New Jersey Administrative Code

(a) Any inmate denied a referral to the State Parole Board by the S.C.R.B. on two consecutive occasions shall have the right to appeal to the S.C.R.B. Chairperson within 30 business days of the S.C.R.B.'s second denial, after the inmate consults with his or her primary therapist …

(a) The Coordinator shall notify the State Parole Board of those inmates whom the Special Classification Review Board (S.C.R.B.) has recommended for parole, and forward the necessary documents to the State Parole Board for its use in reaching a decision as to parole. (b) No inmat…

The C-4 shall be responsible for the assignment to a correctional facility or a residential community program and to make a recommendation of custody status when an inmate has been returned from a residential community program. Notes N.J. Admin. Code § 10A:9-9.1 Amended by 47 N.J…

(a) The members of the C-4 shall be: 1. An Assistant Superintendent or designee from the Division of Programs and Community Services; 2. A Classification Department representative; 3. A Division of Operations representative (optional); and 4. An Office of Substance Abuse Programm…

(a) Decisions regarding the assignment to a correctional facility or a residential community program and the recommendation of a custody status when an inmate has been returned from a residential community program shall be based upon: 1. The length of the sentence; 2. The type of…

(a) The organization of the Department of Banking and Insurance appears below. (b) The mission of the Department of Banking and Insurance is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and …

(a) The Commissioner may share any information regarding the financial condition of insurers, including information that is not subject to public inspection or copying pursuant to the Open Public Records Act, N.J.S.A. 47:1A-1 et seq., with the National Association of Insurance Co…

This subchapter establishes the procedures, requirements and standards which govern the application of foreign and alien companies engaged in the business of property and casualty insurance for a Certificate of Authority to transact the business of insurance in the State of New J…

This subchapter applies to any foreign and alien company engaged in the business of property and casualty insurance that applies for a Certificate of Authority to transact the business of insurance in the State of New Jersey. The filing requirements contained in this subchapter s…

The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise. "Affiliate" of, or person "affiliated" with, a specific person, means a person who or which directly, or indirectly through one or more …

(a) In order for a foreign or alien company engaged in the business of property and casualty insurance to be admitted to transact the business of insurance in the State of New Jersey, the requirements in this section shall be satisfied in addition to any other requirements in thi…

(a) Prior to the acceptance of a final application for a Certificate of Authority in the State of New Jersey, all foreign and alien insurers engaged in the business of property and casualty insurance who desire to transact the business of insurance in the State of New Jersey shal…

(a) After submission of the letter of intent as required by N.J.A.C. 11:1-10.5, the applicant shall be instructed by the Department to file the following items: 1. A copy of its charter as currently in force, certified by the lawful custodian of the original document; 2. A copy o…

(a) Upon receipt of a final application, the Commissioner shall conduct a thorough background investigation and review which shall include the information contained in N.J.A.C. 11:1-10.4, 10.5 and 10.6, inquiries regarding claims settlement practices and any other information whi…

(a) Applicants contemplating the writing of homeowners or comprehensive personal liability polices in the State of New Jersey shall be required to afford coverage against liability for the payment of any obligation which the policyholder may incur to an injured domestic servant, …

If any provision of this subchapter or the application thereof to any person or circumstance is held invalid, the remainder of the subchapter and the application of such provision to other persons or circumstances shall not be affected thereby. Notes N.J. Admin. Code § 11:1-10.9 …

This rule does not purport to describe all conduct within the proscription of the statute. Such other conduct found by the commissioner to constitute violation prior to this rule remains as a reason for sanctions under the statute. Nor is it possible to describe herein all forms …

(a) Any licensed insurance producer who is a shareholder or who is serving as an officer of record of a corporate licensee which declares insolvency, dissolves, ceases to do business or does not renew its insurance licenses primarily to avoid payment of fines or debts to insolven…

(a) Violation of any of the rules of the Department of Banking and Insurance, or of any insurance statute, shall be sufficient cause for any disciplinary action permitted by statute. (b) In accordance with the provisions of N.J.S.A. 17:22A-27 et seq., the Commissioner in appropri…

§ 11:1-12.1 - Reserved Notes N.J. Admin. Code § 11:1-12.1

(a) Active officers shall be held individually responsible for all insurance related conduct of the corporate licensee. (b) Every license application, amended application and renewal must be accompanied by a sworn statement signed by each active officer listed thereon that he con…

Notes N.J. Admin. Code §§ 11:1-12.3 through 11:1-12.4

Active members shall be held individually responsible for all insurance related conduct of the partnership licensee. Notes N.J. Admin. Code § 11:1-12.5

§ 11:1-12.6 - Reserved Notes N.J. Admin. Code § 11:1-12.6

N.J.A.C. 11:1-15.2 and 15.3 shall apply to all petitions made by interested persons for the promulgation, amendment or repeal of any rule by the Department of Banking and Insurance, pursuant to N.J.S.A. 52:14B-4(f). N.J.A.C. 11:1-15.5 applies to requirements for extension of a pu…

