Title 18A, Title 18A: EDUCATION

18A:71C-13 Guidelines for payment of arrearages. 18A:71C-13. Guidelines for Payment of Arrearages. The Division of Local Government Services in the Department of Community Affairs, in conjunction with the Department of the Treasury and the Higher Education Student Assistance Auth…

18A:71C-14 Deduction of overdue student loan payments from wages of certain boards or authorities. 18A:71C-14. Deduction of Overdue Student Loan Payments From Wages of Certain Boards or Authorities. Whenever any officer or employee of a local board of education, a county or munic…

18A:71C-15 Guidelines for payment of arrearages. 18A:71C-15. Guidelines for Payment of Arrearages. The Department of Education and the Division of Local Government Services in the Department of Community Affairs, in conjunction with the Department of the Treasury and the Higher E…

18A:71C-16 Deduction of overdue student loan payments from wages of employees of the private sector. 18A:71C-16. Deduction of Overdue Student Loan Payments From Wages of Employees of the Private Sector. Whenever any officer or employee or any employer within or outside this State…

18A:71C-17 Lien not treated as wage execution. 18A:71C-17. Lien Not Treated as Wage Execution. The lien against an employee's wages undertaken pursuant to N.J.S.18A:71C-10, N.J.S.18A:71C-12, N.J.S.18A:71C-14 and N.J.S.18A:71C-16 shall not be considered an execution against wages …

18A:71C-18 Exchange of information with other State departments and agencies. 18A:71C-18. Exchange of Information with Other State Departments and Agencies. The authority may use the following procedures to locate borrowers who have failed to make scheduled payments to the author…

18A:71C-19 Professional or occupational misconduct. 18A:71C-19. Professional or Occupational Misconduct. a. Notwithstanding provisions of any law to the contrary, any State professional or occupational licensing board shall define a borrower's delinquent or default status of any …

18A:71C-2 Application; grounds for approval. 18A:71C-2. Application; Grounds for Approval. Any application for a federal loan under this article shall be submitted to the authority for its approval, and the authority shall approve the application only if it finds that the applica…

18A:71C-20 Deductions of overdue payments from State lottery winnings. 18A:71C-20. Deductions of Overdue Payments from State Lottery Winnings. a. The Director of the Division of State Lottery in the Department of the Treasury and the executive director shall initiate an ongoing d…

18A:71C-21 College loans to assist state students loan program. 18A:71C-21. College Loans to Assist State Students Loan Program. There is hereby established within the authority a New Jersey College Loans to Assist State Students (NJCLASS) Loan Program. Under the NJCLASS Loan Pro…

18A:71C-21.1 Annual report on NJCLASS Loan Program. 1. The authority shall annually submit to the Governor and to the President of the Senate and the Speaker of the General Assembly a report on the NJCLASS Loan Program. The report shall be submitted no later than August 1 of each…

18A:71C-21.2 Development of student loan comparison information document. 2. a. The authority shall develop a student loan comparison information document. The document shall provide information that allows a borrower to compare an NJCLASS loan with loans available under federal …

18A:71C-22 College loans to assist State Students Loan Fund. 18A:71C-22 College loans to assist State Students Loan Fund. a. The authority shall establish and maintain a special fund called the "New Jersey College Loans to Assist State Students (NJCLASS) Loan Fund" in which there…

18A:71C-23 Eligible borrower. 18A:71C-23. Loans under the NJCLASS Loan Program may be made to eligible borrowers. An eligible borrower is an eligible student or any parent or legal guardian providing financial support for a dependent eligible student. The authority shall set maxi…

18A:71C-24 Eligible institution. 18A:71C-24. Eligible Institution. Unless restricted by the authority by regulations, "eligible institution" means, for the purposes of this article only, an institution of higher education licensed by the appropriate agency or department and accre…

18A:71C-25 Maximum loan amounts. 18A:71C-25. a. The authority shall establish maximum annual loan amounts and maximum total loan amounts which may be made under the NJCLASS Loan Program; however, the amount of a NJCLASS Loan Program loan may not exceed, in combination with other …

18A:71C-26 Accrual of interest; payment. 18A:71C-26. Accrual of Interest; Payment. Interest on each NJCLASS Loan Program loan shall accrue from the date of the making of the loan; however, the payment of the principal or the interest or both may be deferred until a time or times …

18A:71C-27 Student eligibility. 18A:71C-27. Student Eligibility. a. Unless otherwise restricted by the authority by regulation, an eligible student under the NJCLASS Loan Program shall: (1) be a New Jersey resident enrolled on at least a part-time basis as an undergraduate or gra…

18A:71C-28 Limitations on program; fees. 18A:71C-28. Limitations on Program; Fees. a. The authority may limit the number of students who receive NJCLASS Loan Program loans for attendance at any educational institution with a default rate exceeding the standard which will be set b…

18A:71C-29 Certain actions prohibited concerning NJCLASS loans. 18A:71C-29. a. Unless expressly limited to federal programs, the information exchange, wage withholding, collection procedures, repayment determinations, and other provisions set forth under article 1 of this part sh…

18A:71C-3 Approval and granting of federal loan. 18A:71C-3. Approval and Granting of Federal Loan. Upon approval by the authority of a federal loan application, any eligible lender may make a loan as approved and upon the terms and conditions required under this article, but no m…

18A:71C-30 Act not to affect higher education student assistance fund. 18A:71C-30. Act Not to Affect Higher Education Student Assistance Fund. Nothing in this article shall be construed to limit the power of the authority to establish and maintain the Higher Education Student Ass…

