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Ohio Statutes, Title 39

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Ohio/Statutes

← All Ohio coverage

Title 39, Title 39. Insurance

43 chapters · 1,367 sections in this title.

All chapters in Title 391,367 Ch 3901, Chapter 3901 | Superintendent Of Ins…150 Ch 3905, Chapter 3905 | Insurance Producers L…123 Ch 3923, Chapter 3923 | Sickness And Accident…109 Ch 3903, Chapter 3903 | Reserve Valuation; Re…92 Ch 3929, Chapter 3929 | Domestic And Foreign …77 Ch 3941, Chapter 3941 | Operation Of Mutual I…51 Ch 3937, Chapter 3937 | Casualty Insurance; M…50 Ch 3921, Chapter 3921 | Fraternal Benefit Soc…43 Ch 3919, Chapter 3919 | Mutual Protective Ins…40 Ch 3925, Chapter 3925 | Domestic Insurance Co…36 Ch 3953, Chapter 3953 | Title Insurance36 Ch 3924, Chapter 3924 | Small Employer Health…33 Ch 3964, Chapter 3964 | Captive Insurance Com…33 Ch 3902, Chapter 3902 | Insurance Policies An…32

92 sections·Filtered byTitle 39✕Ch 3903✕

Ohio Rev. Code Ann. § 3903.50 Order appointing conservator
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(A) If a domiciliary liquidator has not been appointed, the superintendent of insurance may file a complaint in the court of common pleas for an order directing him to act as conservator to conserve the property of an alien insurer not domiciled in this state or a foreign insurer…
Ohio Rev. Code Ann. § 3903.51 Order directing liquidation
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(A) If no domiciliary liquidator has been appointed, the superintendent of insurance may file a complaint in the court of common pleas for an order directing him to liquidate the assets found in this state of a foreign insurer or an alien insurer not domiciled in this state, on a…
Ohio Rev. Code Ann. § 3903.52 Power of domiciliary liquidator
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(A) The domiciliary liquidator of an insurer domiciled in a reciprocal state shall, except as to special deposits and security on secured claims under division (C) of section 3903.53 of the Revised Code, be vested by operation of law with the title to all of the assets, property,…
Ohio Rev. Code Ann. § 3903.53 Appointing ancillary receiver
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(A) If a domiciliary liquidator has been appointed for an insurer not domiciled in this state, the superintendent of insurance may file a complaint in the court of common pleas requesting appointment as ancillary receiver in this state if both of the following apply:(1) There are…

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Ohio Rev. Code Ann. § 3903.54 Discretion of superintendent to commence proceedings

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The superintendent of insurance in his sole discretion may commence proceedings under sections 3903.09 to 3903.11 of the Revised Code at the request of the superintendent or other appropriate insurance official of the domiciliary state of any foreign or alien insurer having prope…

Ohio Rev. Code Ann. § 3903.55 Foreign claimants

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(A) In a liquidation proceeding begun in this state against an insurer domiciled in this state, claimants residing in foreign countries or in states not reciprocal states must file claims in this state, and claimants residing in reciprocal states may file claims either with the a…

Ohio Rev. Code Ann. § 3903.56 Ohio residents claiming against foreign insurers

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(A) In a liquidation proceeding in a reciprocal state against an insurer domiciled in that state, claimants against the insurer who reside within this state may file claims either with the ancillary receiver, if any, in this state, or with the domiciliary liquidator. Claims must …

Ohio Rev. Code Ann. § 3903.57 Attachment, garnishment or execution proceedings blocked

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During the pendency in this or any other state of a liquidation proceeding, whether called by that name or not, no action or proceeding in the nature of an attachment, garnishment, or levy of execution shall be commenced or maintained in this state against the delinquent insurer …

Ohio Rev. Code Ann. § 3903.58 Distribution order among claimants from reciprocal states

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(A) In a liquidation proceeding in this state involving one or more reciprocal states, the order of distribution of the domiciliary state shall control as to all claims of residents of this and reciprocal states. All claims of residents of reciprocal states shall be given equal p…

Ohio Rev. Code Ann. § 3903.59 Failure to transfer assets to Ohio liquidator by ancillary receiver

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If an ancillary receiver in another state or foreign country, whether called by that name or not, fails to transfer to the domiciliary liquidator in this state any assets within the ancillary receiver's control other than special deposits, diminished only by the expenses of the a…

Ohio Rev. Code Ann. § 3903.71 Unsound company, suspension of authority to do business

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If it appears to the superintendent of insurance upon satisfactory evidence that the affairs of an insurance company, partnership, association, or reciprocal insurance exchange, not organized under the laws of this state, are such that any of the following conditions exist, the s…

