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43 chapters · 1,367 sections in this title.
Ohio Rev. Code Ann. § 3918.01 Consumer credit insurance
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All consumer credit insurance issued or sold in connection with loans or other credit transactions for personal, family, or household purposes is subject to sections 3918.01 to 3918.13 of the Revised Code, except for all of the following:(A) Insurance written in connection with a…
Ohio Rev. Code Ann. § 3918.02 Credit life and accident and health insurance definitions
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As used in sections 3918.01 to 3918.13 of the Revised Code:(A) "Consumer credit insurance" means credit life insurance and credit accident and health insurance.(B) "Credit life insurance" means insurance on the life of a debtor pursuant to or in connection with a specific loan or…
Ohio Rev. Code Ann. § 3918.03 Form of policies
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Credit life insurance and credit accident and health insurance shall be issued only in the following forms:(A) Individual policies of life insurance issued to debtors on the term plan;(B) Individual policies of accident and health insurance issued to debtors on a term plan includ…
Ohio Rev. Code Ann. § 3918.04 Amount of credit life insurance not to exceed initial indebtedness
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(A) The amount of credit life insurance shall not exceed the initial indebtedness.Where an indebtedness repayable in substantially equal installments is secured by an individual policy of credit life insurance the amount of insurance shall at no time exceed the scheduled amount o…