provision of this chapter to the contrary notwithstanding, interest on any closed-end consumer credit transaction may be collected in advance for origination fees at the inception of such transaction or for a fractional part of a month (less than 30 days) from the inception o…

At least 10 days prior to commencement of any action under RSA 358-A:4, the attorney general shall notify the person of the attorney general's intended action, and give the person an opportunity to confer with the attorney general, or agent, in person or by counsel or other repre…

Any violation of RSA 358-B:2 shall also constitute an unfair method of competition or any unfair or deceptive act or practice within the meaning of RSA 358-A, and shall subject the defendant in such case to a cause of action under RSA 358-A:10.

I. A creditor involved in a consumer credit transaction or a debt collector designated to collect on a check, negotiable order of withdrawal, share draft, or other negotiable instrument may charge and receive a check collection charge of not more than $25, unless otherwise expres…

Upon the completion of any service or repair work for which an estimate has been given, a motor vehicle repair facility shall not charge the customer any amount which exceeds the estimate by 10 percent without his written consent.

It shall be unlawful for any person, in connection with the advertising, offering, contracting, sale or promoting of any distributorship in this state: I. To fail to comply with any provision of this chapter; II. To employ any device, scheme or artifice to defraud a distributor; …

I. Any violation of the provisions of this chapter is an unfair or deceptive act or practice within the meaning of RSA 358-A:2. Any right, remedy, or power set forth in RSA 358-A, including those set forth in RSA 358-A:4, II, may be used to enforce the provisions of this chapter.…

I. No term contract for health club services shall be for a term of more than one year, nor shall any health club term contract contain an automatic renewal clause for a period greater than one month. A contract may provide for a renewal option for continued membership, but any s…

I. Any violation of the provisions of this chapter is an unfair or deceptive act or practice within the meaning of RSA 358-A:2. Any right, remedy or power set forth in RSA 358-A, including those set forth in RSA 358-A:4, II, may be used to enforce the provisions of this chapter. …

Any person who willfully violates any provision of this chapter shall be guilty of a misdemeanor.

I. No person shall represent that another person has been specially selected in connection with the sale or lease or solicitation for sale or lease of goods, property or service, unless the selection process is designed to reach a particular type or types of persons. II. The use …

I. If an advertisement for a rent-to-own agreement refers to or states the dollar amount of an initial, periodic, or final payment or offers a free initial, periodic, or final payment for any item and refers to or states the right to acquire ownership of the item, then for such i…

I. No term contract for martial arts school services shall be for a term of more than 3 years. The buyer has the option of purchasing a shorter term contract in accordance with the other courses offered by the martial arts school. The buyer has the option of entering into a contr…

I. If a covered person with covered benefits that include ground ambulance services under a health benefit plan is furnished ground ambulance services, then, whether the ground ambulance provider is a participating provider or a nonparticipating provider, the ground ambulance pro…

I. Any violation of this chapter shall constitute an unfair or deceptive act or practice within the meaning of RSA 358-A:2. Any right, remedy, or power set forth in RSA 358-A may be used to enforce the provisions of this chapter. II. The rights, obligations, and remedies provided…

I. Every seller of a martial arts instruction term or monthly contract shall: (a) Refund to the buyer the pro rata cost of any unused services, within 15 days after request therefor, if: (1) The buyer is unable to receive benefits from the seller's services by reason of death, di…

In connection with a consumer transaction, no person shall issue any writing which simulates or resembles: I. A check unless the writing clearly and conspicuously discloses its true value and purpose, and the writing would not mislead a reasonable person. II. An invoice unless th…

Any waiver of the prospective tenant of the provisions of this chapter shall be deemed contrary to public policy and shall be void and unenforceable.

I. Any violation of the provisions of this chapter is an unfair or deceptive act or practice within the meaning of RSA 358-A:2. Any right or remedy set forth in RSA 358-A may be used to enforce the provisions of this chapter. II. Any distributor may bring an action under RSA 358-…

The provisions of this chapter shall apply to all consumer credit transactions, both secured and unsecured, including those transactions secured by a real property mortgage. The provisions of this chapter shall not apply to student loans, the proceeds of which are exclusively for…

A motor vehicle repair facility is not liable for breach of the written estimated completion date for service or repair work if the delay is caused by: I. An act of God; II. Strike; III. Unexpected illness; IV. Unexpected shortage of labor or parts; or V. Unavailability of custom…

Any waiver by the member of the provisions of this chapter shall be deemed contrary to public policy and shall be void and unenforceable.

I. Any person convicted of violating RSA 358-A:2 hereof shall be guilty of a misdemeanor if a natural person, or guilty of a felony if any other person. II. Any person who violates the terms of an injunction issued under RSA 358-A:4, III, shall be guilty of a misdemeanor if a nat…

I. Rent-to-own agreements which comply with this chapter are not governed by the laws relating to: (a) A "security interest" as defined in RSA 382-A:1-201(37). (b) A "consumer credit transaction" as defined in RSA 358-C:1, II and RSA 358-K:1, V. (c) "Credit" as defined in RSA 358…

I. Every seller of a prepaid health club services contract shall: (a) Refund to the buyer the pro rata cost of any unused services, within 15 days after request therefor, if: (1) The buyer is unable to receive benefits from the seller's services by reason of death or disability. …

The attorney general shall adopt rules, pursuant to RSA 541-A, relative to: I. The information required on the registration statement required under RSA 358-I:2, I. II. The financial documentation necessary to assure financial responsibility to make refunds under RSA 358-I:2. III…

I. A health club shall be prohibited from offering specials or discounts unless such specials or discounts are made in writing and are made available to all prospective members who have not previously been members of the health club; provided, however, that specials or discounts …