When credit life insurance or credit accident and health insurance is required as additional security for an indebtedness, the debtor shall, upon request to the creditor, have the option of furnishing the required amount of insurance through existing policies of insurance owned or controlled by him or of procuring and furnishing the required coverage through any insurer authorized to transact an insurance business within this state.
Debtor has option of furnishing additional security through existing policies
Ohio Rev. Code Ann. § 3918.11, under Chapter 3918 | Credit Life And Accident And Health Insurance.
Ohio Rev. Code Ann. § 3918.11