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Ohio Statutes, Title 39

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Title 39, Title 39. Insurance

43 chapters · 1,367 sections in this title.

All chapters in Title 391,367 Ch 3901, Chapter 3901 | Superintendent Of Ins…150 Ch 3905, Chapter 3905 | Insurance Producers L…123 Ch 3923, Chapter 3923 | Sickness And Accident…109 Ch 3903, Chapter 3903 | Reserve Valuation; Re…92 Ch 3929, Chapter 3929 | Domestic And Foreign …77 Ch 3941, Chapter 3941 | Operation Of Mutual I…51 Ch 3937, Chapter 3937 | Casualty Insurance; M…50 Ch 3921, Chapter 3921 | Fraternal Benefit Soc…43 Ch 3919, Chapter 3919 | Mutual Protective Ins…40 Ch 3925, Chapter 3925 | Domestic Insurance Co…36 Ch 3953, Chapter 3953 | Title Insurance36 Ch 3924, Chapter 3924 | Small Employer Health…33 Ch 3964, Chapter 3964 | Captive Insurance Com…33 Ch 3902, Chapter 3902 | Insurance Policies An…32

1,367 sections·Filtered byTitle 39✕

Ohio Rev. Code Ann. § 3918.13 Judicial review
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Any party to the proceeding affected by an order of the superintendent shall be entitled to judicial review by following the procedure set forth in section 119.12 of the Revised Code.
Ohio Rev. Code Ann. § 3918.99 Penalty
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Whoever violates sections 3918.01 to 3918.13, inclusive, of the Revised Code, shall be fined not less than one hundred nor more than one thousand dollars.The penalty provided in this section is in addition to any other penalty provided by law.
Ohio Rev. Code Ann. § 3919.01 Mutual protective associations
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A company or association may be organized to transact the business of life or accident or life and accident insurance on the assessment plan, for the purpose of mutual protection and relief of its members, and for the payment of stipulated sums of money to the families, heirs, ex…
Ohio Rev. Code Ann. § 3919.02 Reserves for insurance contracts
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Every association transacting business under sections 3919.02 to 3919.10, inclusive, of the Revised Code, shall hold and maintain, upon every contract of insurance issued on and after January 1, 1926, assets in excess of other liabilities, to provide for reserves of not less than…

Showing 601–650 of 1,367

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Ohio Rev. Code Ann. § 3919.03 Additional contributions

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Under any contract providing, in addition to the regular contributions, for the payment currently of additional contributions to the extent needed to pay its share of claims and expenses and to maintain the tabular reserves required by sections 3919.02 to 3919.10, inclusive, of t…

Ohio Rev. Code Ann. § 3919.04 Reserves are a distinct fund

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The assets representing the reserves on all contracts issued on an after January 1, 1926, and on such other contracts as the association organized under section 3919.01 of the Revised Code designates upon which a reserve at least equal to the minimum reserve prescribed in section…

Ohio Rev. Code Ann. § 3919.05 Mortality experience or table

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Unless an association transacting business under sections 3919.02 to 3919.10, inclusive, of the Revised Code, provides otherwise, the actual mortality experienced on all outstanding contracts shall be determined and distributed between all such contracts in proportion to the cost…

Ohio Rev. Code Ann. § 3919.06 Provisions for disability benefits

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Every association may include in contracts issued under sections 3919.02 to 3919.10, inclusive, of the Revised Code, provisions for total and permanent disability benefits, accidental death benefits, annuities, and the payment of the benefits in installments. Separate contracts m…

Ohio Rev. Code Ann. § 3919.07 Provisions for cash surrender and loan values

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An association organized under section 3919.01 of the Revised Code may provide in its contracts for stipulated premiums, death benefits, cash surrender values, and loan values, to an amount not exceeding the reserve, or it may provide for the equivalent paid-up or extended term i…

