Unless otherwise expressly agreed to in writing by the bank, the relationship between a bank and its obligor, or a bank and its customer, creates no fiduciary or other relationship between the parties or any special duty on the part of the bank to the customer or any other party.
No fiduciary relationship created
Ohio Rev. Code Ann. § 1109.151, under Chapter 1109 | State Banks - Powers.
Ohio Rev. Code Ann. § 1109.151