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Ohio Statutes, Title 13

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Title 13, Title 13. Commercial Transactions

39 chapters · 1,479 sections in this title.

All chapters in Title 131,479 Ch 1309, Chapter 1309 | Secured Transactions143 Ch 1321, Chapter 1321 | Various Loans109 Ch 1302, Chapter 1302 | Sales97 Ch 1310, Chapter 1310 | Leases78 Ch 1311, Chapter 1311 | Liens77 Ch 1304, Chapter 1304 | Bank Deposits And Col…74 Ch 1345, Chapter 1345 | Consumer Sales Practices69 Ch 1333, Chapter 1333 | Trade Practices67 Ch 1303, Chapter 1303 | Commercial Paper66 Ch 1337, Chapter 1337 | Power Of Attorney62 Ch 1349, Chapter 1349 | Consumer Protection61 Ch 1313, Chapter 1313 | Voluntary Assignments56 Ch 1308, Chapter 1308 | Investment Securities49 Ch 1329, Chapter 1329 | Labels And Marks45

69 sections·Filtered byTitle 13✕Ch 1345✕

Ohio Rev. Code Ann. § 1345.01 Consumer sales practices definitions
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As used in sections 1345.01 to 1345.13 of the Revised Code: (A) "Consumer transaction" means a sale, lease, assignment, award by chance, or other transfer of an item of goods, a service, a franchise, or an intangible, to an individual for purposes that are primarily personal, fam…
Ohio Rev. Code Ann. § 1345.02 Unfair or deceptive acts or practices
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(A) No supplier shall commit an unfair or deceptive act or practice in connection with a consumer transaction. Such an unfair or deceptive act or practice by a supplier violates this section whether it occurs before, during, or after the transaction. (B) Without limiting the scop…
Ohio Rev. Code Ann. § 1345.021 [Repealed effective 10/06/2026 by H.B. 433, 136th General Assembly] Ethanol blended or mixed into gasoline
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(A) As used in this section, "retail dealer" means a person who owns, operates, controls, or supervises an establishment at which gasoline is sold or offered for sale to the public.(B) When ethanol is blended or mixed into gasoline that is sold or offered for sale to the public, …
Ohio Rev. Code Ann. § 1345.022 Installation of unsafe used tires
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(A) As used in this section: (1) "Passenger car" has the same meaning as in section 4513.021 of the Revised Code. (2) "Unsafe used tire" means a used tire to which any of the following criteria applies: (a) The tire is worn to two thirty-seconds of an inch tread depth or less on …

Ohio Rev. Code Ann. § 1345.03 Unconscionable consumer sales acts or practices

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(A) No supplier shall commit an unconscionable act or practice in connection with a consumer transaction. Such an unconscionable act or practice by a supplier violates this section whether it occurs before, during, or after the transaction.(B) In determining whether an act or pra…

Ohio Rev. Code Ann. § 1345.031 Unconscionable acts by supplier prohibited - unconscionable provisions

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(A) No supplier shall commit an unconscionable act or practice concerning a consumer transaction in connection with the origination of a residential mortgage. Such an unconscionable act or practice by a supplier violates this section whether it occurs before, during, or after the…

Ohio Rev. Code Ann. § 1345.032 Suppliers soliciting fees for copies of deeds

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(A) As used in this section: (1) "Deed" means a written instrument entitled to be recorded in the office of the county recorder of the county in which the subject property is situated that purports to convey or transfer title in fee simple of real property in this state. "Deed" i…

Ohio Rev. Code Ann. § 1345.04 Jurisdiction

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The courts of common pleas, and municipal or county courts within their respective monetary jurisdiction, have jurisdiction over any supplier with respect to any act or practice in this state covered by sections 1345.01 to 1345.13 of the Revised Code, or with respect to any claim…

Ohio Rev. Code Ann. § 1345.05 Attorney general powers and duties

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(A) The attorney general shall: (1) Adopt, amend, and repeal procedural rules;(2) Adopt as a rule a description of the organization of the attorney general's office, stating the general courses and methods of operation of the section of the office of the attorney general, which i…