Ohio Rev. Code Ann. § 3919.08 Report on outstanding contracts

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In addition to the annual report required by law, every association organized under section 3919.01 of the Revised Code shall report annually to the superintendent of insurance, on or before the first day of March, the valuation of outstanding contracts issued on and after Januar…

Ohio Rev. Code Ann. § 3919.09 Associations exempted

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All fraternal benefit societies and associations, including those engaged in writing insurance covering a single hazard, and not operated or conducted for profit, and all associations, lodges, orders, or societies which do not issue insurance certificates, are exempt from section…

Ohio Rev. Code Ann. § 3919.10 Foreign companies and associations

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Any foreign company or association complying with sections 3919.02 to 3919.10, inclusive, of the Revised Code, may do business within this state, provided it can show a percentage of solvency of not less than one hundred five per cent, as provided in such sections, on all busines…

Ohio Rev. Code Ann. § 3919.11 Bylaws

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Associations organized under section 3919.01 of the Revised Code may provide in their bylaws that there shall be not less than five nor more than fifteen trustees, whose term of office shall be not more than three years. If the term is made more than one year, the bylaws may prov…

Ohio Rev. Code Ann. § 3919.12 Amendment to constitution or bylaws

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An association organized under section 3919.01 of the Revised Code may change or amend its constitution or bylaws by the assent thereto in writing of a majority of the members, or by a majority of those members present, in person or by proxy, at a meeting held for that purpose, t…

Ohio Rev. Code Ann. § 3919.13 Amendment of articles to change plan of insurance

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Any company or association organized under section 3919.01 of the Revised Code for the purpose of transacting the business of life or accident or life and accident insurance on the assessment plan, may, with the consent in writing of a majority of its members, and upon the vote o…

Ohio Rev. Code Ann. § 3919.14 Separate annual statements

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A company or association organized under section 3919.01 of the Revised Code amending its articles of incorporation and its constitution and bylaws is subject to sections 3919.11 and 3919.12 of the Revised Code as to its organization and government, and it shall make separate ann…

Ohio Rev. Code Ann. § 3919.15 Prohibition against assessment plan companies

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No company or association transacting the business of life insurance on the assessment plan, other than fraternal beneficiary associations, shall do business within this state, except those companies which, as of August 9, 1913, are authorized to do business within this state and…

Ohio Rev. Code Ann. § 3919.16 Annual statement

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Each corporation, company, or association organized under any law of this state for the purpose of doing business under sections 3919.01 to 3919.15, inclusive, of the Revised Code, or for the purpose of doing such business as is contemplated by them, on the first day of January o…

Ohio Rev. Code Ann. § 3919.17 Failure to file a statement

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Any corporation, company, or association which fails or refuses to file a statement or report as required by section 3919.16 of the Revised Code, or whose treasurer fails to file a bond as required by law, shall forfeit its right to do business, which forfeiture the superintenden…

Ohio Rev. Code Ann. § 3919.18 Compliance with requirements of mutual life companies

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No corporation, company, or association organized under section 3919.01 of the Revised Code issuing endowments, certificates, or policies, or undertaking or promising to pay to members during life any sum of money, or thing of value, or certificate, or policy guaranteeing any fix…

Ohio Rev. Code Ann. § 3919.19 Examination by superintendent

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Each corporation, company, or association organized under section 3919.01 of the Revised Code and each applicant for a certificate of authority under this chapter shall be subject to examination by the superintendent of insurance in accordance with section 3901.07 of the Revised …

Ohio Rev. Code Ann. § 3919.21 Admission of foreign insurance companies

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Any corporation, company, or association organized under the laws of any other state to transact the business of life or accident or life and accident insurance on the assessment plan, as a condition precedent to transacting business in this state, shall deposit with the superint…

Ohio Rev. Code Ann. § 3919.22 Certificate of authority

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Upon the compliance of any foreign corporation, company, or association with section 3919.21 of the Revised Code, the superintendent of insurance shall issue to such corporation, company, or association a certificate of authority to transact its business in this state, which cert…

