Research About Meet PRIA

Support Data Sources Privacy Policy Terms of Servicehello@policyrisk.com

© 2026 PRIA Technologies, LLC. All rights reserved.

PRIA provides educational policy intelligence and is not a source of investment, legal, or financial advice. Content is for informational purposes only.

™

Your Policy Risk Impact Agent

Research

At My Address
Federal Courts
Daily Briefings
Medicare & Social Security
Policy Risk Index
Congressional Bills
Federal Register
Tariffs
Fed Decisions & The Economy
State Tracker
World Watch
U.S. Code
U.S. Constitution
Aliens

Knowledge

Search Polipedia
Daily Briefings
Calculators
Policy Risk Index
What is Policy Risk?
The Countdown

Company

About PRIA
Support

Get PRIA

Support Data Sources Privacy Policy Terms of Service

hello@policyrisk.com

© 2026 PRIA Technologies, LLC. All rights reserved.

PRIA is a trademark of PRIA Technologies, LLC.

PRIA provides educational policy intelligence and is not a source of investment, legal, or financial advice. Content is for informational purposes only.

Ohio Statutes, Title 39

™

Your Policy Risk Impact Agent

Ohio/Statutes

← All Ohio coverage

Title 39, Title 39. Insurance

43 chapters · 1,367 sections in this title.

All chapters in Title 391,367 Ch 3901, Chapter 3901 | Superintendent Of Ins…150 Ch 3905, Chapter 3905 | Insurance Producers L…123 Ch 3923, Chapter 3923 | Sickness And Accident…109 Ch 3903, Chapter 3903 | Reserve Valuation; Re…92 Ch 3929, Chapter 3929 | Domestic And Foreign …77 Ch 3941, Chapter 3941 | Operation Of Mutual I…51 Ch 3937, Chapter 3937 | Casualty Insurance; M…50 Ch 3921, Chapter 3921 | Fraternal Benefit Soc…43 Ch 3919, Chapter 3919 | Mutual Protective Ins…40 Ch 3925, Chapter 3925 | Domestic Insurance Co…36 Ch 3953, Chapter 3953 | Title Insurance36 Ch 3924, Chapter 3924 | Small Employer Health…33 Ch 3964, Chapter 3964 | Captive Insurance Com…33 Ch 3902, Chapter 3902 | Insurance Policies An…32

1,367 sections·Filtered byTitle 39✕

Ohio Rev. Code Ann. § 3923.61 Public employee benefit plans - prescription drugs
3.6K chars
(A) Notwithstanding section 3901.71 of the Revised Code, no public employee benefit plan that provides coverage for prescription drugs shall limit or exclude coverage for any drug approved by the United States food and drug administration on the basis that the drug has not been a…
Ohio Rev. Code Ann. § 3923.62 Disclosing determination of usual and customary fee for dental benefits
1.6K chars
(A) Each insurer that delivers, issues for delivery, or renews individual or group sickness and accident insurance policies providing dental benefits, and that bases payment for those benefits on a usual and customary fee charged by dentists, and each administrator of a self-insu…
Ohio Rev. Code Ann. § 3923.63 Coverage of inpatient care and follow-up care for mother and her newborn
4.8K chars
(A) Notwithstanding section 3901.71 of the Revised Code, each individual or group policy of sickness and accident insurance delivered, issued for delivery, or renewed in this state that provides maternity benefits shall provide coverage of inpatient care and follow-up care for a …
Ohio Rev. Code Ann. § 3923.64 Public employee benefit plans - maternity benefits
4.7K chars

Showing 801–850 of 1,367

Page 17 of 28

← Previous Next →

(A) Notwithstanding section 3901.71 of the Revised Code, each public employee benefit plan established or modified in this state that provides maternity benefits shall provide coverage of inpatient care and follow-up care for a mother and her newborn as follows:(1) The plan shall…

Ohio Rev. Code Ann. § 3923.65 Coverage for emergency services

2.8K chars

(A) As used in this section: (1) "Emergency medical condition" means a medical condition that manifests itself by such acute symptoms of sufficient severity, including severe pain, that a prudent layperson with average knowledge of health and medicine could reasonably expect the …

Ohio Rev. Code Ann. § 3923.80 Denial of coverage to cancer clinical trial participant

4.2K chars

(A) Notwithstanding section 3901.71 of the Revised Code, no health benefit plan or public employee benefit plan shall deny coverage for the costs of any routine patient care administered to an insured participating in any stage of an eligible cancer clinical trial, if that care w…

Ohio Rev. Code Ann. § 3923.81 Covered person's payments not to exceed insurer payments

2.4K chars

(A) If a person is covered by a health benefit plan issued by a sickness and accident insurer, health insuring corporation, or multiple employer welfare arrangement and the person is required to pay for health care costs out-of-pocket or with funds from a savings account, the amo…