18A:71C-31 Falsely securing State loan; crime. 18A:71C-31. Falsely Securing State Loan; Crime. Any person who, having obtained a State loan under this act, solicits, applies for, or accepts another such loan, except as specifically authorized in this act, and any person who knowi…

18A:71C-31.1 Discharge of student loan in case of death of borrower. 1. a. In the event of the death of an eligible student borrower under the NJCLASS Loan Program, the authority shall fully discharge the obligation of the student borrower and a parent or guardian who cosigned th…

18A:71C-31.2 Discharge of student loan in case of total, permanent disability of borrower. 2. a. In the event that an eligible student borrower under the NJCLASS Loan Program becomes totally and permanently disabled, the authority shall fully discharge the obligation of the stude…

18A:71C-31.3 Deferment of student loan payments due to temporary total disability. 3. a. In the event that an eligible student borrower under the NJCLASS Loan Program becomes temporarily totally disabled, the authority shall grant a deferment of payment of loan principal and inte…

18A:71C-31.4 Repayment Assistance Program. 1. a. In order to assist borrowers who are facing economic hardships, the Higher Education Student Assistance Authority shall establish a Repayment Assistance Program for new loans originated under the Standard New Jersey College Loans t…

18A:71C-31.5 Household Income Affordable Repayment Plan. 2. a. To provide further assistance to borrowers who continue to face economic hardships after exhausting their eligibility for the Repayment Assistance Program, the Higher Education Student Assistance Authority shall estab…

18A:71C-31.6 Funding for programs included in bond indentures. 3. For new Standard NJCLASS loans financed in whole or in part by bonds issued by the authority pursuant to N.J.S.18A:71A-8, funding for the Repayment Assistance Program established pursuant to section 1 of this act a…

18A:71C-31.7 Regulations. 4. The Higher Education Student Assistance Authority shall promulgate regulations pursuant to the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.), necessary to effectuate the provisions of this act. L.2019, c.62, s.4.

18A:71C-31.8 NJCLASS loan determined to be in default; settlement agreement. 1. a. The authority may declare an NJCLASS loan program loan to be in default when the parties to the loan fail to meet the terms of the promissory note under circumstances where it is reasonable for the…

18A:71C-32 Definitions. 18A:71C-32. "Approved site" means a site located within a State-designated underserved area or a health professional shortage area, or a clinic which is part of the extramural network of dental clinics established by the New Jersey Dental School of Rutgers…

18A:71C-33 Primary care practitioner loan redemption program established. 18A:71C-33. There is established a Health Care Professional Loan Redemption Program within the Higher Education Student Assistance Authority. The program shall provide for the redemption of a portion of the…

18A:71C-34 Eligibility for participation in program. 18A:71C-34. To be eligible to participate in the program, an applicant shall: a. be a resident of the State; b. be a primary care practitioner, psychiatrist, or other health care professional designated by the Commissioner of H…

18A:71C-34.1 Designation of additional health care fields. 16. The Commissioner of Health, after consultation with the Commissioner of Labor and Workforce Development and the Director of the Division of Consumer Affairs, may designate additional health care fields experiencing cr…

18A:71C-35 Ranking of State designated underserved areas. 18A:71C-35. The Commissioner of Health, after consultation with the Commissioner of Human Services, shall designate and establish a ranking of State-designated underserved areas, including both professional shortage areas …

18A:71C-35.1 Criteria for an approved site. 17. a. A site shall automatically be deemed an approved site if the site: (1) is located within a State-designated underserved area or a health professional shortage area, or is a clinic which is part of the extramural network of dental…

18A:71C-35.2 Information for publication on authority website. 5. The authority shall annually publish on its Internet website: a. the list of State-designated medically underserved areas and the number of positions needed in each area as determined pursuant to N.J.S.18A:71C-35 a…

18A:71C-36 Entry into program; agreements. 18A:71C-36. a. In administering the program, the authority or its designated agent shall contract only with a primary care practitioner, psychiatrist, or other health care practitioner employed in a field designated by the Commissioner o…

18A:71C-36.1 Performance standards for program participants. 10. a. A program participant, as a condition of participation, shall be required to adhere to performance standards established by the executive director or a designee, and if the program participant is employed at a cl…

18A:71C-37 Redemption limits; service. 18A:71C-37. a. Maximum redemption of loans under the loan redemption program shall amount to 18 percent of principal and interest of eligible qualifying loan expenses in return for one full year of service at an approved site, an additional …

18A:71C-37.1 Reimbursement payments for tax liability of participant. 16. The executive director or his designee may, within the limits of available funds and in accordance with eligibility criteria determined by the executive director or his designee, make payments in a reasonab…

18A:71C-38 Probationary period. 18A:71C-38. Each program participant shall serve a six-month probationary period upon initial placement at an approved site. During that period, the supervisory staff of the approved site, or in the case of a clinic which is part of the extramural …

18A:71C-39 Matching of participants with areas. 18A:71C-39. The executive director or a designee, in consultation with the Commissioner of Health, shall assist program applicants and participants in identifying an approved site. A program applicant or participant may identify a p…

18A:71C-4 Federal loan evidenced by note; interest rate; method of payment; security. 18A:71C-4. Federal Loan Evidenced by Note; Interest Rate; Method of Payment; Security. Each federal loan made under this article shall: a. be evidenced by a note or other obligation approved by …

18A:71C-40 Selection of participants; priority. 18A:71C-40. The executive director or a designee shall select the program participants from among those applicants who meet the eligibility criteria established pursuant to N.J.S.18A:71C-34, subject to available funds and available …