Ohio Rev. Code Ann. § 3919.23 Revocation of authority

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The certificate of authority issued under section 3919.22 of the Revised Code shall be revoked whenever the superintendent of insurance on investigation or examination finds that such corporation, company, or association is not paying the maximum amount named in its policies or c…

Ohio Rev. Code Ann. § 3919.24 Prohibition against agents of foreign companies

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No agent of any corporation, company, or association described in section 3919.21 of the Revised Code shall transact business in this state without being first regularly appointed by such organization and without being licensed by a certificate of authority issued by the superint…

Ohio Rev. Code Ann. § 3919.25 Annual statement by foreign company

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Each corporation, company, or association described in section 3919.21 of the Revised Code annually after its admittance to transact business in this state, on or before the first day of March, shall make and file in the office of the superintendent of insurance a statement, in t…

Ohio Rev. Code Ann. § 3919.26 Fees - exceptions

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The fees to be paid by each corporation, company, or association described in section 3919.21 of the Revised Code to the superintendent of insurance, for the authority granted by him to it and its agents under the license to transact business in this state, shall be as follows:(A…

Ohio Rev. Code Ann. § 3919.27 Life and accident business on assessment plan

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Any corporation, company, or association described in section 3919.21 of the Revised Code which is transacting business in this state is subject only to sections 3919.01 to 3919.41, inclusive, of the Revised Code, which provide for the organization of mutual protective associatio…

Ohio Rev. Code Ann. § 3919.28 Action brought - service of summons

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An action may be brought against a corporation, company, or association organized under section 3919.01 of the Revised Code, or against any foreign corporation, company, or association described in section 3919.21 of the Revised Code doing business in this state, in any county wh…

Ohio Rev. Code Ann. § 3919.29 Restrictions on issuance of policies

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No corporation, company, or association organized under section 3919.01 of the Revised Code shall issue a certificate or policy to any person, until such person has first been subjected to a thorough medical examination by a physician, a physician assistant, a clinical nurse spec…

Ohio Rev. Code Ann. § 3919.30 Expenses

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The expenses of a corporation, company, or association organized under section 3919.01 of the Revised Code must be met by fixed annual payments, or by assessments made and designated to be for such expenses; such assessments in no case shall be made or become a part of assessment…

Ohio Rev. Code Ann. § 3919.31 Organization of accident and health insurance companies

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Companies consisting of five or more citizens of this state may be organized under sections 3919.01 to 3919.38 of the Revised Code for the special purpose of insuring against accidental personal injury and loss of life sustained while traveling by railroad, steamboat, or other mo…

Ohio Rev. Code Ann. § 3919.32 Restriction against new accident and health companies

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No corporation, company, or association shall be organized in this state or admitted to do business in this state to transact the business of sickness and accident insurance, as provided in section 3919.31 of the Revised Code, or accident insurance, as provided in section 3919.35…

Ohio Rev. Code Ann. § 3919.33 Expenses - separation of funds

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The expenses of corporations, companies, or associations referred to in section 3919.31 of the Revised Code shall be met by fixed annual payments, payable quarterly or otherwise, or by assessments on the members, payable as provided in the bylaws. On either plan there may be incl…

Ohio Rev. Code Ann. § 3919.34 Bond

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A company organized under section 3919.31 of the Revised Code, before engaging in business, must execute a bond in the sum of one hundred thousand dollars to the state, with security to the acceptance and approval of the superintendent of insurance, for the use and benefit of all…

Ohio Rev. Code Ann. § 3919.35 Bond of accident insurance only company

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A corporation, company, or association which is organized for the purpose of doing a purely accident insurance business, and which creates a reserve or guarantee fund from the premiums collected by assessments or otherwise, as provided in its bylaws, is not required to deposit a …

Ohio Rev. Code Ann. § 3919.36 Investment of reserve fund

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Every corporation, company, or association referred to in section 3919.31 of the Revised Code shall invest, as provided by law for domestic life insurance companies, so much of the reserve or guarantee fund, in excess of ten thousand dollars, as will equal at least two and one-ha…