Ohio Rev. Code Ann. § 1345.06 Investigations by attorney general

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(A) If, by the attorney general's own inquiries or as a result of complaints, the attorney general has reasonable cause to believe that a person has engaged or is engaging in an act or practice that violates Chapter 1345. of the Revised Code, he may investigate. (B) For this purp…

Ohio Rev. Code Ann. § 1345.07 Remedies of attorney general

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(A) If the attorney general, by the attorney general's own inquiries or as a result of complaints, has reasonable cause to believe that a supplier has engaged or is engaging in an act or practice that violates this chapter, and that the action would be in the public interest, the…

Ohio Rev. Code Ann. § 1345.08 Attorney general to coordinate with other administrative agency

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If the attorney general receives a complaint or other information concerning noncompliance with Chapter 1345. of the Revised Code, by a supplier subject to other administrative supervision in this state, he shall immediately give written notice of the substance of the complaint o…

Ohio Rev. Code Ann. § 1345.09 Private causes of action

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For a violation of Chapter 1345. of the Revised Code, a consumer has a cause of action and is entitled to relief as follows: (A) Where the violation was an act prohibited by section 1345.02, 1345.03, or 1345.031 of the Revised Code, the consumer may, in an individual action, resc…

Ohio Rev. Code Ann. § 1345.091 Claim or defense against assignee of loan

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No claim or defense under this chapter may be asserted by the attorney general or any consumer against an assignee or purchaser of a mortgage loan for value unless any one of the following applies:(A) The violation was committed by the assignee or purchaser.(B) The assignee or pu…

Ohio Rev. Code Ann. § 1345.092 Supplier's right to cure

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(A) Not later than thirty days after service of process is completed upon a supplier by a consumer in any action seeking a private remedy pursuant to section 1345.09 of the Revised Code, the supplier may deliver a cure offer to the consumer, or if the consumer is represented by a…

Ohio Rev. Code Ann. § 1345.10 Final judgment admissible as prima facie evidence

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(A) With the exception of consent judgments entered before any testimony is taken, a final judgment against a supplier under section 1345.07 of the Revised Code is admissible as prima-facie evidence of the facts on which it is based in subsequent proceedings under section 1345.09…

Ohio Rev. Code Ann. § 1345.11 Bona fide errors

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(A) In any case arising under Chapter 1345. of the Revised Code, if a supplier shows by a preponderance of the evidence that a violation resulted from a bona fide error notwithstanding the maintenance of procedures reasonably adopted to avoid the error, no civil penalties shall b…

Ohio Rev. Code Ann. § 1345.12 Applicability of chapter - exceptions

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Sections 1345.01 to 1345.13 of the Revised Code do not apply to:(A) An act or practice required or specifically permitted by or under federal law, or by or under other sections of the Revised Code, except as provided in division (B) of section 1345.11 of the Revised Code;(B) A pu…

Ohio Rev. Code Ann. § 1345.13 Remedies in addition to other remedies

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The remedies in sections 1345.01 to 1345.13 of the Revised Code, are in addition to remedies otherwise available for the same conduct under state or local law.

Ohio Rev. Code Ann. § 1345.18 Prior, verified consent required to switch natural gas or public telecommunications service provider

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(A) As used in this section:(1) "Consumer," "person," and "supplier" have the same meanings as in section 1345.01 of the Revised Code.(2) "Consumer transaction" has the same meaning as in section 1345.01 of the Revised Code except that the sale, lease, assignment, award by chance…

Ohio Rev. Code Ann. § 1345.19 Jurisdiction

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(A) The courts of common pleas, and municipal or county courts within their respective jurisdictions, have jurisdiction over any supplier with respect to a violation of section 1345.18 of the Revised Code or any claim arising from a consumer transaction subject to that section.(B…

Ohio Rev. Code Ann. § 1345.20 Action by aggrieved consumer for switch in natural gas or public telecommunications service providers with consent

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(A) An aggrieved consumer may bring an action for a declaratory judgment, an injunction, or other appropriate relief against a supplier that is violating or has violated section 1345.18 of the Revised Code. The court may issue any order or enter a judgment as necessary to ensure …

