Section 4. Nonapplicability.
(a) Exemption from act.--This act does not apply to the following persons:
(1) A banking institution or a federally chartered or
State-chartered credit union, if the primary regulator of the
banking institution or federally chartered or State-chartered
credit union supervises the banking institution or federally
chartered or State-chartered credit union.
(2) Judicial officers or persons acting under court
order.
(3) Agencies or instrumentalities of Federal, State or
local government.
(4) Employees of licensees or exempt persons under this
act.
(5) Attorneys who are admitted to the bar of this
Commonwealth and provide legal services within an attorney-
client relationship who engage in debt management services or
debt settlement services within the normal course of legal
practice.
(b) Exemption from licensing.--The following persons are not required to be licensed under this act, but must comply with the provisions of this act if they offer, obtain or provide debt management services or debt settlement services:
(1) Certified public accountants who are licensed by the
Commonwealth and provide accounting services within an
accountant-client relationship.
(2) Title insurance companies licensed under the act of
May 17, 1921 (P.L.682, No.284), known as The Insurance
Company Law of 1921, or their agents.
(3) Mortgage lenders, mortgage brokers and mortgage loan
correspondents licensed under the provisions of 7 Pa.C.S. Ch.
61 (relating to mortgage loan industry licensing and consumer
protection).