Section 7. Temporary access or removal of security freeze.
(a) Request.--If the consumer wishes to allow his consumer report to be accessed for a specific period of time or by a specific third party while a security freeze is in place or to remove a security freeze, he shall be able to contact the consumer reporting agency by certified mail or by a toll-free telephone number which shall be provided by the consumer reporting agency and may be able to contact the consumer reporting agency through a secure Internet connection which may be established by the consumer reporting agency and request that the security freeze be temporarily lifted or removed and provide all of the following:
(1) Proper identification.
(2) The unique personal identification number or
password provided by the consumer reporting agency pursuant
to this act.
(3) One of the following:
(i) The proper information regarding the time period
for which the consumer report shall be available to any
person.
(ii) The proper information regarding the third
party who is to receive the consumer report.
(iii) A request that the security freeze be removed.
(b) Agency requirement.--A consumer reporting agency that receives a request from a consumer pursuant to subsection (a) shall comply with the request no later than three business days after receiving the request.
(c) Removal of security freeze.--A consumer reporting agency shall temporarily lift or remove a security freeze placed on a consumer report only in the following cases:
(1) Upon the consumer's request as provided for in this
section.
(2) If the consumer report was frozen due to a material
misrepresentation of fact by the consumer or other person. If
a consumer reporting agency intends to remove a freeze upon a
consumer report pursuant to this paragraph, the consumer
reporting agency shall notify the consumer in writing prior
to removing the freeze on the consumer report.