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61 chapters · 464 sections in this title.
R.I. Gen. Laws § 6-26.1-1. Definitions
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For purposes of this chapter, the following definitions shall apply: (1) “ACH”, also known as the Automated Clearing House Network, means the electronic funds-transfer system comprised of a network of associated institutions that process computer-based electronic financial transa…
R.I. Gen. Laws § 6-26.1-10. Attorneys’ fees — Costs
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In the event a borrower defaults under the terms of a plan, the credit card lender may, if the borrower’s account is referred to an attorney (not a regularly salaried employee of the credit card lender) or to a third party for collection and if the agreement governing the credit …
R.I. Gen. Laws § 6-26.1-11. Amendment of agreement
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(a) Unless the agreement governing a credit card plan otherwise provides, a credit card lender may at any time and from time to time amend the agreement in any respect, whether or not the amendment or the subject of the amendment was originally contemplated or addressed by the pa…
R.I. Gen. Laws § 6-26.1-12. Materiality of terms
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All terms, conditions and other provisions of and relating to a credit card plan as contained in this chapter or any other applicable chapter, or in the agreement governing the plan (other than those which are interest under this chapter,) including, without limitation, provision…
