™Your Policy Risk Impact Agent
55 chapters · 632 sections in this title.
13 Pa.C.S. § 4401 When bank may charge account of customer
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(a) General rule.--A bank may charge against the account of a customer an item that is properly payable from that account even though the charge creates an overdraft. An item is properly payable if it is authorized by the customer and is in accordance with any agreement between t…
13 Pa.C.S. § 4402 § 4402
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(a) Wrongful dishonor.--Except as otherwise provided in this division, a payor bank wrongfully dishonors an item if it dishonors an item that is properly payable, but a bank may dishonor an item that would create an overdraft unless it has agreed to pay the overdraft. (b) Liabili…
13 Pa.C.S. § 4403 Right of customer to stop payment; burden of proof of loss
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(a) Right of customer to stop payment.--A customer or any person authorized to draw on the account if there is more than one person may stop payment of any item drawn on the customer's account or close the account by an order to the bank describing the item or account with reason…
13 Pa.C.S. § 4404 Bank not obligated to pay check more than six months old
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A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge the account of its customer for a payment made thereafter in good faith.
