™Your Policy Risk Impact Agent
166 chapters · 2,034 sections in this title.
R.I. Gen. Laws § 27-83-1. Scope and purpose. [Effective January 1, 2026.]
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(a) The purpose of this chapter is to promote the public welfare by creating a comprehensive legal framework within which pet insurance may be sold in this state. (b) The requirements of this chapter shall apply to pet insurance policies that are issued to any resident of this st…
R.I. Gen. Laws § 27-83-2. Definitions. [Effective January 1, 2026.]
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(a) If a pet insurer uses any of the terms in this chapter in a policy of pet insurance, the pet insurer shall use the definition of each of those terms as set forth herein and include the definition of the term(s) in the policy. The pet insurer shall also make the definition ava…
R.I. Gen. Laws § 27-83-3. Disclosures. [Effective January 1, 2026.]
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(a) A pet insurer transacting pet insurance shall disclose the following to consumers: (1) If the policy excludes coverage due to any of the following: (i) A preexisting condition; (ii) A hereditary disorder; (iii) A congenital anomaly or disorder; or (iv) A chronic condition; (2…
R.I. Gen. Laws § 27-83-4. Policy conditions. [Effective January 1, 2026.]
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(a) A pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to the condition for which a claim…
