Title 34, Title 34 Title 34

As used in this chapter: (1) “Document” means information that is: (i) Inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in perceivable form; and (ii) Eligible to be recorded in the land records maintained by the recorder of deed…

(a) If a law requires, as a condition for recording, that a document be an original, be on paper or another tangible medium, or be in writing, the requirement is satisfied by an electronic document satisfying this chapter. (b) If a law requires, as a condition for recording, that…

(a) In this section, “paper document” means a document that is received by the recorder of deeds in a form that is not electronic. (b) A recorder of deeds: (1) Who implements any of the functions listed in this section shall do so in compliance with the most recent standards and …

To keep the standards and practices of recorder of deeds in this state in harmony with other jurisdictions in this state, the recorder of deeds, so far as is consistent with the purposes, policies, and provisions of this chapter, in adopting, amending, and repealing standards, sh…

This chapter modifies, limits, and supersedes the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.), but does not modify, limit, or supersede § 101(c) of that act (15 U.S.C. § 7001(c)) or authorize electronic delivery of any of the notic…

This chapter shall apply to all commercial properties and other estates, excluding residential properties governed by the Residential Landlord and Tenant Act, chapter 18 of this title.

Every person in possession of land covered by this chapter out of which rent is due shall be liable for the just amount or proportion of the rent due from the land in his or her possession, although it is only a part of what was originally demised.

An action may be brought by or against executors and administrators, for any arrears of rent accrued in the lifetime of the deceased parties respectively, in the same manner as for debts due from or to the same parties in their lifetime on a personal contract.

Nothing contained in §§ 34-18.1-9 — 34-18.1-11 shall deprive landlords of any other legal remedy for the recovery of their rents, whether secured to them by lease or by provision of law.

When lands covered by this chapter are held by lease of a person who has an estate therein determinable on a life or on a contingency, and such estate determines before the end of a period for which rent is payable, or when an estate, created by a written lease or by operation of…

Upon the termination of a tenancy covered by this chapter in any manner mentioned in § 34-18.1-13 before the end of the period for which rent is payable, if the rent for the period has been paid, the portion of the period then unexpired may be recovered back; however, the termina…

The right of a landlord or a reversioner to utilize “self help”, whether pursuant to the common law or pursuant to any agreement in writing or by parol, to reenter and repossess him or herself of land, buildings or parts of buildings leased covered by this chapter upon nonpayment…

Whenever the issuance of an execution for the recovery of real property covered by this chapter, or the service of an execution, is stayed by order of the court or by the operation of law, the stay shall be conditioned upon the payment, by the defendant or defendants to the plain…

In the event that the defendant or defendants shall fail or refuse to pay all sums promptly when due, in accordance with the provisions of § 34-18.1-16, the court in which the judgment for possession was issued shall, on motion of the plaintiff or plaintiffs, and hearing thereon,…

Whenever an action for the recovery of real property covered by this chapter shall be pending on appeal in the superior or supreme court, the defendant or defendants in the action shall pay to the plaintiff or plaintiffs sums of money equal to the rent for the premises, which sum…

In the event that the defendant or defendants shall fail or refuse to pay all sums promptly when due, in accordance with the provisions of § 34-18.1-18, the court in which the case is pending, shall, without any trial on the merits, on motion of the plaintiff or plaintiffs, and h…

Tenants of lands or tenements at will or by sufferance covered by this chapter shall quit upon notice in writing from the landlord at the day named therein.

Notwithstanding the provisions of § 34-18-8(4), all persons keeping tourist camps as defined under § 44-18-7(11), including campgrounds, may remove or cause to be removed from such establishment any guest remaining in a rental unit in violation of an agreed upon departure time an…

Persons in possession of lands or tenements covered by this chapter as tenants by sufferance shall be liable to pay rent for such time as they may occupy or detain the same.

Tenants by parol of lands, buildings, or parts of buildings covered by this chapter, from year to year, shall quit at the end of the year upon notice in writing from the landlord given at least three (3) months prior to the expiration of the occupation year.

Tenants by parol of lands, buildings, or parts of buildings covered by this chapter, for any term less than a year, shall quit at the end of the term upon notice in writing from the landlord, given at least half the period of the term, but not exceeding three (3) months, prior to…

To terminate leases at will or by sufferance or by parol covered by this chapter, like notice shall be given by the tenant, if he or she would quit of the same, as is prescribed to be given by the landlord. The notice shall have the same effect, for all purposes, as if given by t…

The time agreed upon in a definite letting covered by this chapter shall be the time of the termination thereof for all purposes; and if no time of termination has been agreed upon, it shall be deemed a letting from award year; provided, however, that in any case of a letting at …

Where any leased or occupied tenement or other building covered by this chapter is destroyed by fire, hurricane or other cause, or is condemned by any state or municipal authority as unfit for occupancy, the lessee or occupant may, if the destruction or damage occurred without hi…

(a) All suits for possession of lands, buildings or parts of buildings covered by this chapter shall be by the ordinary process of actions for possession or otherwise as provided by law. (b)(1) If, in any case of a letting covered by this chapter, whether by writing or parol, the…

The purpose of this chapter is to ensure the property rights of individuals who own residential dwelling located on leased lands.

