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New Jersey Statutes, Title 17

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Title 17, Title 17: CORPORATIONS AND INSTITUTIONS FOR FINANCE AND INSURANCE

131 chapters · 3,637 sections in this title.

All chapters in Title 173,637 Ch 9A, Chapter 9A605 Ch 12B, Chapter 12B308 Ch 48E, Chapter 48E155 Ch 16C, Chapter 16C125 Ch 48A, Chapter 48A118 Ch 48, Chapter 48105 Ch 14A, Chapter 14A100 Ch 29A, Chapter 29A85 Ch 11C, Chapter 11C69 Ch 22, Chapter 2264 Ch 33B, Chapter 33B64 Ch 13, Chapter 1363 Ch 46B, Chapter 46B59 Ch 48C, Chapter 48C47

12 sections·Filtered byTitle 17✕Ch 16V✕

N.J.S.A. 17:16V-1 Short title.
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17:16V-1 Short title. 1. This act shall be known and may be cited as the "Collateral Protection Insurance Act." L.1999,c.44,s.1.
N.J.S.A. 17:16V-10 Notices to primary debtor.
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17:16V-10 Notices to primary debtor. 10. If a credit transaction involves more than one debtor, notices or warnings required to be mailed under this act, shall be mailed to any primary debtor. L.1999,c.44,s.10.
N.J.S.A. 17:16V-11 Applicability when debtor resides in State.
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17:16V-11 Applicability when debtor resides in State. 11. This act shall apply to all credit transactions entered into in this State or if the debtor resides in this State, provided, however, that if the debtor resides in another state, compliance with that state's requirements r…
N.J.S.A. 17:16V-12 Transactions to which act applies.
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17:16V-12 Transactions to which act applies. 12. This act shall apply to all credit transactions whether entered into prior or subsequent to the effective date of this act but shall apply only to collateral protection insurance purchased after the effective date of this act. L.19…

N.J.S.A. 17:16V-2 Definitions relative to collateral protection insurance.

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17:16V-2 Definitions relative to collateral protection insurance. 2. As used in this act: "Collateral" means all personal property used to secure payment or performance pursuant to a credit transaction. "Collateral protection insurance" means insurance purchased by a creditor in …

N.J.S.A. 17:16V-3 Collateral protection insurance, purchase by creditor.

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17:16V-3 Collateral protection insurance, purchase by creditor. 3. a. If the terms of the credit agreement require the debtor to obtain and continue to maintain insurance which designates the creditor as loss payee or beneficiary protecting against loss or damage to the collatera…

N.J.S.A. 17:16V-4 Collateral protection insurance; effective date, face amount, term.

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17:16V-4 Collateral protection insurance; effective date, face amount, term. 4. a. The effective date of the collateral protection insurance policy purchased by the creditor shall not be sooner than the earlier of the date the debtor's insurance lapsed or the date that the debtor…

N.J.S.A. 17:16V-5 Termination, cancellation conditions.

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17:16V-5 Termination, cancellation conditions. 5. a. Collateral protection insurance shall terminate on the earliest of the following dates: (1) the date other acceptable insurance coverage becomes effective, subject to the debtor providing evidence of the other insurance to the …

N.J.S.A. 17:16V-6 Obtaining insurance.

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17:16V-6 Obtaining insurance. 6. Collateral protection insurance may be obtained from an insurance carrier chosen by the creditor which is licensed or otherwise authorized to provide such insurance in this State, and shall be set forth in an individual policy or certificate of in…

N.J.S.A. 17:16V-7 Cause of action not created to debtor or third party; remedy; notification; exempt transactions.

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17:16V-7 Cause of action not created to debtor or third party; remedy; notification; exempt transactions. 7. a. (1) A creditor that places, or a person that receives commissions or fees arising out of, collateral protection insurance shall not be liable to any debtor, guarantor o…

N.J.S.A. 17:16V-8 Fiduciary relationship not imposed.

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17:16V-8 Fiduciary relationship not imposed. 8. Neither this act nor the purchase of collateral protection insurance nor receipt of commission or other consideration by the creditor shall impose a fiduciary relationship between the creditor and debtor. Placement of collateral pro…

N.J.S.A. 17:16V-9 Remedies, rights, options unimpaired.

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17:16V-9 Remedies, rights, options unimpaired. 9. This act shall not impair any other remedies, rights or options available to a creditor pursuant to law, regulation, ruling or contract. L.1999,c.44,s.9.