Except as otherwise provided in G.S. 25-9-340(c), and unless the bank otherwise agrees in a signed record, a bank's rights and duties with respect to a deposit account maintained with the bank are not terminated, suspended, or modified by any of the following: (1) The creation, attachment, or perfection of a security interest in the deposit account. (2) The bank's knowledge of the security interest. (3) The bank's receipt of instructions from the secured party. (2000-169, s. 1; 2025-25, s. 89.)