131 chapters · 3,637 sections in this title.
N.J.S.A. 17:13A-1 Application of act
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17:13A-1. Application of act This act applies to advertisements made in connection with loans which are payable in installments and upon which interest is (a) received in advance, or (b) is added to the amount of the loan, so that the amount to be repaid, as stated in the instrum…
N.J.S.A. 17:13A-2 Definitions
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17:13A-2. Definitions As used in this act, (a) "person" means an individual, a corporation, a partnership and every other organized group of persons; (b) "loan" means a loan of the type referred to in section 1; (c) "lender" means a person who makes loans; it also includes agents…
N.J.S.A. 17:13A-3 Requirements
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17:13A-3. Requirements No advertisement made or caused to be made by a lender shall contain any statement making reference to or setting forth a stated rate or percentage of interest charged on a loan made by him, unless such rate or percentage is expressed in terms of simple int…
N.J.S.A. 17:13A-4 Violation
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17:13A-4. Violation Any lender who willfully violates the provisions of section 3 of this act shall be a disorderly person. L.1965, c. 169, s. 4.