Title 36, Title 36 — Insurance

No warranty reimbursement insurance policy shall be issued, sold, or offered for sale in this state unless the policy meets the conditions set forth in this section and the Insurance Commissioner has not disapproved the policy. 1. The policy states that the issuer of the policy s…

Incidental costs. A. Any vehicle protection product shall not be sold or offered for sale in this state unless the warranty: 1. States, “The obligations of the warrantor to the warranty holder are guaranteed under a warranty reimbursement insurance policy”, if the warrantor elect…

protection product purchase as condition of financing prohibited. A. Unless licensed as an insurance company, a vehicle protection product warrantor shall not use in its name, contracts, or literature, any of the words “insurance”, “casualty”, “surety”, “mutual”, or any other wor…

Availability for examination. A. All vehicle protection product warrantors shall keep accurate accounts, books, and records concerning transactions regulated under the Vehicle Protection Product Act. B. A vehicle protection product warrantor’s accounts, books, and records shall i…

hearing - Civil penalty. A. The Insurance Commissioner may conduct examinations of warrantors, administrators, or other persons to enforce the Vehicle Protection Product Act and protect warranty holders in this state. Upon request of the Commissioner, a warrantor shall make avail…

The Commissioner may promulgate rules consistent with the provisions of the Vehicle Protection Product Act as are necessary to implement them. Such rules shall include disclosures for the benefit of the warranty holder, record-keeping, and procedures for public complaints. These …

The Vehicle Protection Product Act applies to all vehicle protection products sold or offered for sale on or after the effective date of this act. The failure of any person to comply with the Vehicle Protection Product Act prior to its effective date shall not be admissible in an…

As used in this section through Section 6676 of this title: 1. "Commissioner" means the Insurance Commissioner; 2. "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics; 3. "Customer" mean…

A. A vendor is required to hold a limited lines license to sell or offer coverage under a policy of portable electronics insurance. B. A limited lines license issued pursuant to this section shall authorize any employee or authorized representative of the vendor to sell or offer …

contents. A. At every location where portable electronics insurance is offered to customers, brochures or other written materials must be made available to a prospective customer which: 1. Disclose that portable electronics insurance may provide a duplication of coverage already …

exemptions. A. The employees and authorized representatives of vendors may sell or offer portable electronics insurance to customers and shall not be subject to licensure as an insurance producer pursuant to Section 2 of this act if: 1. The vendor obtains a limited lines license …

A. If a vendor of portable electronics or its employee or authorized representative violates any provision of Sections 1 through 7 of this act, the Insurance Commissioner may: 1. After notice and hearing, impose fines not to exceed Five Hundred Dollars ($500.00) per violation or …

change in terms. Notwithstanding any other provision of law: 1. An insurer may terminate or otherwise change the terms and conditions of a policy of portable electronics insurance only upon providing the policyholder and enrolled customers with at least thirty (30) days' notice; …

A. A sworn application for the license provided for in Section 6671 of this title shall be made to and filed with the Insurance Commissioner on forms prescribed and furnished by the Insurance Commissioner. B. The application shall: 1. Provide the name, residence address, and othe…

This act shall be known and may be cited as the “Insurance Data Security Act”. Added by Laws 2024, c. 346, § 1, eff. July 1, 2024.

A. Each insurance company that provides workers' compensation insurance or an equivalent insurance product in this state shall maintain or provide workplace safety services for its policyholders as a condition for approval by the Insurance Commissioner to write such insurance. Su…

A. Notwithstanding any other provision of law, the provisions of this act shall be the exclusive state law for licensees subject to the jurisdiction of the Insurance Commissioner for data security, the investigation of a cybersecurity event, and notification to the Commissioner. …

This act shall be known and may be cited as the "Travel Insurance Act". Added by Laws 2018, c. 159, § 2, eff. Nov. 1, 2018.

A. The purpose of this act is to promote the public welfare by creating a comprehensive legal framework within which travel insurance may be sold in this state. B. The requirements of the act shall apply to travel insurance covering any resident of this state that is sold, solici…

As used in the Travel Insurance Act, the term: 1. “Aggregator site” means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping; 2. “Blanket travel insurance…

A. The Insurance Commissioner may issue a limited lines travel insurance producer license to an individual or business entity that has filed with the Commissioner an application for such license in a form and manner prescribed by the Commissioner. The limited lines travel insuran…

A. A travel insurer shall pay premium tax, as provided in Section 624 of this title, on travel insurance premiums paid by any of the following: 1. An individual primary policyholder who is a resident of this state; 2. A primary certificate-holder who is a resident of this state w…

Travel protection plans may be offered for one price for the combined features that the travel protection plan offers in this state if: 1. The travel protection plan clearly discloses to the consumer at, or prior to, the time of purchase that it includes travel insurance, travel …

A. All persons offering travel insurance to residents of this state are subject to the Unfair Trade Practices Act pursuant to Sections 1201 through 1219 of this title, except as otherwise provided in this section. In the event of a conflict between the Travel Insurance Act and ot…

A. Notwithstanding any other provisions of law, no person shall act or represent itself as a travel administrator for travel insurance in this state unless that person: 1. Is a licensed property and casualty insurance producer in this state for activities permitted under that pro…

policies allowed. A. Notwithstanding any other provision of the Travel Insurance Act, travel insurance shall be classified and filed for purposes of rates and forms under an inland marine line of insurance; provided, however, that travel insurance covering sickness, accident, dis…

The Insurance Commissioner may promulgate rules to implement the provisions of this act. Added by Laws 2018, c. 159, § 11, eff. Nov. 1, 2018.

