™Your Policy Risk Impact Agent
166 chapters · 2,034 sections in this title.
R.I. Gen. Laws § 27-76-1. Applicability
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Except for the provisions of § 27-76-6, the provisions of this chapter shall be applicable only to personal lines residential property insurance on dwelling houses.
R.I. Gen. Laws § 27-76-2. Hurricane deductibles, triggers, and policyholder notice
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(a) The provisions of this section shall be applicable to policies issuing or renewing on or after July 1, 2008. (b) In all instances where an insurance company licensed to do business in this state offers or includes any deductible and/or mitigation measure related to the deduct…
R.I. Gen. Laws § 27-76-3. Residential property insurance hurricane deductible application
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(a) For all deductibles as provided for in § 27-76-2, the deductible may only be applied once to all hurricane losses that are subject to the hurricane deductible during the calendar year. (b) If an insured incurs a hurricane loss from more than one hurricane during a calendar ye…
R.I. Gen. Laws § 27-76-4. Notice of property loss
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No insurance policy or contract covering damages to personal lines residential property may be canceled or nonrenewed, nor may the premium for such a policy be increased solely as a result of inquiries or claims made under the policy that resulted in no loss payout or resulted in…