Ohio Rev. Code Ann. § 1345.21 Home solicitation sale definitions

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As used in sections 1345.21 to 1345.28 of the Revised Code: (A) "Home solicitation sale" means a sale of consumer goods or services in which the seller or a person acting for the seller engages in a personal solicitation of the sale at a residence of the buyer, including solicita…

Ohio Rev. Code Ann. § 1345.22 Right of buyer to cancel

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(A) In addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase. Cancellation is evidenced by the buyer giving w…

Ohio Rev. Code Ann. § 1345.23 Written agreement or offer to purchase

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(A) Every home solicitation sale shall be evidenced by a written agreement or offer to purchase in the same language as that principally used in the oral sales presentation and shall contain the name and address of the seller. The seller shall present the writing to the buyer and…

Ohio Rev. Code Ann. § 1345.24 Retaining notice of cancellation

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In a home solicitation sale, the seller shall retain, for the period in which an action to enforce the sale could be commenced, any notice of cancellation made pursuant to section 1345.22 of the Revised Code. The seller shall also retain any envelope in which a notice of cancella…

Ohio Rev. Code Ann. § 1345.25 Presumption

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Where a sale is made pursuant to negotiations that occur at a place other than the seller's fixed location business establishment where goods or services are offered or exhibited for sale, but the agreement or offer to purchase is signed at a seller's fixed location business esta…

Ohio Rev. Code Ann. § 1345.26 Right of buyer after cancellation

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If, following the cancellation of a home solicitation sale by the buyer, the seller fails to return any goods traded in by the buyer, the buyer may elect to recover an amount equal to the trade-in allowance stated in the agreement. Until division (D) (4) of section 1345.23 of the…

Ohio Rev. Code Ann. § 1345.27 Right of seller after cancellation

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Except as provided in section 1345.26 of the Revised Code, within a reasonable time after a home solicitation sale has been cancelled or an offer to purchase has been revoked, the buyer upon demand must make available to the seller any goods delivered by the seller pursuant to th…

Ohio Rev. Code Ann. § 1345.28 Deceptive acts or practices

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Failure to comply with sections 1345.21 to 1345.27 of the Revised Code constitutes a deceptive act or practice in connection with a consumer transaction in violation of section 1345.02 of the Revised Code.

Ohio Rev. Code Ann. § 1345.30 Fitting, sale, and returns of hearing aids

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(A) As used in this section and in section 1345.31 of the Revised Code: (1) "Consumer" means a person who engages in a consumer transaction with a hearing aid dealer, hearing aid fitter, physician, or audiologist. (2) "Consumer transaction" means a sale, lease, assignment, award …

Ohio Rev. Code Ann. § 1345.31 Failing to comply with refund obligations

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The failure of a hearing aid dealer, hearing aid fitter, physician, or audiologist to comply with section 1345.30 of the Revised Code is an unfair or deceptive act or practice in violation of section 1345.02 of the Revised Code. All powers and remedies available to the attorney g…

Ohio Rev. Code Ann. § 1345.41 Prepaid entertainment contract definitions

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As used in sections 1345.41 to 1345.50 of the Revised Code:(A) "Prepaid entertainment contract" means a contract under which the buyer of a service pays for or becomes obligated to pay for service prior to the buyer's receipt of or enjoyment of any or all of the service and that …

Ohio Rev. Code Ann. § 1345.42 Contract provision of prepaid entertainment contracts

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(A) All prepaid entertainment contracts between the same seller and the same buyer that are in effect at the same time, or the terms of which overlap for any period, shall be considered as one contract for the purpose of sections 1345.43 and 1345.44 of the Revised Code.(B) Prepai…

Ohio Rev. Code Ann. § 1345.421 Surety bond where facility under construction and not available for service at time buyer signs contract

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If the facility that is the subject of the contract is under construction, and is not available for service at the time the buyer signs the contract, the seller shall maintain a surety bond issued by a surety company authorized to do business in this state the principal sum of wh…

Ohio Rev. Code Ann. § 1345.43 Right of buyer to cancel

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In addition to any right otherwise to revoke an offer or to terminate or cancel a sale or contract, the buyer has the right to cancel a prepaid entertainment contract until midnight of the third business day after the date on which the first service under the contract is availabl…