Ohio Rev. Code Ann. § 3903.72 Definitions for sections 3903.72 to 3903.7211

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(A) The definitions provided in division (B) of this section shall apply after the operative date of the valuation manual. (B) As used in sections 3903.72 to 3903.7211 of the Revised Code:(1) "Accident and health insurance" means a contract that incorporates morbidity risk and pr…

Ohio Rev. Code Ann. § 3903.721 Valuation of reserves

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(A)(1) The superintendent shall annually value, or cause to be valued, the reserve liabilities, referred to as reserves, for all outstanding life insurance policies and annuity and pure endowment contracts of every life insurance company doing business in this state issued prior …

Ohio Rev. Code Ann. § 3903.7210 Submission of prescribed data

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A company shall submit mortality, morbidity, policyholder behavior, or expense experience and other data as prescribed in the valuation manual for policies it has issued that are in force on or after the operative date of the valuation manual.

Ohio Rev. Code Ann. § 3903.7211 Confidential information

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(A) As used in this section: (1) "Confidential information" means all of the following: (a) A memorandum in support of an opinion submitted under sections 3903.722 and 3903.726 of the Revised Code and any other documents, materials, and other information, including all working pa…

Ohio Rev. Code Ann. § 3903.722 Submission of data prior to operative date of valuation manual

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(A) This section shall apply prior to the operative date of the valuation manual. (B) Every life insurance company doing business in this state shall annually submit to the superintendent the opinion of a qualified actuary as to whether the reserves and related actuarial items he…

Ohio Rev. Code Ann. § 3903.723 Minimum standards for the valuation of policies

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(A) Using the mortality, morbidity, and interest rates as provided in divisions (B) to (H) of this section and in sections 3903.724, 3903.725, and 3903.727 of the Revised Code, the minimum standard for the valuation of policies and contracts shall be derived according to the comm…

Ohio Rev. Code Ann. § 3903.724 Determination of valuation interest rate

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(A) This section shall determine the calendar year statutory valuation interest rates (VIR) used in determining the minimum standard for the valuation of all of the following: (1) Life insurance policies issued on or after January 1, 1989; (2) Individual annuity and pure endowmen…

Ohio Rev. Code Ann. § 3903.725 Valuation for individual annuity and pure endowment contracts

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For individual annuity and pure endowment contracts issued on or after January 1, 1989, and for annuities and pure endowments purchased on or after January 1, 1989, under group annuity and pure endowment contracts, the minimum standard of valuation shall be the commissioners rese…

Ohio Rev. Code Ann. § 3903.726 Submissions prior to operative date of valuation manual

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(A) This section shall apply on and after the operative date of the valuation manual. (B) Every company with an outstanding life insurance contract, accident and health insurance contract, or deposit-type contract in this state that is subject to rules adopted by the superintende…

Ohio Rev. Code Ann. § 3903.727 Valuation for accident and health insurance contracts

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For accident and health insurance contracts issued on or after the operative date of the valuation manual, the standard prescribed in the valuation manual is the minimum standard of valuation required under division (B) of section 3903.721 of the Revised Code. For disability, acc…

Ohio Rev. Code Ann. § 3903.728 Policies issued on or after the operative date of the valuation manual

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(A) For policies issued on or after the operative date of the valuation manual, the standard prescribed in the valuation manual is the minimum standard of valuation required under division (B) of section 3903.721 of the Revised Code, except as provided under divisions (E) and (G)…

Ohio Rev. Code Ann. § 3903.729 Established reserves; principle-based valuation

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(A) A company shall establish reserves using a principle-based valuation that meets the following conditions for policies or contracts as specified in the valuation manual: (1) The principle-based valuation shall quantify the benefits and guarantees, and the funding, associated w…

Ohio Rev. Code Ann. § 3903.73 Deposit of securities with treasurer of state

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All securities deposited with the superintendent of insurance shall be held by the superintendent for the purpose intended. No security shall be accepted for deposit by the superintendent unless it is of par value and market value of one thousand dollars or more. Last updated Sep…

Ohio Rev. Code Ann. § 3903.74 Sale and distribution of securities of defaulting companies

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If any company, corporation, or association required by law to make a deposit with the superintendent of insurance, or other state officer, to secure the contracts of such company, corporation, or association, or for any other purpose, fails to pay any of its liabilities upon suc…

Ohio Rev. Code Ann. § 3903.75 Notice to claimants

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Upon the filing of the petition authorized by section 3903.74 of the Revised Code, the superintendent of insurance, or other officer, shall publish for six consecutive weeks in three papers of general circulation within the state, one of which is published at the seat of governme…

Ohio Rev. Code Ann. § 3903.76 Court procedure

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The clerk of the court of common pleas of Franklin county shall forward a copy of the notice required by section 3903.75 of the Revised Code to the last known address of such company, corporation, or association. The Civil Rules shall govern such proceedings, and, upon the hearin…

