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166 chapters · 2,034 sections in this title.
R.I. Gen. Laws § 27-39-1. Definitions
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As used in this chapter: (1) “Elective surgical procedure” means any non-emergency surgical procedure that may be scheduled at the convenience of the patient or the surgeon without jeopardizing the patient’s life or causing serious impairment to the patient’s bodily functions. (2…
R.I. Gen. Laws § 27-39-2. Insurance benefits for second opinion
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(a) Any insurer issuing an individual insurance policy that provides coverage of surgical operations performed on a person while confined in a hospital as an inpatient shall make available under the policy benefits for a second surgical opinion for elective surgical procedures pe…
R.I. Gen. Laws § 27-39-3. Insurance benefits for third opinion
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If a second surgical opinion does not confirm that a proposed elective surgical procedure is medically advisable, benefits must be provided under the policy for a third surgical opinion in the same manner as for the second opinion. As a condition of eligibility for a second surgi…
R.I. Gen. Laws § 27-39-4. Exclusions
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(a) The second surgical opinion benefit provisions of a policy may exclude: (1) Benefits while the patient is confined in a hospital as an inpatient; (2) Any surgical procedures not covered by the policy; and (3) Surgical procedures in the following categories: cosmetic surgery, …
