1,829 sections in this chapter.
NMSA 1978, § 59A-47-12 Suspension, revocation or refusal to continue certificate
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of authority. The superintendent may suspend, revoke or refuse to continue the certificate of authority of any health care plan if the health care plan no longer fulfills the qualifications therefor as stated in this article or on any applicable ground, procedure and conditions o…
NMSA 1978, § 59A-47-13 Service of process; superintendent as attorney
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Prior to issuance of its initial certificate of authority, the health care plan shall appoint the superintendent and his successors as its true and lawful attorney upon whom may be served all lawful process in any action or legal proceedings against it by a resident of New Mexico…
NMSA 1978, § 59A-47-14 Annual statement
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As prerequisite to continuance of its certificate of authority, each health care plan shall on or before March 1 each year file with the superintendent and with the national association of insurance commissioners an annual statement in accordance with the requirements of Section …
NMSA 1978, § 59A-47-15 Assets
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In determining the financial condition of a health care plan there shall be allowed as assets only such assets allowed as to life or health insurers under Sections 118 [59A-8- 1 NMSA 1978] ("assets" defined) and 119 [59A-8-2 NMSA 1978] (assets not allowed) of the Insurance Code. …
NMSA 1978, § 59A-47-16 Reserves
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A health care plan shall establish and maintain reserves in amount clearly adequate, as determined by the superintendent, to cover all liabilities for losses incurred and unpaid. History: Laws 1984, ch. 127, § 879.14.
NMSA 1978, § 59A-47-17 Examination
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A health care plan, or organizaion [organization] proposing or purporting to be a health care plan, shall be subject to investigation and examination by the superintendent upon the same bases, in the same manner and subject to the same provisions as to conduct of the examination,…
NMSA 1978, § 59A-47-18 Investments
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A health care plan shall invest its funds only in such securities and assets as are eligible for investment of the funds of health insurers under Article 9 [Chapter 59A, Article 9 NMSA 1978] (investments) of the Insurance Code, and subject to the provisions of that article as to …
NMSA 1978, § 59A-47-19 Limitation upon acquisition and administration
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expenses. No health care plan shall during any one calendar year incur expense for acquisition of its business more than ten percent of its premium income earned during that year; nor incur during any such year for expense of administration more than twenty percent of such earned…
NMSA 1978, § 59A-47-2 Purpose; exemptions
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A. The purpose of this article is to provide for the reasonable regulation of membership corporations organized for the purpose of making health care expense payments on a service benefit basis or on an indemnity benefit basis, or both, for persons who become subscribers under co…
NMSA 1978, § 59A-47-20 Conflicts of interest as to certain transactions
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A. No director or officer of any health care plan, or employee of such plan having authority for investment or expenditure of funds, shall accept except for the health care plan or be beneficiary of any fee, brokerage, gift or other emolument in addition to his fixed salary or co…
NMSA 1978, § 59A-47-21 Joint coverage, reinsurance
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Two (2) or more health care plans may enter into and carry out cooperative agreements under which subscribers may subscribe jointly to and receive the benefits of all such plans; and any health care plan may enter into and carry out reinsurance agreements. History: Laws 1984, ch.…
NMSA 1978, § 59A-47-22 Transfer of subscribership
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A. A health care plan may enter into agreements with another health care plan or mutual company similarly engaged in this state or another state or country for transfer of subscribers from one such plan to the other, subject to prior approval of any such agreement by the superint…
NMSA 1978, § 59A-47-23 Subscriber contracts; coverage period
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Every health care expense payments contract made by a health care plan under this article shall provide coverage for the subscribers thereunder for a period of not less than one month; and no such contract shall be made which provides for an effective date which is more than six …
NMSA 1978, § 59A-47-24 Subscriber contracts; requirements and provisions
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Every health care expense payments contract issued under this article shall be in writing and comply with requirements and contain provisions in substance as follows: A. a provision that the policy, the application of the policyholder (if it or a copy thereof is attached to the p…
NMSA 1978, § 59A-47-25 Subscriber contracts; filing, approval
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No health care plan shall make or issue any health care expense payments contract or certificate therefor unless it has first filed with the superintendent a copy of the form of the proposed contract or certificate and a copy of all applications, riders and endorsements to be use…
NMSA 1978, § 59A-47-26 Premium rates; filing and approval
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A. No health care plan shall enter into any contract with a subscriber unless it has first filed with the superintendent a full schedule of premium rates to be paid by the subscribers. The superintendent shall notify the health care plan of his approval or disapproval of such rat…
NMSA 1978, § 59A-47-27 Coverage for newly born children, maternity transport,
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home health care. Subscriber contracts of a health care plan shall also be subject to coverage as required of health insurers under Sections 59A-22-34 through 59A-22-36 NMSA 1978. History: Laws 1984, ch. 127, § 879.25; 1987, ch. 259, § 31.