Ohio Rev. Code Ann. § 3923.82 Coverage for alcohol or drug related losses or expenses

1.4K chars

(A) As used in this section, "health benefit plan" has the same meaning as in section 3924.01 of the Revised Code. (B) Notwithstanding section 3901.71 of the Revised Code, no health benefit plan or public employee benefit plan shall contain a provision that limits or excludes an …

Ohio Rev. Code Ann. § 3923.83 Standardized prescription identification information - pharmacy benefits to be included - public employee benefit plan

4.4K chars

(A)(1) This section applies to both of the following:(a) A public employee benefit plan that issues or requires the use of a standardized identification card or an electronic technology for submission and routing of prescription drug claims pursuant to a policy, contract, or agre…

Ohio Rev. Code Ann. § 3923.84 Coverage for autism spectrum disorder

7.8K chars

(A) Notwithstanding section 3901.71 of the Revised Code, each individual and group sickness and accident insurance policy that is delivered, issued for delivery, or renewed in this state shall provide coverage for the screening, diagnosis, and treatment of autism spectrum disorde…

Ohio Rev. Code Ann. § 3923.85 Cancer medication; coverage for orally and intravenously administered treatments

4.2K chars

(A) As used in this section, "cost sharing" means the cost to an individual insured under an individual or group policy of sickness and accident insurance or a public employee benefit plan according to any coverage limit, copayment, coinsurance, deductible, or other out-of-pocket…

Ohio Rev. Code Ann. § 3923.851 Prior authorization requirements or other utilization review measures as conditions of providing coverage of an opioid analgesic prescribed for treatment of chronic pain; exceptions

2.8K chars

(A) As used in this section: (1) "Benzodiazepine" has the same meaning as in section 3719.01 of the Revised Code. (2) "Chronic pain" has the same meaning as in section 4731.052 of the Revised Code. (3) "Hospice care program" and "hospice patient" have the same meanings as in sect…

Ohio Rev. Code Ann. § 3923.86 Statement provided to insureds under vision policy

2.6K chars

(A) As used in this section, "covered dental services," "covered vision services," "dental care provider," "vision care materials," and "vision care provider" have the same meanings as in section 3963.01 of the Revised Code. (B) A sickness and accident insurer or public employee …

Ohio Rev. Code Ann. § 3923.87 Compliance with section 3959.20

0.3K chars

Each sickness and accident insurer or public employee benefit plan shall comply with the requirements of section 3957.26 of the Revised Code as they pertain to health plan issuers. As used in this section, "health plan issuer" has the same meaning as in section 3922.01 of the Rev…

Ohio Rev. Code Ann. § 3923.89 Payment or reimbursement to pharmacist

0.8K chars

A sickness and accident insurer or public employee benefit plan may provide payment or reimbursement to a pharmacist for providing a health care service to a patient if both of the following are the case: (A) The pharmacist provided the health care service to the patient in accor…

Ohio Rev. Code Ann. § 3923.90 Teledentistry to be included in coverage

0.7K chars

(A) As used in this section, "teledentistry" has the same meaning as in section 4715.43 of the Revised Code. (B) No individual or group policy of sickness and accident insurance or public employee benefit plan shall deny coverage for the costs of any services provided to an insur…

Ohio Rev. Code Ann. § 3923.99 Penalty

0.1K chars

Whoever violates section 3923.14, 3923.16, 3923.161, or 3923.21 of the Revised Code shall be fined not more than one thousand dollars.

Ohio Rev. Code Ann. § 3924.01 Small employer health benefit plans - provision of health care coverage definitions

6.7K chars

As used in sections 3924.01 to 3924.06 of the Revised Code: (A) "Actuarial certification" means a written statement prepared by a member of the American academy of actuaries, or by any other person acceptable to the superintendent of insurance, that states that, based upon the pe…

Ohio Rev. Code Ann. § 3924.02 Health care benefit plans covered by chapter

2.4K chars

(A) An individual or group health benefit plan is subject to sections 3924.01 to 3924.06 of the Revised Code if it provides health care benefits covering at least two but no more than fifty employees of a small employer, and if it meets either of the following conditions: (1) Any…

Ohio Rev. Code Ann. § 3924.03 Health benefit plans covering small employers subject to conditions

8.4K chars

Except as otherwise provided in section 2721 of the "Health Insurance Portability and Accountability Act of 1996," Pub. L. No. 104-191, 110 Stat. 1955, 42 U.S.C.A. 300gg-21, as amended, health benefit plans covering small employers are subject to the following conditions, as appl…

Ohio Rev. Code Ann. § 3924.031 Carrier offering health benefit plan in small employer market through network plan

