Title 45, Title 45: PROFESSIONS AND OCCUPATIONS

45:19A-3 Licensing of security officer companies; requirements. 3. a. No person shall engage in the business of a security officer company, or advertise or hold out a business to be a security officer company, unless the business is licensed by the superintendent as set forth in …

45:19A-4 Registration required for security officers. 4. a. A person shall not be employed as a security officer by a security officer company or a company maintaining a proprietary or in-house security function, or perform the functions and activities of a security officer, unle…

45:19A-5 Establishment of education and training program. 5. a. An education and training program for security officers shall be established by the superintendent through rule and regulation. The program shall consist of such subjects and courses as the superintendent may deem ap…

45:19A-6 Issuance of identification card to registered security officer. 6. a. The superintendent shall cause to be issued to a registered security officer an identification card containing such information as the superintendent shall prescribe. The identification card shall inco…

45:19A-6.1 Armed security officer to wear standardized uniform, badge. 5. A security officer who carries a firearm in the performance of his duties shall wear a standardized uniform as prescribed by the superintendent in rules and regulations. These rules and regulations shall re…

45:19A-6.2 Weapon secured in security holster. 6. A security officer, when carrying a firearm in the performance of his duties, shall secure the weapon in a level 3 or higher security holster. L.2015, c.295, s.6.

45:19A-7 Electronic registry of security officers; registration fee. 7. a. The superintendent shall develop and maintain an electronic database or similar electronic registry, which shall be accessible by licensed security officer companies, and which shall list all persons who a…

45:19A-8 Additional penalties. 8. a. In addition to any other penalties prescribed by this act or any other law, an owner or operator of a licensed security officer company or a company maintaining a proprietary or in-house security function who employs a security officer in viol…

45:19A-9 Powers of superintendent. 9. For the purpose of investigating whether a person has engaged in, or is engaging in, any act or practice declared unlawful under this act, or for the purpose of investigating the character, competency, integrity or methods of operation of app…

45:21-1. Definitions As used in this chapter: "Person" means any individual, partnership, association, corporation or joint stock company, their trustees or receivers appointed by any court. "Highway" means any street, avenue, park, parkway, road or other public place. "Owner" me…

45:21-10. No exemption from complying with motor vehicle statutes Nothing herein contained shall exempt any person owning or operating any such motor vehicle from complying with existing statutes relating to the ownership, registration and operation of motor vehicles in this stat…

45:21-11. Penalty A person operating, or causing or permitting the operation of, any such motor vehicle wholly or partly along any public highway in this state, without complying with the provisions of this chapter, shall be deemed guilty of a misdemeanor and subject to the penal…

45:21-12. Register to be kept by persons renting motor vehicles Every person engaged in the business of renting or leasing motor vehicles to any other person, to be driven by any one other than the person engaged in said business or his agent or servant, shall keep and maintain a…

45:21-13. Violations of act Any such person who shall fail to keep, maintain and make available such register for inspection, as aforesaid, or who shall rent or lease any motor vehicle to any other person without requesting the proper information and making the appropriate entrie…

45:21-14. Child restraints in rental vehicles Every owner who rents a motor vehicle to any person shall inform the person of the requirements of P.L. 1983, c. 128 (C. 39:3-76.2a et seq.) with respect to the use of a child restraint and shall provide, at the request of the renter,…

45:21-15. Penalty for violation An owner who violates this amendatory and supplementary act shall be fined not less than $50.00 nor more than $250.00 for each offense, if the owner received at least 24 hours' advance notice from the customer or his agent that a child restraint sy…

45:21-2. Liability insurance policy to be filed with municipal clerk Every owner, as defined in section 45:21-1 of this title, shall file with the clerk of the municipality in which he resides or has his place of business a policy of insurance of a company duly licensed to transa…

45:21-3. Various provisions of policy Such policy of insurance shall provide a limit of liability on the part of the insurer, exclusive of court costs and the expenses of investigating and defending suits, for each motor vehicle covered thereby, in the sum of $10,000.00 for bodil…

45:21-4. One or more policies may be filed The owner, at his option, may file one policy for each motor vehicle, or one policy covering two or more vehicles, or one policy covering all vehicles operated under the same ownership, with provision for substitution and addition of mot…

45:21-5. Owner to file power of attorney for acknowledgment of service of process Such owner shall, prior to the issuance of any certificate under this chapter, execute and deliver to said clerk a power of attorney, wherein and whereby the owner shall nominate, constitute and app…

45:21-6. Certificates of compliance; issuance; revocation and surrender Upon the owner's compliance with the requirements of sections 45:21-2 to 45:21-5 of this title, said clerk shall issue to the owner a certificate for each vehicle, which certificate shall describe the vehicle…

45:21-7. Cancellation of policy; notice to clerk; replacement of policy; revocation of certificate upon default Any policy filed under the provisions of this chapter may be canceled, as to accidents occurring subsequent to the effective date of such cancellation, by the insurer o…

45:21-8. Certain corporations may carry own liability insurance Such owner, if a corporation of this state with a paid-up cash capital of not less than two hundred thousand dollars, may carry its own liability insurance, as required by the provisions of this chapter, if it can re…

45:21-9. No transportation of passengers for hire No lessee or bailee shall use, or cause or permit to be used, any such motor vehicle for the transportation of passengers for hire.