NMSA 1978, § 59A-47-27.1 Coverage of circumcision for newborn males
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An individual or group health insurance policy, health care plan or certificate of health insurance that is delivered, issued for delivery or renewed in the state shall provide coverage for circumcision for newborn males. History: Laws 2004, ch. 122, § 10.
NMSA 1978, § 59A-47-28 Coverage for service of chiropractor
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All individual and group subscriber contracts delivered or issued for delivery in New Mexico, which, on a service basis or on an indemnity basis, or both, provide for treatment of persons for the prevention, cure or correction of any illness or physical or mental condition shall …
NMSA 1978, § 59A-47-28.1 Coverage for service of certified nurse-midwives and
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registered lay midwives. A. Any individual and group subscriber contracts delivered in New Mexico which provide for obstetrical and/or maternity benefits on a service basis or an indemnity basis, or both, provide for treatment of persons for the prevention, cure or correction of …
NMSA 1978, § 59A-47-28.2 Doctor of oriental medicine discrimination prohibited
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All individual and group subscriber contracts delivered or issued for delivery in New Mexico by a nonprofit health care plan that, on a service or indemnity basis, or both, provide for treatment of persons for the prevention, cure or correction of any illness or physical or menta…
NMSA 1978, § 59A-47-28.3 Provider discrimination prohibited
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All individual and group subscriber contracts delivered or issued for delivery in New Mexico that, on a prepaid, service or indemnity basis, or all of them, provide for treatment of persons for the prevention, cure or correction of an illness or physical or mental condition shall…
NMSA 1978, § 59A-47-28.4 Coverage for collaborative practice; dental therapists;
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dental hygienists. An individual or group subscriber contract delivered or issued for delivery in New Mexico that, on a prepaid, service or indemnity basis, provides for treatment of persons for the prevention, cure or correction of any illness or physical or mental condition sha…
NMSA 1978, § 59A-47-29 Settlement of disputes; appeal
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The parties to a dispute between a health care plan and a purveyor arising out of a health care expense payments contract may submit the dispute to the superintendent for his final decision and his final decision shall then be binding upon the parties to the contract. A party to …
NMSA 1978, § 59A-47-3 Definitions
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A. "acquisition expenses" includes all expenses incurred in connection with the solicitation and enrollment of subscribers; B. "administration expenses" means all expenses of the health care plan other than the cost of health care expense payments and acquisition expenses; C. "ag…
NMSA 1978, § 59A-47-30 Licensed insurance producers required; qualifications,
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licensing procedures and conditions. A. Solicitation of subscriberships for a health care plan shall be made only by insurance producers of the plan who are duly qualified, appointed and licensed as such under the Insurance Code. This provision shall not apply to salaried officer…
NMSA 1978, § 59A-47-31 Rehabilitation, liquidation or dissolution
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If the superintendent finds that expenses incurred by a health care plan for acquisition of business or administration exceed the limits prescribed under Section 879.17 [59A-47-19 NMSA 1978] of this article, or that the health care plan is at any time unable or prospectively unab…
NMSA 1978, § 59A-47-32 Unauthorized contract or adjustment transactions;
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penalty. A. Any person writing or attempting to write, solicit or procure health care plan contracts within this state without a certificate of authority or license duly issued in accordance with the Insurance Code and then required and subsisting, and any person adjusting, settl…
NMSA 1978, § 59A-47-33 Other provisions applicable
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The provisions of the Insurance Code [Chapter 59A NMSA 1978] other than Chapter 59A, Article 47 NMSA 1978 shall not apply to health care plans except as expressly provided in the Insurance Code and that article. To the extent reasonable and not inconsistent with the provisions of…
NMSA 1978, § 59A-47-34 Continuation of coverage and conversion rights; health
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care plans. A. Every individual or group contract entered into by a health care plan that provides for health care expense payments on a service benefit basis or an indemnity benefit basis or both and that is delivered, issued for delivery or renewed in this state on or after Jul…
NMSA 1978, § 59A-47-35 Alcohol dependency coverage
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A. Each health care plan that delivers or issues for delivery in this state a group contract providing for health care expense payments on a service benefit basis or an indemnity benefit basis or both shall offer and make available benefits for the necessary care and treatment of…
NMSA 1978, § 59A-47-36 Nonprofit health care plans; contract or certificate
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provisions relating to individuals who are eligible for medical benefits under the medicaid program. A. Each individual or group contract for health care expense payments or certificate therefor that is delivered, issued for delivery or renewed in this state by a health care plan…
NMSA 1978, § 59A-47-37 Coverage of children
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A. An insurer shall not deny enrollment of a child under the health plan of the child's parent on the grounds that the child: (1) was born out of wedlock; (2) is not claimed as a dependent on the parent's federal tax return; or (3) does not reside with the parent or in the insure…
NMSA 1978, § 59A-47-37.1 Hearing aid coverage for children required
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A. An individual or group health insurance policy, health care plan or certificate of health insurance delivered or issued for delivery in this state shall provide coverage for a hearing aid and any related service for the full cost of one hearing aid per hearing- impaired ear up…
NMSA 1978, § 59A-47-38 Coverage for medical diets for genetic inborn errors of
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metabolism. As of July 1, 2003, subscriber contracts of a health care plan shall also be subject to coverage for special medical diets for genetic inborn errors of metabolism as required of health insurers in Chapter 59A, Article 22 NMSA 1978. History: Laws 2003, ch. 192, § 3.
