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Ohio Statutes, Title 39

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Title 39, Title 39. Insurance

43 chapters · 1,367 sections in this title.

All chapters in Title 391,367 Ch 3901, Chapter 3901 | Superintendent Of Ins…150 Ch 3905, Chapter 3905 | Insurance Producers L…123 Ch 3923, Chapter 3923 | Sickness And Accident…109 Ch 3903, Chapter 3903 | Reserve Valuation; Re…92 Ch 3929, Chapter 3929 | Domestic And Foreign …77 Ch 3941, Chapter 3941 | Operation Of Mutual I…51 Ch 3937, Chapter 3937 | Casualty Insurance; M…50 Ch 3921, Chapter 3921 | Fraternal Benefit Soc…43 Ch 3919, Chapter 3919 | Mutual Protective Ins…40 Ch 3925, Chapter 3925 | Domestic Insurance Co…36 Ch 3953, Chapter 3953 | Title Insurance36 Ch 3924, Chapter 3924 | Small Employer Health…33 Ch 3964, Chapter 3964 | Captive Insurance Com…33 Ch 3902, Chapter 3902 | Insurance Policies An…32

1,367 sections·Filtered byTitle 39✕

Ohio Rev. Code Ann. § 3905.861 Extending appointments to affiliated agents
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An insurer that appoints a surety bail bond agent who is a member of a business entity shall require that all other surety bail bond agents who are members of the same business entity be appointed to represent that insurer.
Ohio Rev. Code Ann. § 3905.862 Expiration or cancellation of appointment; fee
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Upon the expiration or cancellation of a surety bail bond agent's appointment, the agent shall not engage or attempt to engage in any activity requiring such an appointment. However, an insurer that cancels the appointment of a surety bail bond agent may authorize the agent to co…
Ohio Rev. Code Ann. § 3905.87 Registration of agent with court clerks; list of court-registered surety bail bond agents
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(A) A surety bail bond agent shall not file a bond in any court of this state unless the agent is licensed and appointed under sections 3905.83 to 3905.95 of the Revised Code and has registered with the clerk of that court pursuant to division (B) of this section, if registration…
Ohio Rev. Code Ann. § 3905.88 Continuing education
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(A) Each individual who is issued a license as a resident surety bail bond agent shall complete at least seven hours of continuing education in each license renewal period. The continuing education shall be offered in a course or program of study related to the bail bond business…

Showing 401–450 of 1,367

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Ohio Rev. Code Ann. § 3905.89 Notice of change of principal business address or telephone number

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Each person licensed under sections 3905.83 to 3905.95 of the Revised Code shall notify in writing the appropriate insurer or managing general agent, and the clerk of the court of common pleas of the county in which the licensee is registered, within thirty days after a change in…

Ohio Rev. Code Ann. § 3905.90 Records of surety bonds to be maintained - furnishing of information

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Each surety bail bond agent shall maintain all records of surety bonds executed or countersigned by the surety bail bond agent for at least three years after the liability of the surety has been terminated. Those records shall be open, at all times, to examination, inspection, an…

Ohio Rev. Code Ann. § 3905.901 Determination of direct written premiums for bail bonds

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(A) As used in the annual statement of condition filed by a bail bond insurer with the department of insurance pursuant to section 3929.30 of the Revised Code, the direct written premiums for bail bonds written by an insurer shall be determined as the gross bail bond premiums les…

Ohio Rev. Code Ann. § 3905.91 Build-up funds

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(A) All build-up funds posted by a surety bail bond agent or managing general agent, either with an insurer or managing general agent representing an insurer, shall be maintained in an individual build-up trust account for the surety bail bond agent by the insurer or the managing…

Ohio Rev. Code Ann. § 3905.92 Requirements for acceptance of collateral security or other indemnity

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(A) A surety bail bond agent that accepts collateral security or other indemnity shall comply with all of the following requirements:(1) The collateral security or other indemnity shall be reasonable in relation to the amount of the bond.(2) The collateral security or other indem…

Ohio Rev. Code Ann. § 3905.921 Discharge of bond where collateral security or other indemnity accepted

