Mutual fire insurance companies organized under sections 3925.01 to 3925.34, inclusive, of the Revised Code, may thereafter charge and collect in advance upon their policies a full annual premium in cash, but such policies shall not compel subscribers, insured or assured, to renew a policy or to pay a second or further annual or term premium.
Annual cash premiums collectible in advance
Ohio Rev. Code Ann. § 3925.13, under Chapter 3925 | Domestic Insurance Companies Other Than Life.
Ohio Rev. Code Ann. § 3925.13