Title 5, Title 5 and Professions

Any waiver by an owner of the provisions of §§ 5-79-1 — 5-79-9 is void and unenforceable as contrary to public policy. Any attempt by a foreclosure consultant to induce an owner to waive the owner’s rights is a violation of §§ 5-79-1 — 5-79-9.

(a) Any violation of §§ 5-79-1 — 5-79-9 is considered to be a violation of § 6-13.1-2, and all remedies of § 6-13.1-5.2 are available for such an action. A private cause of action under § 6-13.1-5.2 by a foreclosed homeowner is in the public interest. An owner may bring an action…

Any person who commits any violation described in § 5-79-4 may, upon conviction, be fined not more than ten thousand dollars ($10,000) or imprisoned for not more than one year, or both. Prosecution or conviction for any violation described in § 5-79-4 will not bar prosecution or …

If any provision of §§ 5-79-1 — 5-79-9 or the application of any of these provisions to any person or circumstance is held to be unconstitutional and void, the remainder of §§ 5-79-1 — 5-79-9 remains valid.

Any provision in a contract that attempts or purports to require arbitration of any dispute arising under §§ 5-79-1 — 5-79-9 is void at the option of the owner.