As used in this act: 1. “Authorized individual” means an individual known to and screened by the licensee and determined to be necessary and appropriate to have access to the nonpublic information held by the licensee and its information systems; 2. “Commissioner” means the Insur…

A. Each licensee in this state shall develop, implement, and maintain a comprehensive written information security program based on the risk assessment of the licensee provided for in this act and that contains administrative, technical, and physical safeguards for the protection…

A. If the licensee learns that a cybersecurity event has or may have occurred, the licensee, or an outside vendor or service provider designated to act on behalf of the licensee, shall conduct a prompt investigation. B. During the investigation, the licensee, or an outside vendor…

information. A. Every licensee shall notify the Insurance Commissioner without unreasonable delay, but not later than three business days, from a determination that a cybersecurity event involving nonpublic information that is in the possession of a licensee has occurred when eit…

This act shall be known and may be cited as the “Oklahoma Home Service Contract Act”. Added by Laws 2011, c. 224, § 1, eff. Nov. 1, 2011.

A. The purpose of the Oklahoma Home Service Contract Act is to create an independent legal framework within which home service contracts and home warranties are defined, may be sold and are regulated in this state. The Oklahoma Home Service Contract Act declares that home service…

As used in the Oklahoma Home Service Contract Act: 1. “Administrator” means the person who is responsible for the administration of home service contracts or the home service contracts plan, who may promote the contract under their own private label or brand as long as the provid…

responsibilities. A. Home service contracts shall not be issued, sold or offered for sale in this state unless the provider has: 1. Provided a receipt for, or other written evidence of, the purchase of the home service contract to the contract holder; and 2. Provided a copy of th…

A. Service contracts marketed, sold, offered for sale, issued, made, proposed to be made, or administered in this state shall be written, printed, or typed in clear, understandable language that is easy to read, and shall disclose the requirements set forth in this section, as ap…

A. After initial registration, and upon complaint or proper cause shown, providers, administrators, insurers or other persons shall be subject to periodic examination by the Insurance Commissioner, in the same manner and subject to the same terms and conditions that apply to insu…

A. The Insurance Commissioner shall have power to examine and investigate the affairs of any licensee to determine whether the licensee has been or is engaged in any conduct in violation of the provisions of this act or any rules promulgated thereto. This power is in addition to …

A. Any documents, materials, or other information in the control or possession of the Insurance Department that are furnished by a licensee or an employee or agent thereof acting on behalf of a licensee pursuant to the provisions of Section 4 and Section 6 of this act or that are…

A. The Insurance Commissioner may promulgate any rules necessary to carry out the provisions of this section. B. 1. The following exceptions shall apply to this act: a. a licensee with less than Five Million Dollars ($5,000,000.00) in gross annual revenue, is exempt from this act…

Licensees shall have one (1) year from the effective date of this act to implement Section 4 of this act and two (2) years from the effective date of this act to implement subsection F of Section 4 of this act. Added by Laws 2024, c. 346, § 10, eff. July 1, 2024.

This act shall be known and may be cited as the "Oklahoma Telemedicine Act". Added by Laws 1997, c. 209, § 1, eff. July 1, 1997.

OS 36-6802v1 (SB 673, Laws 2021, c. 293, § 1). OS 36-6802v2 (HB 2120, Laws 2021, c. 549, § 1).

As used in the Oklahoma Telemedicine Act, "telemedicine" means technology-enabled health and care management and delivery systems that extend capacity and access, which includes: a. synchronous mechanisms, which may include live audiovisual interaction between a patient and a hea…

As used in the Oklahoma Telemedicine Act: 1. "Distant site" means a site at which a health care professional licensed to practice in this state is located while providing health care services by means of telemedicine; 2. a. "Health benefits plan" means any plan or arrangement tha…

A. For services that a health care professional determines to be appropriately provided by means of telemedicine, health care service plans, disability insurer programs, workers' compensation programs, or state Medicaid managed care program contracts issued, amended, or renewed o…

A. Sections 6810 through 6820 of this title shall be known and may be cited as the “Medical Professional Liability Insurance Closed Claim Reports Act”. B. The Medical Professional Liability Insurance Closed Claim Reports Act shall apply to all medical professional liability claim…

A. The Insurance Commissioner may require that an insuring entity or self-insured entity shall file a closed claim report. These reports shall be filed within thirty (30) days after the Commissioner's request and shall include data for all claims closed in the preceding calendar …

reports. Reports required under Section 6811 of this title must contain the following information in a format and coding protocol prescribed by the Insurance Commissioner. To the greatest extent possible while still fulfilling the purposes of the Medical Professional Liability In…

A. Information included in an individual closed claim report submitted by an insurer under Sections 12 and 13 of this act is confidential and shall not be made available by the Department to the public and shall not be subject to the Oklahoma Open Records Act. B. Information incl…