45:22-1. Short title; definitions This article shall be known as the "pawnbroking law" . In this article, unless the context otherwise requires: "Pawnbroker" means any person, partnership, association or corporation lending money on deposit or pledge of personal property, other t…

45:22-10 Investigation by commissioner; other investigations. 45:22-10. The Commissioner of Banking and Insurance may at any time investigate the business of all licensees, either personally or by any person designated by him, and for the purpose of effectuating this article the …

45:22-11. Commissioner to have general supervision; cooperation with police Subject to the provisions of this article, the commissioner of banking and insurance may prescribe the form of such books and records to be kept by the licensee, which books and records shall be preserved…

45:22-12 Pawnbroker's annual report; contents; violations, penalties. 45:22-12. Every pawnbroker shall annually, submit to the Commissioner of Banking and Insurance, on such forms and within the time as may be prescribed by him, a report under oath, giving the number and amount o…

45:22-13. Pawnbroker's records; details of Every pawnbroker shall keep a book in which shall be recorded, in ink, at the time of making each loan, the name and address of the pledgor, or, where a pledge is made by a person acting as agent for a disclosed principal, the names and …

45:22-14. Pawnbroker to keep identification cards The pawnbroker shall at the time of making a loan require the pledgor or his agent to write his signature and address on a card bearing the serial number of the loan corresponding to that recorded in the pawnbroker's book, as prov…

45:22-15. Pledgor's ticket; contents The pawnbroker shall, at such time, deliver to the pledgor or his agent a memorandum or ticket on which shall be legibly written or printed the name of the pledgor; the name of the pawnbroker and the place where the pledge is made; the article…

45:22-16. Redemption by holder of ticket Except as otherwise herein provided, the holder of such ticket shall be presumed to be the person entitled to redeem the pledge, and the pawnbroker shall deliver the pledge to the person presenting the ticket upon payment of principal and …

45:22-17. Redemption by mail or express; if sum insufficient When a ticket, instead of being presented in person, is sent to the pawnbroker by mail or express, accompanied with a money order or bank draft for the amount due, including the charges for shipment as desired, and twen…

45:22-18. Payment by installments Upon the presentation of the ticket, and the tender of not less than five dollars as an installment on the principal together with accrued interest, the pawnbroker shall accept the same and issue a new ticket for the reduced amount.

45:22-19. Lost or destroyed ticket; new ticket on affidavit If the ticket be lost, destroyed or stolen, the pledgor shall so notify the pawnbroker in writing. The receipt of such notice shall be treated by the pawnbroker as a stop against the loan, and thereafter the provisions o…

45:22-2. License required No person shall engage or continue in business as a pawnbroker except as authorized by this article, and without first obtaining a license from the commissioner of banking and insurance. No person other than a licensee under this article shall display an…

45:22-20. Alteration of ticket; not to affect liability The alteration of a ticket shall not excuse the pawnbroker who issued it from liability to deliver the pledge according to the terms of the ticket as originally issued, but shall relieve him of any other liability to the ple…

45:22-21. Spurious tickets If a ticket is presented to a pawnbroker which purports to be one issued by him, but which is found to be spurious, the pawnbroker may seize and retain same without any liability whatsoever to the holder thereof. Any such tickets so seized shall be deli…

45:22-22 Interest chargeable; exceptions. 45:22-22. Notwithstanding the provisions of N.J.S.2C:21-19 to the contrary, a pawnbroker shall not charge or receive interest on a loan in excess of 4.5% per month or a fraction thereof, except that he may charge $1.50 where the interest …

45:22-23. Receipts on redemption, renewal or reduction of loan A pawnbroker when requested for a receipt at the time of redemption, renewal or reduction of a loan, shall furnish to the person redeeming, renewing or reducing the loan, a receipt setting forth the name of the pawnbr…

45:22-24. Pawnbroker's liability; degree of care required; burden of proof A pawnbroker shall be liable for the loss of a pledge or part thereof, or for injury thereto, whether caused by fire, theft, burglary or otherwise, resulting from his failure to exercise reasonable care in…

45:22-25 Period of redemption; sale of unredeemed pledges. 45:22-25. All unredeemed pledges shall be sold at public auction or private sale, but not before the expiration of twelve months from the date of the loan, unless otherwise agreed in writing between the pawnbroker and the…

45:22-26 Sale by auction or private sale; notice of proposed sale. 45:22-26. All unredeemed pledges shall be sold at public auction or private sale, but not before a notice in writing shall have first been mailed subsequent to the date of maturity of the loan, to the last known a…

45:22-27 Disposition of proceeds, surplus. 45:22-27. The proceeds of such sale by public auction or private sale shall be applied for the purposes and in the order here specified; auctioneer's charges, if any; principal and interest of the loan; and a proportionate share of the e…

45:22-28. Surplus belongs to pawnbroker after five years If a surplus be not paid or claimed within five years from the date on which it accrued, it shall revert to the pawnbroker for his own use and benefit. Interest on unpaid surplus, at the rate of six per cent per annum, shal…

45:22-29. Pledge delivered on surrender of ticket or ticket impounded Except as otherwise provided in this article, a pawnbroker shall not be required, by legal process or otherwise, to deliver a pledge except upon surrender of the ticket, unless the ticket be impounded or its ne…