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(A) If collateral security or other indemnity is accepted on a bond, the surety bail bond agent, managing general agent, or surety shall make, upon demand, a written request to the court for a discharge of the bond to be delivered to the surety or the surety's agent. If the oblig…

Ohio Rev. Code Ann. § 3905.93 Bail bond - charges and fees

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A surety bail bond agent shall not execute a bail bond without doing both of the following:(A) Charging the premium rate filed with and approved by the superintendent of insurance;(B) Disclosing the expense fee that will be charged to cover the costs incurred by the agent in exec…

Ohio Rev. Code Ann. § 3905.931 Furnishing of forms and other supplies

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(A) No insurer, managing general agent, or surety bail bond agent shall furnish to any person any blank form, application, stationery, business card, or other supplies to be used in soliciting, negotiating, or effecting bail bonds unless the person is licensed to act as a surety …

Ohio Rev. Code Ann. § 3905.932 Prohibited acts

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A surety bail bond agent or insurer shall not do any of the following: (A) Suggest or advise the employment of, or name for employment, any particular attorney to represent its principal;(B) Solicit business in, or on the property or grounds of, a detention facility, as defined i…

Ohio Rev. Code Ann. § 3905.933 Signing or countersigning agent's name to a bond

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(A) A surety bail bond agent shall not sign or countersign in blank any bond, or give a power of attorney to, or otherwise authorize, anyone to countersign the surety bail bond agent's name to a bond unless the person so authorized is a licensed and appointed surety bail bond age…

Ohio Rev. Code Ann. § 3905.934 Advertising requirements

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(A) A surety bail bond agent shall not make, publish, or otherwise disseminate, directly or indirectly, any misleading or false advertisement, or engage in any other deceptive trade practice.(B) All advertising by a surety bail bond agent shall include the address of record of th…

Ohio Rev. Code Ann. § 3905.94 License suspension or revocation

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If the superintendent of insurance, in accordance with section 3905.14 of the Revised Code, suspends or revokes a person's license as a surety bail bond agent, the person, during the period of suspension or revocation, shall not be employed by any surety bail bond agent, have any…

Ohio Rev. Code Ann. § 3905.941 Designation of successor agent

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Upon the surrender, suspension, or revocation of a surety bail bond agent's license, the appointing insurer or managing general agent immediately shall designate a licensed and appointed surety bail bond agent to administer all bail bonds previously written by the licensee.

Ohio Rev. Code Ann. § 3905.95 Rules

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The superintendent of insurance shall adopt, in accordance with Chapter 119. of the Revised Code, any rules necessary to implement sections 3905.83 to 3905.95 of the Revised Code.

Ohio Rev. Code Ann. § 3905.99 Penalty

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(A) Whoever violates section 3905.182 of the Revised Code shall be fined not less than twenty-five nor more than five hundred dollars or imprisoned not more than six months, or both.(B) Whoever violates section 3905.31 or 3905.33 of the Revised Code shall be fined not less than t…

Ohio Rev. Code Ann. § 3906.01 Definitions

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As used in this chapter: (A) "Annual financial statement" means an insurer's statutorily required financial statement under the insurer's respective authorizing chapter of the Revised Code.(B) "Authorized control level risked-based capital" means authorized control level RBC as d…

Ohio Rev. Code Ann. § 3906.02 Applicability

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(A) This chapter, and any rules adopted under it, apply to entities organized under Chapters 1731., 1751., 3907., 3919., 3921., 3925., 3931., 3939., 3941., and 3953. of the Revised Code. (B) An insurer may apply to the superintendent for permission to make investments under this …

Ohio Rev. Code Ann. § 3906.03 Alternative minimum financial security benchmarks

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(A)(1) Unless otherwise established in accordance with divisions (A)(2) and (3) of this section, the amount of the minimum financial security benchmark for an insurer shall be the greatest of the following: (a) The authorized control level risk-based capital applicable to the ins…

