Title 27, Title 27 Title 27

(a) In this section, “insurer” includes two (2) or more affiliated insurers: (1) Under common management; or (2) Under common controlling ownership or under common effective legal control and in fact engaged in joint or cooperative underwriting, investment management, marketing, …

For the purpose of determining whether the filing meets the requirements of this chapter, the director may employ staff personnel and outside consultants including, but not limited to, those authorized under § 27-9-52. The reasonable costs related to the review of workers’ compen…

No person, firm, corporation, association, or organization shall willfully withhold information that will affect the rates or premiums chargeable under this chapter or knowingly give false or misleading information to the director, any statistical agency or advisory organization …

Nothing contained in this title shall be interpreted as preventing insurance companies, authorized to do business within this state, from offering workers’ compensation and employers’ liability insurance coverage to groups of employer beneficiaries.

(a) The director may, as often as the director may deem it necessary, make or cause to be made an examination of each rating organization licensed in this state as provided in § 27-9-22 and may also examine every group, association, or other organization of insurers, including an…

Notwithstanding any general or special law to the contrary, a midterm notice of cancellation of a workers’ compensation policy shall be effective only if based on one or more of the following reasons: (1) Nonpayment of premium; (2) Fraud or material misrepresentation affecting th…

(a) Every insurance company issuing workers’ compensation insurance policies covering the payment of compensation and benefits provided for in this chapter shall file with the director: (1) A copy of the form of the policies. A policy may not be issued until the director has appr…

The director is authorized, at the director’s discretion, to conduct audits and investigations to examine the insurer’s utilization of adequate programs to control costs or expenses or to collect the appropriate premium charges. On the basis of information submitted in any filing…

(a) The director shall establish loss control standards for insureds that meet criteria designed to identify those insureds that would significantly benefit from the adoption of a program to control workers’ compensation costs. The criteria shall be established by the director an…

Insurers and an advisory organization are not required to immediately refile rates previously approved. For five (5) years after July 7, 1998, any member or subscriber of an advisory organization is authorized to continue to use all rates and deviations filed or approved for its …

If any provision of this chapter or the application of this chapter to any person or circumstances is held invalid, the invalidity shall not affect other provisions or applications of the chapter, which can be given effect without the invalid provision or application, and to this…

The director shall apply the following standards in making rates: (1) Rates shall not be excessive, inadequate, or unfairly discriminatory. (2) Due consideration shall be given to: (i) Past and prospective loss experience within and outside the state; (ii) A reasonable margin for…

(a)(1) Every insurer shall file with the director every manual, minimum premium, class rate, rating schedule, or rating plan and every other rating rule, and every modification of any of the foregoing that it proposes to use. An insurer may file its rates either by filing its fin…

(a) If within the waiting period or any extension of the waiting period as provided in § 27-7.1-5.1(c) the director finds that a filing does not meet the requirements of this chapter, a written order of disapproval shall be sent to the insurer or advisory organization, specifying…

Notwithstanding any other provision of this chapter, upon the written consent of the insured, filed with the director, a rate in excess of the rate determined in accordance with the other provisions of this chapter may be used on any specific risk.

Every advisory organization and every insurer shall, within a reasonable time after receiving a written request, furnish to any insured affected by a rate made by the insurer, or the authorized representative of the insured, all pertinent information as to that rate.

(a) No advisory organization shall provide any service relating to the rates subject to this chapter, and no insurer shall utilize the services of that organization for those purposes, unless the organization has obtained a license pursuant to § 27-9-22. (b) No advisory organizat…

(a) The director shall appoint one or more advisory organizations licensed in accordance with § 27-9-22 to assist the director in gathering, compiling, and reporting relevant statistical information. Every workers’ compensation insurer shall record and report its workers’ compens…