Title 36 — Title 36 — Insurance
0 chapters · 2,025 sections in this title.
36 O.S. § 1250.10 Enforcement - Standards of performance - Complaints -
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Investigations. A. The Insurance Commissioner may hire additional employees and examiners as needed for the enforcement of the provisions of the Unfair Claims Settlement Practices Act. B. The Commissioner shall compile the information received from an insurer pursuant to Section …
36 O.S. § 1250.11 Statement of charges - Notice of hearing
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Upon the receipt of the results of an investigation instituted pursuant to the provisions of Section 1250.10 of this title, the Insurance Commissioner shall review the results and shall determine whether, by the standards set out in Sections 1250.3 and 1250.5 of this title, furth…
36 O.S. § 1250.12 Repealed by Laws 1997, c. 418, § 125, eff. Nov. 1
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1997.
36 O.S. § 1250.13 Cease and desist order – Enforcement
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A. The Insurance Commissioner, upon finding an insurer in violation of any provision of the Unfair Claims Settlement Practices Act, shall issue a cease and desist order to said insurer directing it to stop such unlawful practices. If the insurer refuses or fails to comply with sa…
36 O.S. § 1250.14 Violation of act - Penalty
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For any violation of the Unfair Claims Settlement Practices Act, the Insurance Commissioner may, after notice and hearing, subject an insurer to a civil penalty of not less than One Hundred Dollars ($100.00) nor more than Five Thousand Dollars ($5,000.00) for each occurrence. Suc…
36 O.S. § 1250.15 Judicial review
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Any insurer affected by an order of the Insurance Commissioner issued pursuant to the Unfair Claims Settlement Practices Act may seek judicial review of such order by filing a petition in the District Court of Oklahoma County within thirty (30) days after the insurer is notified …
36 O.S. § 1250.16 Rules and regulations
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The Insurance Commissioner shall formulate, adopt and promulgate rules for the implementation and administration of the Unfair Claims Settlement Practices Act. Added by Laws 1986, c. 251, § 22, eff. Nov. 1, 1986. Amended by Laws 1994, c. 342, § 16, eff. Sept. 1, 1994. Renumbered …
36 O.S. § 1250.17 Nonemergency patient form - Perjury
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The Insurance Commissioner shall develop, by rule, a form to be presented to patients by health care providers prior to rendering nonemergency services. The form shall be designed to seek information from the patient to further determine the eligibility of the patient for benefit…
36 O.S. § 1250.2 Definitions
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As used in the Unfair Claims Settlement Practices Act: 1. "Agent" means any individual, corporation, association, partnership, or other legal entity authorized to represent an insurer with respect to a claim; 2. "Claimant" means either a first party claimant, a third party claima…
36 O.S. § 1250.3 Application of law; conditions under which acts
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constitute unfair claims settlement practices. A. The provisions of the Unfair Claims Settlement Practices Act shall apply to all claims arising under an insurance policy or insurance contract issued by any insurer. B. It is an unfair claim settlement practice for any insurer to …
36 O.S. § 1250.4 Claim files - Examination - Response to inquiries
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A. An insurer's claim files shall be subject to examination by the Insurance Commissioner or by duly appointed designees. Such files shall contain all notes and work papers pertaining to a claim in such detail that pertinent events and the dates of such events can be reconstructe…
36 O.S. § 1250.5 Acts by an insurer constituting an unfair claim
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settlement practice. Any of the following acts by an insurer, if committed in violation of Section 1250.3 of this title, constitutes an unfair claim settlement practice exclusive of paragraph 16 of this section which shall be applicable solely to health benefit plans: 1. Failing …
36 O.S. § 1250.6 Property and casualty insurer - Acknowledging receipt
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of claim - Commissioner's inquiry - Other communications - Claim forms, instructions and assistance. A. Every property and casualty insurer, within thirty (30) days after receiving notification of a claim, shall acknowledge the receipt of such notification unless payment is made …
36 O.S. § 1250.7 Property and casualty insurer - Denial or acceptance of
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claim. A. Within sixty (60) days after receipt by a property and casualty insurer of properly executed proofs of loss, the first party claimant shall be advised of the acceptance or denial of the claim by the insurer, or if further investigation is necessary. No property and casu…
36 O.S. § 1250.8 Motor vehicle total loss or damage claim
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A. If an insurance policy or insurance contract provides for the adjustment and settlement of first party motor vehicle total losses, on the basis of actual cash value or replacement with another of like kind and quality, one of the following methods shall apply: 1. An insurer ma…
36 O.S. § 1250.9 Periodic reports
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A. If the Insurance Commissioner determines, based on an investigation of complaints of unfair claim settlement practices, that an insurer has engaged in unfair claim settlement practices with such frequency as to indicate a general business practice and that such insurer should …
36 O.S. § 1251 Repealed by Laws 1994, c. 342, § 21, eff. Sept. 1, 1994
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36 O.S. § 1251 Repealed by Laws 1994, c. 342, § 21, eff. Sept. 1, 1994
36 O.S. § 1252 Renumbered as § 1250.2 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1253 Renumbered as § 1250.4 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1254 Renumbered as § 1250.5 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1255 Renumbered as § 1250.6 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1256 Renumbered as § 1250.7 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1257 Renumbered as § 1250.8 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1258 Renumbered as § 1250.14 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1259 Renumbered as § 1250.12 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1260 Renumbered as § 1250.16 of this title by Laws 1994, c
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342, § 20, eff. Sept. 1, 1994.
