A policy of sickness and accident insurance issued in violation of sections 3923.01 to 3923.22, inclusive, of the Revised Code, is valid but shall be construed as provided by such sections, and when any provision in such policy is in conflict with such sections, the rights, duties, and obligations of the insurer, the policyholder, and the beneficiary shall be governed by such sections.
Validity of nonconforming policy
Ohio Rev. Code Ann. § 3923.09, under Chapter 3923 | Sickness And Accident Insurance.
Ohio Rev. Code Ann. § 3923.09