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Rhode Island Statutes, Title 27

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Rhode Island/Statutes

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Title 27, Title 27 Title 27

166 chapters · 2,034 sections in this title.

All chapters in Title 272,034 Ch 27-41, Chapter 27-41 Health Maintenance Org…115 Ch 27-18, Chapter 27-18 Accident and Sickness …110 Ch 27-20, Chapter 27-20 Nonprofit Medical Serv…98 Ch 27-19, Chapter 27-19 Nonprofit Hospital Ser…96 Ch 27-14.3, Chapter 27-14.3 Insurers’ Rehabilita…66 Ch 27-9, Chapter 27-9 Casualty Insurance Rating60 Ch 27-6, Chapter 27-6 Fire and Marine Insuran…56 Ch 27-1, Chapter 27-1 Domestic Insurance Comp…51 Ch 27-25, Chapter 27-25 Rhode Island Fraternal…44 Ch 27-5, Chapter 27-5 Fire Insurance Policies…42 Ch 27-4, Chapter 27-4 Life Insurance Policies…33 Ch 27-2, Chapter 27-2 Foreign Insurance Companies32 Ch 27-29, Chapter 27-29 Unfair Competition and…31 Ch 27-66, Chapter 27-66 The Health Insurance C…28

12 sections·Filtered byTitle 27✕Ch 27-4.4✕

R.I. Gen. Laws § 27-4.4-1. Short title
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This chapter shall be known as the “Standard Nonforfeiture Law for Individual Deferred Annuities Act.”
R.I. Gen. Laws § 27-4.4-10. Inclusion of lapse of time considerations
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Any paid-up annuity, cash surrender, or death benefits available at any time, other than on the contract anniversary under any contract with fixed scheduled considerations, shall be calculated with allowance for the lapse of time and the payment of any scheduled considerations be…
R.I. Gen. Laws § 27-4.4-11. Proration of values — Additional benefits
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For any contract which provides, within the same contract by rider or supplemental contract provision, both annuity benefits and life insurance benefits that are in excess of the greater of cash surrender benefits or a return of the gross consideration with interest, the minimum …
R.I. Gen. Laws § 27-4.4-12. Rules and regulations
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The commissioner of insurance may adopt reasonable rules and regulations for the implementation of this chapter.

R.I. Gen. Laws § 27-4.4-2. Applicability

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This chapter shall not apply to any reinsurance, group annuity purchased under a retirement plan or plan of deferred compensation established or maintained by an employer including a partnership or sole proprietorship or by an employee organization, or by both, other than a plan …

R.I. Gen. Laws § 27-4.4-3. Nonforfeiture requirements

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(a) In the case of contracts issued on or after July 7, 2004, no contract of annuity, except as stated in § 27-4.4-2, shall be delivered or issued for delivery in this state unless it contains in substance the following provisions, or corresponding provisions which in the opinion…

R.I. Gen. Laws § 27-4.4-4. Minimum values

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(a) The minimum values as specified in §§ 27-4.4-5 — 27-4.4-8 and 27-4.4-10 of any paid-up annuity, cash surrender, or death benefits available under an annuity contract shall be based upon minimum nonforfeiture amounts as defined in this section. (b) The minimum nonforfeiture am…

R.I. Gen. Laws § 27-4.4-5. Computation of present value

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Any paid-up annuity benefit available under a contract shall be such that its present value on the date annuity payments are to commence is at least equal to the minimum nonforfeiture amount on that date. The present value shall be computed using the mortality table, if any, and …

R.I. Gen. Laws § 27-4.4-6. Calculation of cash surrender value

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For contracts that provide cash surrender benefits, the cash surrender benefits available prior to maturity shall not be less than the present value as of the date of surrender of that portion of the maturity value of the paid-up annuity benefit that would be provided under the c…

R.I. Gen. Laws § 27-4.4-7. Calculation of paid-up annuity benefits

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For contracts that do not provide cash surrender benefits, the present value of any paid-up annuity benefit available as a nonforfeiture option at any time prior to maturity shall not be less than the present value of that portion of the maturity value of the paid-up annuity bene…

R.I. Gen. Laws § 27-4.4-8. Maturity date

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For the purpose of determining the benefits calculated under §§ 27-4.4-6 and 27-4.4-7, in the case of annuity contracts under which an election may be made to have annuity payments commence at optional maturity dates, the maturity date shall be deemed to be the latest date for wh…

R.I. Gen. Laws § 27-4.4-9. Disclosure of limited death benefits

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Any contract that does not provide cash surrender benefits or does not provide death benefits at least equal to the minimum nonforfeiture amount prior to the commencement of any annuity payments shall include a statement in a prominent place in the contract that those benefits ar…