36 O.S. § 1271 Short title — Oklahoma Motor Vehicle Consumer Protection
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Act. This act shall be known and may be cited as the “Oklahoma Motor Vehicle Consumer Protection Act”. Added by Laws 2025, c. 407, § 1, eff. Nov. 1, 2025.
36 O.S. § 1272 Definitions
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As used in this act: 1. “Administrative charges” shall include, but not be limited to, the cost of: a. file creation, b. repair orders, c. vehicle travel on a customary standard drivable rolling vehicle, d. vehicle identification, e. software charges, f. communication with vehicl…
36 O.S. § 1273 Administrative charges — Labor market rate — Total loss
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vehicle limit. A. Upon the effective date of this act, the hourly market rate for labor for administrative charges as defined in Section 2 of this act, as the rate relates to total loss vehicles, shall be in accordance with the prevailing market price determined pursuant to subse…
36 O.S. § 1274 Maximum daily storage rates — Indoor storage exception
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A. The maximum daily storage rate allowed to be charged by an auto body repair shop and mandatory reimbursement rates for insurers for a motor vehicle total loss for each calendar day, for the first ten (10) calendar days the vehicle is in the possession of the shop, shall be Thi…
36 O.S. § 1415.2 Definitions
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As used in this act, the term: 1. "Exchange" means a state, federal, or partnership exchange or marketplace operating in Oklahoma pursuant to Section 1311 or Section 1321 of the federal act; 2. "Federal act" means the federal Patient Protection and Affordable Care Act (Public Law…
36 O.S. § 1415.3 Navigator registration – Application – Requirements -
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Violations. A. No navigator shall provide assistance with regard to health benefit plans as a navigator in this state under the provisions of the federal act unless registered in accordance with this act. The Insurance Commissioner must maintain a registry of navigators. B. An in…
36 O.S. § 1415.4 Navigator limitations and prohibited actions
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A. Violation of any provision of Title 36 of the Oklahoma Statutes or the federal Patient Protection and Affordable Care Act, including any act or omission that would be a ground for denial, suspension or revocation of the license of an insurance producer under the Oklahoma Produ…
36 O.S. § 1415.5 Implementation of rules and regulations
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The Insurance Commissioner shall be authorized to adopt rules and regulations to effect the implementation of this act. Added by Laws 2014, c. 321, § 4, eff. Sept. 1, 2014.
36 O.S. § 1416 State Innovation Waiver
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A. There is hereby authorized the creation and submission of a State Innovation Waiver for the purpose of creating Oklahoma health insurance products that improve health and healthcare quality while controlling costs. B. The State Innovation Waiver may include multiple waiver sub…
36 O.S. § 1421 Repealed by Laws 2001, c. 156, § 34, eff. Nov. 1, 2001
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36 O.S. § 1421 Repealed by Laws 2001, c. 156, § 34, eff. Nov. 1, 2001
36 O.S. § 1422 Renumbered as § 1435.2 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1423 Renumbered as § 1435.3 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424 Repealed by Laws 1997, c. 418, § 125, eff. Nov. 1, 1997
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36 O.S. § 1424 Repealed by Laws 1997, c. 418, § 125, eff. Nov. 1, 1997
36 O.S. § 1424.1 Renumbered as § 1435.33 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.11 Renumbered as § 1435.20 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.12 Renumbered as § 1435.34 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.13 Renumbered as § 1435.32 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.14 Renumbered as § 1435.21 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.15 Renumbered as § 1435.35 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.16 Renumbered as § 1435.36 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.17 Renumbered as § 1435.37 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.18 Repealed by Laws 2001, c. 156, § 34, eff. Nov. 1
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2001.
36 O.S. § 1424.19 Renumbered as § 1435.38 of this title by Laws 2001, c
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156, § 35, eff. Nov. 1, 2001.
36 O.S. § 1424.2 Repealed by Laws 1997, c. 418, § 125, eff. Nov. 1
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1997.