An action to enforce an obligation, duty, or right arising under sections 1304.01 to 1304.40 of the Revised Code shall be brought within three years after the cause of action accrues.
Statute of limitations - UCC 4-111
Ohio Rev. Code Ann. § 1304.09, under Chapter 1304 | Bank Deposits And Collections.
Ohio Rev. Code Ann. § 1304.09