Title 4, Economic Resources

Rental Agreements; Delivery to Secretary. No rental company shall offer a rental agreement or damage waiver unless a specimen of the rental agreement or damage waiver is delivered to the Secretary prior to its use. Source: PL 20-65 § 2 (Sept. 21, 2018), modified. Commission Comme…

Rental Agreements; Damage Waivers. (a) Each rental agreement that contains a damage waiver shall disclose, at a minimum, in plain language and in at least ten-point boldface type, the following information: (l) That the damage waiver is optional; (2) That the damage waiver entail…

Offers or Sales of Collision Insurance by Rental Companies. (a) The provisions in this chapter relating to or otherwise regulating the offer or sale of damage waivers shall apply to the offer or sale of collision insurance by rental companies. (b) For purposes of this chapter, co…

Additional Mandatory Charges Prohibited. The daily and periodic rental cost to the renter shall include the amount of each charge which is required as a condition to the rental other than those charges provided for in 4 CMC § 52011. The rental company shall disclose as part of an…

Rate Disclosure Requirements; Advertising. (a) Each rental company, and each officer, employee, agency, or other representative of the rental company, who states or permits to be stated the rental cost of a rental or U-drive motor vehicle in any advertisement, shall state conspic…

Rate Disclosure Requirements; Oral or Written Statements. Each rental company, and each officer, employee, agent, or other representative of the rental company, who makes any oral statement, excluding telephonic communications, or written statement of the rental cost of a vehicle…

License and Registration Fees. (a) Notwithstanding any law to the contrary, a rental company may visibly pass on to a renter: (1) The general excise tax attributable to the transaction; (2) The vehicle license and registration fee and weight taxes, prorated at 1/365th of the annu…

Commissions. (a) No rental company or officer, employee, agent, or other representative of the rental company shall pay or receive a commission for selling damage waivers, except as provided in subsection (b). Any violation of this section shall be an unfair or deceptive act or p…

Damage Waiver Statistics. Rental companies shall maintain records of the sale of damage waivers in a given year and amounts expended to repair damage to rental vehicles caused while the vehicles are subject to the damage waiver. Rental companies shall maintain all records reflect…

Posting Requirements. Except as provided in 4 CMC § 52022, each rental company who offers the damage waiver shall conspicuously display at the rental area of each rental location a notice, in plain language and printing, that includes all of the information in 4 CMC § 52006(a)(1)…

Pamphleting Requirements. Before the execution of a rental agreement, each rental company who offers a damage waiver option to a renter shall provide to the renter a pamphlet, written in plain language, that includes all of the information described in 4 CMC § 52006(a)(1)–(6). Th…

Acknowledgement by Renter. No rental company shall rent a motor vehicle or U-drive to a renter until the renter has acknowledged that the renter understands the information described in 4 CMC § 52006(a)(1)–(3), (5), and (6), and that restrictions or conditions apply. The acknowle…

Deposit or Advance Charge Prohibited; Payment for Damages to Rental Motor Vehicle. No rental company shall require a deposit or an advance charge against the credit card of a renter, in any form, for damages to a vehicle which is in the renter’s possession, custody, or control. N…

Notice and Posting Required Concerning Motor Vehicle Laws. Every rental company shall display at all times a sign or signs in a conspicuous place in the main rental area of all rental locations, written in plain language and in no less than ten-point type, that informs the renter…

Fuel Charges. (a) Except as provided in this section, refueling charges are prohibited. (b) Upon the renter’s return of the vehicle, if the amount of fuel remaining in the vehicle is less than the amount originally provided by the rental company, the rental company may charge the…

Unfair Trade Practices. Each rental company, and each officer, employee, agent, and other representative thereof, is prohibited from engaging in any practice constituting a violation of the Consumer Protection Act set forth at 4 CMC § 5101 et seq. The following shall be per se vi…

Application of Insurance Laws. (a) None of the provisions of this chapter shall apply to the issuance of collision insurance underwritten by an insurer authorized to transact property and casualty business in the CNMI; provided that the insurer is not a rental company as defined …

Exceptions to Posting Requirements. The posting requirements of 4 CMC §§ 52014 and 52018 shall not apply to a rental company who is a party to a commercial lease which prohibits all posting. Source: PL 20-65 § 2 (Sept. 21, 2018), modified. Commission Comment: The Commission chang…

Rental Agreements; Unpaid Traffic Infractions. (a) Pursuant to CNMI law and except for summons, citations, or violations relating to the care and maintenance of a rental motor vehicle, the rental company, as the registered owner of the rental motor vehicle, may be responsible for…

Power and Duties of the Secretary. The Secretary shall have the power and duty to adopt, amend, and repeal regulations in accordance with the Administrative Procedure Act to carry out the purposes of this chapter and to do all things necessary to carry out the functions, powers, …

Civil Penalties. Any person who violates or attempts to violate any provision of this chapter shall be deemed to have engaged in an unfair and deceptive act or practice in the conduct of trade or commerce within the meaning of 4 CMC § 5105. Source: PL 20-65 § 2 (Sept. 21, 2018), …