NMSA 1978, § 59A-47-39 Employer utilization and loss experience availability
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Employer claims information, including utilization and loss experience under health insurance provided under Chapter 59A, Article 47 NMSA 1978 shall be made available by the carrier only upon the written request of and to employers of subscribers with such coverage within thirty …
NMSA 1978, § 59A-47-4 Organization; profit corporations prohibited; merger and
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consolidation of health care plans. A. A corporation may be organized under the laws of this state which provide for the organization of nonprofit corporations, as a nonprofit corporation organized for making health care expense payments on a service benefit basis or an indemnity…
NMSA 1978, § 59A-47-40 Maximum age of dependent
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An individual or group health care coverage, including any form of self-insurance, offered, issued or renewed under the Health Care Purchasing Act that offers coverage of an insured's dependent shall not terminate coverage of an unmarried dependent by reason of the dependent's ag…
NMSA 1978, § 59A-47-41 Coverage of alpha-fetoprotein IV screening test
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An individual or group health insurance policy, health care plan or certificate of health insurance that is delivered, issued for delivery or renewed in the state shall provide coverage for an alpha-fetoprotein IV screening test for pregnant women, generally between sixteen and t…
NMSA 1978, § 59A-47-41.1 Prior authorization for gynecological or obstetrical
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ultrasounds prohibited. A. An individual or group health insurance policy, health care plan or certificate of health insurance that is delivered, issued for delivery or renewed in this state and that provides coverage for gynecological or obstetrical ultrasounds shall not require…
NMSA 1978, § 59A-47-42 Coverage of part-time employees
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A health care plan that provides coverage for health care pursuant to the Nonprofit Health Care Plan Law shall make available, upon an employer's request prior to issuance, delivery or renewal, coverage for regular part-time employees who work or are expected to work an average o…
NMSA 1978, § 59A-47-43 Coverage of colorectal cancer screening
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A. An individual or group health policy, health care plan or certificate of health insurance that is delivered, issued for delivery or renewed in this state shall provide coverage for colorectal screening for determining the presence of precancerous or cancerous conditions and ot…
NMSA 1978, § 59A-47-44 General anesthesia and hospitalization for dental
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surgery. A. An individual or group health insurance policy, health care plan or certificate of health insurance delivered or issued for delivery in this state shall provide coverage for hospitalization and general anesthesia provided in a hospital or ambulatory surgical center fo…
NMSA 1978, § 59A-47-45 Coverage for autism spectrum disorder diagnosis and
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treatment. A. An individual or group health insurance policy, health care plan or certificate of health insurance delivered or issued for delivery in this state shall provide coverage to a subscriber for: (1) well-baby and well-child screening for diagnosing the presence of autis…
NMSA 1978, § 59A-47-45.1 Coverage for orally administered anticancer
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medications; limits on patient costs. A. An individual or group health insurance policy, health care plan or certificate of health insurance that is delivered, issued for delivery or renewed in this state and that provides coverage for cancer treatment shall provide coverage for …
NMSA 1978, § 59A-47-45.10 Calculating a subscriber's cost-sharing obligation
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for prescription drug coverage. A. When calculating a subscriber's cost-sharing obligation for covered prescription drugs, pursuant to an individual or group health insurance policy, health care plan or certificate of health insurance issued for delivery or renewed in this state,…
NMSA 1978, § 59A-47-45.2 Coverage of prescription eye drop refills
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A. An individual or group health insurance policy, health care plan or certificate of health insurance that is delivered, issued for delivery or renewed in this state and that provides coverage for prescription eye drops shall not deny coverage for a renewal of prescription eye d…
NMSA 1978, § 59A-47-45.3 Coverage for telemedicine services
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A. An individual or group health insurance policy, health care plan or certificate of health insurance delivered or issued for delivery in this state shall provide coverage for services provided via telemedicine to the same extent the health care plan covers the same services whe…
NMSA 1978, § 59A-47-45.4 Prescription drugs; prohibited formulary changes;
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notice requirements. A. As of January 1, 2014, an individual or group health care plan that is delivered, issued for delivery or renewed in this state and that provides prescription drug benefits categorized or tiered for purposes of cost-sharing through deductibles or coinsuranc…
NMSA 1978, § 59A-47-45.5 Coverage for contraception
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A. A health care plan delivered or issued for delivery in this state that provides a prescription drug benefit shall provide, at a minimum, the following coverage: (1) at least one product or form of contraception in each of the contraceptive method categories identified by the f…