Section 1108. Prior Institutionalization.--No long-term care insurance policy shall:
(1) condition eligibility for any benefits on a prior stay in an institution or a prior chronic condition;
(2) condition eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or
(3) condition eligibility for any benefits other than waiver of premium, postconfinement, postacute care or recuperative benefits on a prior institutionalization requirement.
(1108 added Dec. 15, 1992, P.L.1129, No.148)