1.9K chars

(A) As used in this section and section 3924.032 of the Revised Code:(1) "Health status-related factor" means any of the following:(a) Health status;(b) Medical condition, including both physical and mental illnesses;(c) Claims experience;(d) Receipt of health care;(e) Medical hi…

Ohio Rev. Code Ann. § 3924.032 Refusing to issue plans in small employer market

1.2K chars

(A) A carrier may refuse to issue health benefit plans in the small employer market if the carrier has demonstrated both of the following to the superintendent of insurance:(1) The carrier does not have the financial reserves necessary to underwrite additional coverage.(2) The ca…

Ohio Rev. Code Ann. § 3924.033 Information disclosed by carrier to employer

1.0K chars

(A) Each carrier, in connection with the offering of a health benefit plan to a small employer, shall disclose to the employer, as part of its solicitation and sales materials, the following information:(1) The provisions of the plan concerning the carrier's right to change premi…

Ohio Rev. Code Ann. § 3924.04 Limits on premium rates - low claim rates

3.1K chars

(A)(1) With respect to any health benefit plan of a carrier and except as otherwise provided in divisions (A)(2) and (3) of this section, the premium rates charged or offered for a rating period for the same or similar coverage under a health benefit plan covering any small emplo…

Ohio Rev. Code Ann. § 3924.06 Demonstrating compliance through actuarial certification

1.3K chars

(A) Compliance with the underwriting and rating requirements contained in sections 3924.01 to 3924.06 of the Revised Code shall be demonstrated through actuarial certification. Carriers offering health benefit plans to small employers shall file annually with the superintendent o…

Ohio Rev. Code Ann. § 3924.21 Overcharges

1.2K chars

(A) As used in this section:(1) "Beneficiary," "hospital," and "third-party payer" have the same meanings as in section 3901.38 of the Revised Code.(2) "Overcharged" means charged more than the usual and customary charge, rate, or fee that is charged by the provider or hospital f…

Ohio Rev. Code Ann. § 3924.25 Prohibiting exclusion based on health condition

1.2K chars

(A) As used in this section, "employer" means any person who employs an individual.(B) No employer shall engage in any act or practice that, due solely to the actual or expected health condition of one or more individuals, excludes or causes the exclusion of any individual from c…

Ohio Rev. Code Ann. § 3924.27 Prohibiting premium increase on the basis of any health status-related factor

1.5K chars

(A) As used in this section:(1) "Carrier," "dependent," and "health benefit plan" have the same meanings as in section 3924.01 of the Revised Code.(2) "Health status-related factor" means any of the following:(a) Health status;(b) Medical condition, including both physical and me…

Ohio Rev. Code Ann. § 3924.41 Prohibiting consideration of eligibility for medical assistance

0.7K chars

(A) As used in sections 3924.41 and 3924.42 of the Revised Code, "health insurer" means any sickness and accident insurer or health insuring corporation. "Health insurer" also includes any group health plan as defined in section 607 of the federal "Employee Retirement Income Secu…

Ohio Rev. Code Ann. § 3924.42 Prohibiting imposing different requirements on department of job and family services

0.4K chars

No health insurer shall impose requirements on the department of medicaid, when it has been assigned the rights of an individual who is eligible for medicaid and who is covered under a health care policy, contract, or plan issued by the health insurer, that are different from the…

Ohio Rev. Code Ann. § 3924.46 Prohibiting denial of enrollment of certain children

0.5K chars

(A) As used in sections 3924.46 to 3924.49 of the Revised Code, "health insurer" has the same meaning as in section 3924.41 of the Revised Code.(B) No health insurer shall deny enrollment of a child under the health plan of the child's parent on the basis that any of the followin…

Ohio Rev. Code Ann. § 3924.47 Duties of health insurer of noncustodial parent

0.6K chars

If a child has health care coverage through a health insurer of a noncustodial parent, the health insurer shall do all of the following:(A) Provide such information to the custodial parent of the child as may be necessary for the child to obtain benefits through the coverage;(B) …

Ohio Rev. Code Ann. § 3924.48 Parent required by court or administrative order to provide health care coverage for child - duties of health insurer

1.3K chars

(A) If a parent of a child is required by a court or administrative order to provide health care coverage for the child, and if the parent is eligible for family health care coverage provided by a health insurer, the health insurer shall do both of the following:(1) If the child …

Ohio Rev. Code Ann. § 3924.49 Parent required by court or administrative order to provide health care coverage for child - duties of parent

1.7K chars

(A) If a parent of a child is required by a court or administrative order to provide health insurance coverage for the child, which coverage is available through an employer doing business in this state, the employer shall do all of the following:(1) If the child is otherwise eli…