(a) Any person who wishes to petition the Department to promulgate, amend or repeal a rule must submit to the Commissioner, in writing, the following information: 1. Name of the petitioner; 2. The substance or nature of the rulemaking which is requested; 3. The reasons for the re…

(a) Upon receipt of a petition in compliance with N.J.A.C. 11:1-15.2, the Department will file a notice of petition with the Office of Administrative Law for publication in the New Jersey Register. The notice will include: 1. The name of the petitioner; 2. The substance or nature…

(a) The Department shall provide notice of new rules, amendments, repeals or adoptions by posting these rules on its website at http://www.state.nj.us/dobi/legsregs.htm and to the news media maintaining a press office in the State House Complex. (b) The Department shall post its …

(a) In determining whether sufficient public interest has been demonstrated for the purposes of extending the comment period pursuant to N.J.A.C. 1:30-5.4, the Commissioner shall consider the following criteria: 1. Whether comments received indicated a previously unrecognized imp…

(a) The purpose of this subchapter is to promote competition among insurers for the benefit of the insurance consuming public by permitting insurers subject to N.J.S.A. 17:29A-1 et seq. to effect expeditiously certain decreases in rates currently approved by the Department when, …

(a) Any insurer, subject to the provisions of N.J.S.A. 17:29A-1 et seq., to effect a decrease in rates currently approved by the Commissioner, shall comply with the following filing requirements: 1. The insurer by a rate filing shall notify the Commissioner of Banking and Insuran…

(a) This subchapter shall apply to every rating organization and property and casualty insurer that makes its own rate, rule and policy form filings and to every member or subscriber of a rating organization on whose behalf rate, rule and policy form filings are made pursuant to …

(a) Filings submitted to this Department for approval shall be explicit and self-contained, supported by statistics, where applicable, and shall set forth the information upon which the filer relied in making the filing. (b) All commercial and personal lines filings shall be subm…

(a) Filings containing changes in rates, rules, plans and forms previously approved for the filer shall be presented in the following fashion: 1. A copy of the page or pages containing the passage for which a change is proposed shall be filed in such form that the text is self-co…

(a) If a filer proposes to adopt rules, rating plans, policy forms or endorsements previously approved for other filers in New Jersey, the filing shall clearly identify such reference including the name of the filer and the date such filings were approved in this State, including…

Action on new filings will be expedited if they are identified as to their foundation. Filings shall not be identified as new filings if they properly fall under the categories discussed under section 3 or 4 of this subchapter. Notes N.J. Admin. Code § 11:1-2.5 Amended by R.1975 …

The filing with a cover letter shall be submitted to the Department of Banking and Insurance. Filers may choose to eliminate the submission of a cover letter provided that the SERFF Filing's General Information Filing Description Section is fully completed with a clear and precis…

Failure to comply with the provisions of this subchapter may result in the imposition of penalties as prescribed by law. Notes N.J. Admin. Code § 11:1-2.7 New Rule, R.2002 d.101, effective 4/1/2002. See: 33 N.J.R. 1875(a), 34 N.J.R. 1431(b).

(a) This subchapter shall apply to all commercial insurance policies that are in force, issued, or renewed by companies licensed to do business in this State except workers' compensation insurance, employers liability, fidelity, surety, performance and forgery bonds, ocean marine…

If any provision of this subchapter or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the subchapter and the application of such provision to other persons or circumstances shall not be affected thereby. Notes N.J. Adm…

(a) In addition to any other penalty authorized by law, the Commissioner may, after notice and a hearing, impose penalties as prescribed by N.J.S.A. 17:29A-1 et seq., 17:29AA-1 et seq., 17:29B-7 and 11, 17:30C-1 et seq., 17:32-1 et seq. and 17:33-2. (b) As an alternative or in ad…

§ 11:1-20.12 - Reserved Notes N.J. Admin. Code § 11:1-20.12

(a) No policy shall be nonrenewed upon its expiration date unless a valid written notice or nonrenewal has been mailed or delivered to the insured in accordance with the provisions of this subchapter. For the purpose of this subchapter, policies not having a fixed expiration date…

(a)All commercial insurance policy forms and all homeowners' insurance policy forms must contain a provision setting forth the following statement: Pursuant to New Jersey law, this policy cannot be cancelled or nonrenewed for any underwriting reason or guideline which is arbitrar…

(a) No insurer may cancel or nonrenew a policy based upon underwriting guidelines which are arbitrary, capricious or unfairly discriminatory. (b) The following guidelines are approved for use by insurers: 1. Nonpayment of premium; 2. Moral hazard, as defined at N.J.A.C. 11:1-20.2…

(a) Every cancellation or nonrenewal based upon loss of or reduction in available insurance capacity shall be supported by the following documentation: 1. A narrative description of the specific facts underlying the insurer's loss of or reduction in capacity. 2. Identification of…

(a) Every cancellation or nonrenewal based on material increase in exposure resulting from changes in statutory or case law subsequent to issuance of the insurance contract shall be supported by the following documentation: 1. Copies of or appropriate references to the applicable…