Ohio Rev. Code Ann. § 1345.44 Prepaid entertainment contract form

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(A) Every prepaid entertainment contract shall state the date on which the buyer actually signs. The seller shall give the buyer a copy of the contract that has been signed by the seller and complies with division (B) of this section.(B) All of the following apply to any prepaid …

Ohio Rev. Code Ann. § 1345.45 Retaining notice of cancellation

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If a buyer cancels a prepaid entertainment contract pursuant to sections 1345.41 to 1345.50 of the Revised Code, the seller shall retain for the period in which an action to enforce the contract could be commenced, the notice of cancellation made pursuant to section 1345.43 of th…

Ohio Rev. Code Ann. § 1345.46 Buyer to deliver goods or evidence of membership to seller after cancellation

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Within twenty days after a prepaid entertainment contract has been canceled pursuant to sections 1345.41 to 1345.50 of the Revised Code, the buyer upon demand must deliver to the seller any evidence of membership or other goods provided to the buyer by the seller pursuant to the …

Ohio Rev. Code Ann. § 1345.47 Defenses of buyer against holder in due course

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Notwithstanding section 1303.35 of the Revised Code, a buyer who executes a prepaid entertainment contract or a note in connection with such a contract may assert as a defense to a claim by a holder in due course, as defined in section 1303.32 of the Revised Code, any defense tha…

Ohio Rev. Code Ann. § 1345.48 Deceptive acts or practices - damages

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(A) Failure to comply with sections 1345.41 to 1345.50 of the Revised Code constitutes a deceptive act or practice in connection with a consumer transaction in violation of section 1345.02 of the Revised Code.(B) If the seller of a prepaid entertainment contract fails to comply w…

Ohio Rev. Code Ann. § 1345.49 Buyer's waiver void

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Any waiver by the buyer of the provisions of sections 1345.41 to 1345.50 of the Revised Code is contrary to public policy and is void.

Ohio Rev. Code Ann. § 1345.50 Remedies

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The remedies provided in sections 1345.41 to 1345.50 of the Revised Code are in addition to remedies otherwise available under state or local law.

Ohio Rev. Code Ann. § 1345.51 Consumer protection enforcement fund

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There is hereby created in the state treasury the consumer protection enforcement fund. The fund shall include civil penalties ordered pursuant to divisions (A) and (D) of section 1345.07 of the Revised Code and paid as provided in division (G) of that section, all civil penaltie…

Ohio Rev. Code Ann. § 1345.52 Title defect recision fund

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There is hereby created in the state treasury the title defect recision fund. The fund shall consist of money collected under section 4505.09 of the Revised Code when a motor vehicle dealer is issued a certificate of title, money collected under section 4517.10 of the Revised Cod…

Ohio Rev. Code Ann. § 1345.61 Invention development services definitions

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As used in sections 1345.61 to 1345.68 of the Revised Code:(A) "Contract for invention development services" means a contract by which an invention developer undertakes invention development services for a customer.(B) "Customer" means any person who enters into a contract for in…

Ohio Rev. Code Ann. § 1345.62 Invention development services contracts

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(A) Every contract for invention development services shall be in writing and is subject to sections 1345.61 to 1345.68 of the Revised Code. The invention developer shall give a copy of the written contract to the customer at the time the customer signs the contract.(B) The inven…

Ohio Rev. Code Ann. § 1345.63 Conspicuous and legible cover sheet with notice

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(A) Every contract for invention development services shall have a conspicuous and legible cover sheet attached to it with the following notice to the customer imprinted on the cover sheet in boldface type of not less than ten-point size, or in capital letters of a size not less …

Ohio Rev. Code Ann. § 1345.64 Record of contacts

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The invention developer shall maintain a record with respect to each contract which contains the name and address of each person to whom the customer's invention or idea is submitted, and the date of submission. The customer may request a copy of or inspect the record during norm…

Ohio Rev. Code Ann. § 1345.65 Contract contents

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Every contract for invention development services shall set forth in boldface type of not less than ten-point size, or in capital letters of a size not less than that used in a standard office typewriter, both of the following:(A) The terms and conditions of payment and contract …