Ohio Rev. Code Ann. § 3903.77 Property and casualty insurance reporting requirements

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(A) Every property and casualty insurance company doing business in this state, except as exempted by the superintendent of insurance, annually, shall cause to be prepared by a qualified actuary, appointed by the company, the following documents: (1) An actuarial opinion that cer…

Ohio Rev. Code Ann. § 3903.81 Risk-based capital for insurers model act definitions

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As used in sections 3903.81 to 3903.93 of the Revised Code:(A) "Adjusted RBC report" means an RBC report that has been adjusted by the superintendent of insurance in accordance with division (C) of section 3903.82 of the Revised Code.(B) "Authorized control level RBC" means the n…

Ohio Rev. Code Ann. § 3903.82 Annual report

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(A) Each domestic insurer shall, on or prior to the first day of March of every year, prepare and submit to the superintendent of insurance a report on its RBC levels as of the end of the calendar year just ended, in a form and containing such information as is required by the RB…

Ohio Rev. Code Ann. § 3903.83 Duty to submit plan

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(A) For purposes of sections 3903.81 to 3903.93 of the Revised Code, a "company action level event" is any of the following events: (1) A domestic or foreign insurer's filing of an RBC report that indicates that the insurer's total adjusted capital is greater than or equal to its…

Ohio Rev. Code Ann. § 3903.84 Regulatory action level event duties of superintendent and insurer

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(A) For purposes of sections 3903.81 to 3903.93 of the Revised Code, a "regulatory action level event" is any of the following events:(1) The filing of an RBC report by an insurer that indicates that the insurer's total adjusted capital is greater than or equal to its authorized …

Ohio Rev. Code Ann. § 3903.85 Authorized control level event duties of superintendent and insurer

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(A) For purposes of sections 3903.81 to 3903.93 of the Revised Code, an "authorized control level event" is any of the following events:(1) The filing of an RBC report by an insurer that indicates that the insurer's total adjusted capital is greater than or equal to its mandatory…

Ohio Rev. Code Ann. § 3903.86 Mandatory control level event duties of superintendent and insurer

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(A) For purposes of sections 3903.81 to 3903.93 of the Revised Code, a "mandatory control level event" is any of the following events:(1) The filing of an RBC report by an insurer that indicates that the insurer's total adjusted capital is less than its mandatory control level RB…

Ohio Rev. Code Ann. § 3903.87 Right to request hearing

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(A) An insurer has the right to a hearing upon receiving any of the following from the superintendent of insurance:(1) An adjusted RBC report;(2) Notification that the insurer's RBC plan or revised RBC plan is unsatisfactory and a statement that the notification constitutes a reg…

Ohio Rev. Code Ann. § 3903.88 Confidential information

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(A) The superintendent of insurance shall keep all of the following confidential:(1) An RBC report, to the extent that information contained in the report is not required to be included in an annual statement available to the public;(2) An RBC plan;(3) The results of, or a report…

Ohio Rev. Code Ann. § 3903.89 Effectiveness of notice

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Unless otherwise provided, all notices sent to an insurer by the superintendent of insurance that may result in regulatory action under sections 3903.81 to 3903.93 of the Revised Code shall be effective upon dispatch if transmitted by registered or certified mail. Any other notic…

Ohio Rev. Code Ann. § 3903.90 Annual report by foreign insurer

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(A) Each foreign insurer shall submit to the superintendent of insurance, upon receiving the superintendent's written request, an RBC report for the calendar year just ended. The insurer shall submit the RBC report to the superintendent by the later of:(1) The date a domestic ins…

Ohio Rev. Code Ann. § 3903.91 Regulatory officials - immunity

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There shall be no liability on the part of, and no cause of action shall arise against, the superintendent of insurance, or the department of insurance, its employees, or its agents, for any action taken in their performance of the powers and duties under sections 3903.81 to 3903…

Ohio Rev. Code Ann. § 3903.92 Requirements for exempting insurer from sections

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The superintendent may exempt any domestic property and casualty insurer from the application of sections 3903.81 to 3903.93 of the Revised Code, if the insurer meets all of the following requirements:(A) The insurer writes direct business only in this state;(B) The insurer write…

Ohio Rev. Code Ann. § 3903.93 Rules

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The superintendent may adopt rules in accordance with Chapter 119. of the Revised Code as are reasonably necessary for the implementation and operation of sections 3903.81 to 3903.93 of the Revised Code.

Ohio Rev. Code Ann. § 3903.99 Penalty

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Whoever violates division (B) or (C) of section 3903.06 of the Revised Code shall be fined not more than ten thousand dollars or imprisoned for not more than one year, or both.