Ohio Rev. Code Ann. § 3924.51 Plan benefits for adopted children

1.5K chars

(A) As used in this section:(1) "Child" means, in connection with any adoption or placement for adoption of the child, an individual who has not attained age eighteen as of the date of the adoption or placement for adoption.(2) "Health insurer" has the same meaning as in section …

Ohio Rev. Code Ann. § 3924.53 Coverage for person in custody or confined in jail

1.3K chars

(A) As used in this section:(1) "Beneficiary" and "benefits contract" have the same meanings as in section 3901.38 of the Revised Code.(2) "Confinement" means any period of time during which a person is in the custody or under the supervision of the department of rehabilitation a…

Ohio Rev. Code Ann. § 3924.61 Medical savings account definitions

1.6K chars

As used in sections 3924.61 to 3924.74 of the Revised Code:(A) "Account holder" means the natural person who opens a medical savings account or on whose behalf a medical savings account is opened.(B) "Eligible medical expense" means any expense for a service rendered by a license…

Ohio Rev. Code Ann. § 3924.62 Opening of medical savings account

1.1K chars

(A) A medical savings account may be opened by or on behalf of any natural person, to pay the person's eligible medical expenses and the eligible medical expenses of that person's spouse or dependent. A medical savings account may be opened by or on behalf of a person only if tha…

Ohio Rev. Code Ann. § 3924.63 Owners of interest in medical savings account

0.2K chars

The owners of interest in a medical savings account are the account holder and the account holder's spouse and dependents. No medical savings account shall be subject to garnishment or attachment.

Ohio Rev. Code Ann. § 3924.64 Administration of accounts

3.6K chars

(A) At the time a medical savings account is opened, an administrator for the account shall be designated. If an employer opens an account for an employee, the employer may designate the administrator. If an account is opened by any person other than an employer, or if an employe…

Ohio Rev. Code Ann. § 3924.65 Notice of tax status of deposits

0.2K chars

Each employer that opens a medical savings account for an employee shall inform the employee, in writing at the time the account is opened, of the federal and state tax status of deposits made to the account.

Ohio Rev. Code Ann. § 3924.66 Account deducted from Ohio adjusted gross income

4.1K chars

(A) In determining Ohio adjusted gross income under Chapter 5747. of the Revised Code, an account holder may deduct an amount equaling the total of the deposits that the account holder, the account holder's spouse, or the account holder's employer made to the account during the t…

Ohio Rev. Code Ann. § 3924.67 Withdrawals

0.4K chars

An account holder may withdraw funds from the account holder's account at any time, for any purpose. However, the administrator of a medical savings account shall not disburse funds to an account holder during the year in which the funds were deposited, except to reimburse the ac…

Ohio Rev. Code Ann. § 3924.68 Procedure upon termination of employment

2.5K chars

(A) If an account holder, whose medical savings account has been opened by the account holder's employer, later ceases to be employed by that employer, the account holder may, within sixty days of the account holder's final date of employment, request in writing to the administra…

Ohio Rev. Code Ann. § 3924.69 Death of account holder

0.4K chars

(A) An account holder may designate a beneficiary or beneficiaries of the account holder's medical savings account.(B) Any funds remaining in a medical savings account upon the death of an account holder shall be distributed to the decedent's estate and shall be subject to taxati…

Ohio Rev. Code Ann. § 3924.70 Advances to cover employee's eligible medical expenses

0.7K chars

An employer making deposits to an employee's medical savings account on a periodic installment basis may advance to the employee, interest free, an amount needed to cover the employee's eligible medical expenses when such expenses exceed the amount then available in the employee'…

Ohio Rev. Code Ann. § 3924.71 Funds disbursed pursuant to bankruptcy protection

0.3K chars

Funds disbursed from a medical savings account pursuant to a filing for protection by an account holder under Title 11 of the United States Code shall not be included in the account holder's Ohio adjusted gross income for the year of disbursement in determining taxes due under Ch…

Ohio Rev. Code Ann. § 3924.72 Brochure explaining operation of medical savings accounts

0.7K chars

The superintendent of insurance shall prepare and periodically revise a brochure that clearly and concisely explains the operation of medical savings accounts authorized under sections 3924.61 to 3924.74 of the Revised Code, and that describes how an employer's or individual's us…

Ohio Rev. Code Ann. § 3924.73 Rights, privileges, or protections of employees or small employers

1.4K chars

(A) As used in this section: (1) "Health care insurer" means any person legally engaged in the business of providing sickness and accident insurance contracts in this state, a health insuring corporation organized under Chapter 1751. of the Revised Code, or any legal entity that …

Ohio Rev. Code Ann. § 3924.74 Coordination of benefits

0.2K chars

The superintendent of insurance may include coordination of benefits regarding medical savings accounts in the rules on coordination of benefits adopted under section 3902.14 of the Revised Code.