A state bank may borrow money in any sum consistent with safety and soundness. Borrowing by means of the issuance of debt securities is subject to the approval of the superintendent of financial institutions in accordance with section 1107.05 of the Revised Code.
Authority to borrow
Ohio Rev. Code Ann. § 1109.59, under Chapter 1109 | State Banks - Powers.
Ohio Rev. Code Ann. § 1109.59