Ohio Rev. Code Ann. § 3919.37 Release of security

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If a corporation, company, or association referred to in section 3919.31 of the Revised Code at any time causes all of its unexpired policies or certificates to be paid, canceled, or reinsured, and all its liabilities under such policies or certificates to be extinguished thereby…

Ohio Rev. Code Ann. § 3919.38 Annual statement by accident insurance company

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Annually, before the first day of March, every corporation, company, or association referred to in section 3919.31 of the Revised Code shall file with the superintendent of insurance a statement under the oath of its officers showing its transactions for the year ending on the th…

Ohio Rev. Code Ann. § 3919.39 Mutual benefit societies excepted

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Sections 3919.16 to 3919.38, inclusive, of the Revised Code do not apply to any association of religious or secret societies, or to any class of mechanics, express, telegraph, or railroad employees, or of ex-union soldiers, formed for the mutual benefit of the member thereof and …

Ohio Rev. Code Ann. § 3919.40 Mutual benefit societies subject to insurance laws

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Any association or class described in section 3919.39 of the Revised Code which desires to become subject to sections 3919.16 to 3919.19 of the Revised Code, may file with the superintendent of insurance notice thereof in writing, signed by its president and attested by its secre…

Ohio Rev. Code Ann. § 3919.41 Bond of treasurer

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The treasurer of any association or class described in section 3919.39 of the Revised Code which avails itself of the benefits of sections 3919.16 to 3919.38, inclusive, of the Revised Code, shall give bond in the manner provided for treasurers of mutual benefit companies, such b…

Ohio Rev. Code Ann. § 3921.01 Fraternal benefit society definitions

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As used in this chapter:(A) "Benefit contract" means an agreement, as described in division (A) of section 3921.19 of the Revised Code, under which a fraternal benefit society agrees to provide any benefit set forth in division (A) of section 3921.16 of the Revised Code.(B) "Bene…

Ohio Rev. Code Ann. § 3921.02 Fraternal benefit society requirements

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Any incorporated society, order, or supreme lodge, without capital stock, including one exempted under division (A)(2) of section 3921.37 of the Revised Code whether incorporated or not, conducted solely for the benefit of its members and their beneficiaries and not for profit, o…

Ohio Rev. Code Ann. § 3921.03 Lodge system

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(A) For purposes of section 3921.02 of the Revised Code, a society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated, or admitted in accordance with its laws, rules, and ritual. The subordinate lod…

Ohio Rev. Code Ann. § 3921.04 Representative form of government

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For purposes of section 3921.02 of the Revised Code, a fraternal benefit society has a representative form of government if all of the following apply:(A) The society has a supreme governing body constituted in either of the following ways:(1) As an assembly composed of delegates…

Ohio Rev. Code Ann. § 3921.05 Purpose of fraternal benefit society

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(A) A fraternal benefit society shall operate for the benefit of its members and their beneficiaries by providing any of the benefits set forth in section 3921.16 of the Revised Code, and by operating for social, intellectual, educational, charitable, benevolent, moral, fraternal…

Ohio Rev. Code Ann. § 3921.06 Membership rights

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(A) A fraternal benefit society shall specify all of the following in its laws or rules:(1) Eligibility standards for each membership class, provided that if benefits are provided on the lives of children, the minimum age for adult membership shall be set at not less than fifteen…

Ohio Rev. Code Ann. § 3921.07 Organization of society

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(A) The principal office of any domestic fraternal benefit society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province, or territory in which the society has at least one subordinate lodge, or in any other locati…

Ohio Rev. Code Ann. § 3921.08 Nonindividual liability - indemnification or reimbursement

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(A) The officers and members of the supreme governing body or any subordinate body of a fraternal benefit society are not personally liable for any benefits provided by a society.(B)(1) A person may be indemnified and reimbursed by a society for expenses reasonably incurred by, a…