Ohio Rev. Code Ann. § 3906.04 Rights of insurer

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(A) Subject to this chapter, an insurer making investments under this chapter may loan or invest its funds, and may buy, sell, hold title to, possess, occupy, pledge, convey, manage, protect, insure, and deal with its investments, property, and other assets to the same extent as …

Ohio Rev. Code Ann. § 3906.05 Consideration of relevant factors

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(A) An insurer making investments under this chapter shall consider the factors listed in division (C) of this section along with its business in determining whether an investment portfolio or investment policy is prudent. (B) The superintendent shall consider the factors listed …

Ohio Rev. Code Ann. § 3906.06 Investment policy

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In acquiring, investing, exchanging, holding, selling, and managing investments under this chapter, an insurer shall establish and follow a written investment policy that shall be reviewed and approved by the insurer's board of directors on at least an annual basis. The content a…

Ohio Rev. Code Ann. § 3906.07 Classes of investment for purposes of minimum asset requirement

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All of the following classes of investments may be counted for the purposes specified in section 3906.11 of the Revised Code, whether they are made directly or as a participant in a partnership, joint venture, or limited liability company: (A) Cash, and cash equivalents, in the d…

Ohio Rev. Code Ann. § 3906.08 Determination of minimum asset requirement

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(A) For the purposes of determining an insurer's minimum asset requirement under section 3906.11 of the Revised Code, the following limitations on classes of investments shall apply: (1) For investments authorized by division (B) of section 3906.07 of the Revised Code and investm…

Ohio Rev. Code Ann. § 3906.09 Payment in different currencies

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An insurer investing under this chapter that is doing business that requires the insurer to make payment in different currencies shall have investments in securities in each of these currencies in an amount that, independent of all other investments, meets the requirements of thi…

Ohio Rev. Code Ann. § 3906.10 Prohibited investments

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(A) An insurer investing under this chapter shall not invest in investments that are prohibited for an insurer by statute or rules of this state. (B) An insurer investing under this chapter shall not invest in a partnership as a general partner.(C) The superintendent shall set a …

Ohio Rev. Code Ann. § 3906.11 Minimum asset requirement

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(A) An insurer investing under this chapter shall maintain assets in an amount equivalent to the sum of its liabilities and its minimum financial security benchmark at all times. (B) Assets invested under this chapter may be counted toward satisfaction of the minimum asset requir…

Ohio Rev. Code Ann. § 3906.12 Derivative use plan

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(A) Prior to an insurer entering into derivative transactions, the board of directors of the insurer investing under this chapter shall approve a derivative use plan. (B) An insurer shall notify the superintendent of insurance in writing within three days after identifying either…

Ohio Rev. Code Ann. § 3906.13 Powers of superintendent

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(A) If the superintendent determines that an insurer's investment practices do not meet the requirements of this chapter, the superintendent may, after notification to the insurer of the superintendent's findings, order the insurer to make changes necessary to comply with this ch…

Ohio Rev. Code Ann. § 3906.14 Hearings

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(A) An insurer subject to an order of the superintendent under section 3906.03 or 3906.13 of the Revised Code may request a hearing within thirty days of the date of the order. The hearing shall be held in compliance with Chapter 119. of the Revised Code. (B) The superintendent s…

Ohio Rev. Code Ann. § 3906.15 Adoption of rules

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(A) The superintendent may, in accordance with section 119.03 of the Revised Code, adopt rules interpreting and implementing the provisions of this chapter. (B) The superintendent may, in accordance with section 119.03 of the Revised Code, adopt one or more of the following restr…

Ohio Rev. Code Ann. § 3907.01 Formation of insurance company

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Any number of persons, not less than thirteen, may associate and form a company to make insurance upon the lives of individuals, and every type of insurance appertaining thereto or connected therewith, on the mutual or stock plan, and to grant, purchase, or dispose of annuities.

