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Rhode Island Statutes, Title 19

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Rhode Island/Statutes

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Title 19, Title 19 Institutions

57 chapters · 488 sections in this title.

All chapters in Title 19488 Ch 19-14.8, Chapter 19-14.8 Uniform Debt-Managem…41 Ch 19-9, Chapter 19-9 Community Obligations a…39 Ch 19-14, Chapter 19-14 Licensed Activities37 Ch 19-28.1, Chapter 19-28.1 Franchise Investment Act34 Ch 19-5, Chapter 19-5 Credit Unions30 Ch 19-14.3, Chapter 19-14.3 Currency Transmissions22 Ch 19-2, Chapter 19-2 Creation and Expansion21 Ch 19-14.10, Chapter 19-14.10 An Act Adopting the…21 Ch 19-26, Chapter 19-26 Pawnbrokers19 Ch 19-4, Chapter 19-4 Regulatory Oversight18 Ch 19-12, Chapter 19-12 Receivership17 Ch 19-3, Chapter 19-3 Powers and Operations16 Ch 19-33, Chapter 19-33 Student Loan Bill of R…16 Ch 19-14.2, Chapter 19-14.2 Small Loan Lenders16

13 sections·Filtered byTitle 19✕Ch 19-13✕

R.I. Gen. Laws § 19-13-1. Proclamation of emergency
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The governor may proclaim that a banking emergency exists when it appears necessary to protect the public and the interests of those regulated institutions or of the shareholders, depositors, or other creditors of those regulated institutions. Thereupon, any or all of the regulat…
R.I. Gen. Laws § 19-13-10. Emergency powers of the director
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In the interest of the protection of depositors in financial institutions or credit unions, the director is authorized to waive, in whole or in part, any provisions of this title relating to public hearings and/or public notice that would hinder or prevent the merger, consolidati…
R.I. Gen. Laws § 19-13-11. Rules and regulations
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The director, or the director’s designee, may adopt reasonable rules and regulations for the implementation and administration of the provisions of this chapter.
R.I. Gen. Laws § 19-13-12. Severability
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If any provision of this chapter or the application of this chapter to any person or circumstances is held invalid or unconstitutional, the invalidity or unconstitutionality shall not affect other provisions or applications of this chapter that can be given effect without the inv…

R.I. Gen. Laws § 19-13-13. Chapter controlling

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The provisions of this chapter shall control if in conflict with any other legislation.

R.I. Gen. Laws § 19-13-2. Suspension of payment of deposits

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During the period of a banking emergency, the director may, if deemed necessary for the protection of the public and of the interests of depositors and other creditors of any or all regulated institutions, order the regulated institutions to suspend or restrict, in whole or in pa…

R.I. Gen. Laws § 19-13-3. Segregation of new cash deposits

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Cash deposits, called “new cash deposits”, received by any regulated institution after an order of the director issued under the provisions of this chapter suspending or restricting withdrawals of currency from that regulated institution, and while the order remains in force eith…

R.I. Gen. Laws § 19-13-4. New deposits other than cash

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New deposits, other than new cash deposits, need not be segregated, but may be drawn against by check to the same extent and in the same manner as deposits existing prior to any order of the director, issued under the provisions of this chapter, and may also be drawn against unde…

R.I. Gen. Laws § 19-13-5. Bank holidays

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The director is further authorized to declare bank holidays with respect to any or all activities of any regulated institutions, whenever in the director’s judgment a declaration is required by the public interest. A bank holiday declared by the director under this section shall …

R.I. Gen. Laws § 19-13-6. Conformity to federal law

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All of the regulated institutions to which this chapter is applicable shall be permitted to conform to the requirements of any federal proclamation, law, or regulation.

R.I. Gen. Laws § 19-13-7. Violation of orders or rules

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Any person or regulated institution violating any order or any provision of any rule or regulation made by the director under the authority of this chapter, shall be punished by fine of not more than one thousand dollars ($1,000), or by imprisonment for not more than one year, or…

R.I. Gen. Laws § 19-13-8. Costs and expenses

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Any costs and expenses incurred by the director in any exercise of the powers given under this chapter may be assessed by the director against the regulated institutions concerned and, when so assessed, shall be paid by those regulated institutions.

R.I. Gen. Laws § 19-13-9. Emergency measure

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This chapter is declared to be an emergency measure, necessary for the immediate preservation of the public peace and safety, requiring the immediately effective enactment of legislation concerning the protection of deposits in regulated institutions.