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Rhode Island Statutes, Title 27

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Rhode Island/Statutes

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Title 27, Title 27 Title 27

166 chapters · 2,034 sections in this title.

All chapters in Title 272,034 Ch 27-41, Chapter 27-41 Health Maintenance Org…115 Ch 27-18, Chapter 27-18 Accident and Sickness …110 Ch 27-20, Chapter 27-20 Nonprofit Medical Serv…98 Ch 27-19, Chapter 27-19 Nonprofit Hospital Ser…96 Ch 27-14.3, Chapter 27-14.3 Insurers’ Rehabilita…66 Ch 27-9, Chapter 27-9 Casualty Insurance Rating60 Ch 27-6, Chapter 27-6 Fire and Marine Insuran…56 Ch 27-1, Chapter 27-1 Domestic Insurance Comp…51 Ch 27-25, Chapter 27-25 Rhode Island Fraternal…44 Ch 27-5, Chapter 27-5 Fire Insurance Policies…42 Ch 27-4, Chapter 27-4 Life Insurance Policies…33 Ch 27-2, Chapter 27-2 Foreign Insurance Companies32 Ch 27-29, Chapter 27-29 Unfair Competition and…31 Ch 27-66, Chapter 27-66 The Health Insurance C…28

10 sections·Filtered byTitle 27✕Ch 27-4.1✕

R.I. Gen. Laws § 27-4.1-1. Prepaid legal services plans unaffected
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Nothing in this chapter shall apply to or affect a nonprofit prepaid legal services plan that operates in this state by a nonprofit prepaid legal services corporation subject to chapter 20.3 of this title.
R.I. Gen. Laws § 27-4.1-10. Rules and regulations
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The commissioner may make reasonable rules and regulations necessary to effect the purposes of this chapter.
R.I. Gen. Laws § 27-4.1-2. Legal services insurance as a form of accident and health insurance — Effect of other laws
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Legal services insurance provides for the mental and emotional welfare of human beings by defraying the costs of legal services; it shall be deemed to be accident and health insurance and shall be classified this way for the purposes of chapters 34.1 [repealed] and 34.3 of this t…
R.I. Gen. Laws § 27-4.1-3. Authority to transact business
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Any insurance company incorporated by or under the laws of this state or any foreign or alien insurance company duly licensed to do business in this state may transact the business of legal services insurance, if that company is authorized to do property and casualty and/or accid…

R.I. Gen. Laws § 27-4.1-4. “Legal services insurance” defined

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“Legal services insurance” is insurance that involves the assumption of a contractual obligation to reimburse the beneficiary against or pay on behalf of the beneficiary all or a portion of the beneficiary’s fees, costs, or expenses related to or arising out of services performed…

R.I. Gen. Laws § 27-4.1-5. Individual and group legal services insurance

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Any insurance company authorized to write legal services insurance in this state shall have the power to issue individual or group legal services insurance policies or may, by providing for the mental and emotional welfare of individuals and members of the individual’s family by …

R.I. Gen. Laws § 27-4.1-6. Filing of forms and classification of risks and premiums

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No policy of legal services insurance shall be issued or delivered to any person in this state, nor shall any application, certificate of group insurance, rider, or endorsement be used in connection with the policy, until a copy of the form and of the classification of risks and …

R.I. Gen. Laws § 27-4.1-7. Disapproval of forms

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(a) The commissioner may, within sixty (60) days after the filing of any form, disapprove the form: (1) If the benefits provided in the form are unreasonable in relation to the premium charged; (2) If it contains a provision or provisions that are unjust, unfair, inequitable, mis…

R.I. Gen. Laws § 27-4.1-8. Hearing and use of disapproved forms

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The commissioner may at any time, after a hearing of which not less than twenty (20) days’ written notice has been given to the insurer, withdraw approval of any form on any of the grounds stated in this chapter. It shall be unlawful for the insurer to issue that form or use it i…

R.I. Gen. Laws § 27-4.1-9. Judicial review of actions of commissioner

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The action of the commissioner in disapproving any policy form or withdrawing approval of any policy form shall be subject to review by the superior court for Providence and Bristol counties.