Ohio Rev. Code Ann. § 3907.02 Articles of incorporation

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The persons forming a company under section 3907.01 of the Revised Code shall file in the office of the secretary of state articles of incorporation, signed by them, setting forth their intention to form a company, which articles shall comprise a copy of the charter they propose …

Ohio Rev. Code Ann. § 3907.03 Approval by attorney general

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When the articles of incorporation are filed in the office of the secretary of state under section 3907.02 of the Revised Code, and the name assumed by the company is not so nearly similar to that of any other company organized in this state as to lead to confusion or uncertainty…

Ohio Rev. Code Ann. § 3907.04 Organization of company

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When the signers of the articles of incorporation required by section 3907.02 of the Revised Code receive from the secretary of state a certified copy of such articles and desire to organize the company, they shall publish their intention in a paper published and having general c…

Ohio Rev. Code Ann. § 3907.05 Escrowing amount for paid-in capital and contributed surplus

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(A)(1) No company shall be incorporated under sections 3907.01 to 3907.21 of the Revised Code, on or after January 1, 1982, until the superintendent of insurance has certified to the secretary of state that a sum has been escrowed with a bank or trust company by the incorporators…

Ohio Rev. Code Ann. § 3907.06 Increase of capital stock

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When, in the opinion of its board of directors, a legal reserve life insurance company organized under any law of this state, requires a larger amount of capital than that fixed by its articles of incorporation, its board shall, after authorization by the holders of two thirds of…

Ohio Rev. Code Ann. § 3907.07 Deposit of securities with superintendent of insurance

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Any legal reserve life insurance company organized under the laws of this state may invest its capital in the stocks, bonds, or mortgages authorized by section 3907.05 of the Revised Code, and may change and invest it or any part thereof in like manner. No company shall commence …

Ohio Rev. Code Ann. § 3907.08 Commencement of business

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When a company is fully organized and has deposited the amount of securities required by section 3907.07 of the Revised Code, it shall file with the superintendent of insurance a duly certified copy of its articles of incorporation, a copy of the approval of the attorney general,…

Ohio Rev. Code Ann. § 3907.12 Reinsurance

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(A) As used in this section: (1) "Assumption reinsurance" means the transfer of an insurance contract from a domestic life insurance company to a life insurance company authorized to do business in this state. (2) "Individual risk" includes any policy, annuity, or contract issued…

Ohio Rev. Code Ann. § 3907.14 Investment of capital, surplus, and accumulations

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The capital, surplus, and all accumulations of every domestic life insurance company shall be invested as follows: (A) A domestic company may acquire, hold, and convey real estate:(1) Which has been acquired or is acquired for its principal offices, or which is used in connection…

Ohio Rev. Code Ann. § 3907.141 Federal limitations on investments

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(A) Any securities described in section 77r-1 of the "Secondary Mortgage Market Enhancement Act of 1984," 98 Stat. 1689, 15 U.S.C.A. 77r-1, shall be subject to all limitations prescribed in section 3907.14 of the Revised Code for investments not guaranteed by the full faith and c…

Ohio Rev. Code Ann. § 3907.15 Allocating premiums

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(A) A domestic life insurance company may, subject to section 3911.011 of the Revised Code, issue policies, annuities, or other contracts, whether on an individual or group basis, providing benefits or other contractual payments payable in fixed or variable dollar amounts, or bot…

Ohio Rev. Code Ann. § 3907.17 Certain action authorized

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Actions may be maintained by an insurance company formed under the laws of this state, against any of its members, officers, policyholders, or stockholders, for any cause relating to its business; and actions may be prosecuted and maintained by any member, stockholder, or policyh…

Ohio Rev. Code Ann. § 3907.18 Dividends

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The directors, managers, or officers of any legal reserve life insurance company organized under the laws of this state shall not, directly or indirectly, make or pay a dividend, or pay any interest, bonus, or other allowances in lieu thereof, to its stockholders, except from sur…

Ohio Rev. Code Ann. § 3907.19 Annual statements

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The president or vice-president, and the secretary or actuary, or a majority of the directors of each insurance company organized under the laws of this state, annually on the first day of January, or within sixty days thereafter, shall prepare under oath and deposit in the offic…

Ohio Rev. Code Ann. § 3907.20 Valuation of securities

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(A) All investments shall be valued in accordance with the valuation standards published by the national association of insurance commissioners.Securities investments for which the national association of insurance commissioners has not published valuation standards in its valuat…