As used in this chapter, the following words shall have the following meanings: (1) “Corporation” means the Rhode Island housing and mortgage finance corporation (the “corporation”) established pursuant to chapter 55 of title 42 (“Rhode Island housing and mortgage finance corpora…

(a) In any instance in which a landowner has been sent a certified letter from an incorporated homeowners’ association indicating that the association has at least fifty-one percent (51%) of the homeowners owning residential dwellings on the landowners’ land as members and has ar…

(a) A landowner desiring to terminate a tenancy with a homeowner based on the discontinuation of the use of the leased land as leased land (and not for cause) shall provide the affected homeowner(s) with at least fifteen (15) months’ notice thereof. (b) In the event of a terminat…

(a) A landowner, as defined in § 34-18.2-2, shall give the homeowner sixty (60) days’ written notice prior to any lot rent increase. The written notice shall set forth the current rent, the proposed rent, and the date upon which the increase shall take effect. (b) If a homeowner …

The provisions of §§ 34-18-2.4 and 34-18-2.5 of this chapter shall not apply to any landowner who holds a recreation facility license under chapter 21 of title 23, or a trailer park or campground license issued by the municipality in which it is located or leased land that is lea…

Whenever a mortgage deed in statutory form or other form mortgaging real property is clearly entitled at the beginning thereof, reverse mortgage to secure present and future loans under chapter 25 of this title and in all other respects complies with the requirements of § 34-25.1…

At least three (3) business days before closing of the loan, all mortgagees, or their authorized representative who is then duly licensed by the Rhode Island department of business regulation as lender or as a loan broker shall provide in writing all of the following information …

(a) At the closing of the reverse mortgage loan, the mortgagee shall provide to the mortgagor(s) contact information for the mortgagee’s (or its assignee’s or servicing agent’s, as the case may be) employee(s) or agent(s) who have been designated specifically to respond to inquir…

An applicant for a reverse mortgage loan shall not be bound for at least three (3) business days after all of the following shall have occurred: (1) The applicant’s execution and delivery to the mortgagee of a fully completed application for the reverse mortgage loan; (2) The app…

All mortgagees shall require any person who executes reverse mortgage loan documents as attorney-in-fact for another to deliver at the closing a written, notarized certification as to all of the following: (1) That the power of attorney is then in full force and effect and has no…

The director of the department of business regulation shall have the authority to promulgate such regulations as shall be reasonably necessary to carry out §§ 34-25.1-10 through 34-25.1-16. The director of the department of business regulation shall also have the authority to pro…

It is the intention of chapter 34-25.1 that the cash advances made under a reverse mortgage shall be made by the lender to the mortgagor. In the event that legal title to the property encumbered by a reverse mortgage is held in trust: (1) The reverse mortgage proceeds may be rece…

This chapter shall be construed liberally in aid of its purpose of ensuring that reverse mortgage borrowers fully understand the ramifications of entering into a reverse mortgage transaction.

In order to be entitled to the benefits of this chapter, a mortgage deed shall comply with the following provisions: (1) The mortgage deed shall contain specific provisions permitting future advances; (2) At no time shall the unpaid principal balance of indebtedness outstanding u…

(a) The mortgage deed and the rights established therein, shall, to the extent of the loans secured thereby, and interest, taxes, insurance premiums and other obligations as secured thereby, have full priority over all mortgages, liens and encumbrances which have not been recorde…

If the mortgagor desires to terminate the privilege of having the mortgage constitute security for further future advances in addition to all advances theretofore made by the mortgagee on the security of the mortgage, and desires to establish the then principal amount of loans ou…

(a) Notwithstanding the provisions of § 34-26-2, no mortgagee under an open-end mortgage subject to this chapter shall be obligated to discharge such mortgage until such mortgagee receives full satisfaction for the money due thereon and such written agreements as the mortgagee sh…

(a) “Mortgage,” as used in this chapter, means a real estate mortgage deed or real estate mortgage instrument entitled, “Reverse mortgage to secure present and future loans under chapter 25.1 of title 34,” and which includes in its provisions the terms and elements set forth in §…

(a) A reverse mortgage loan shall comply with all of the following requirements: (1) Reverse mortgages may be written over any period in use by lending institutions, with the outstanding balance due and payable upon the first to occur of the maturity of the loan or the mortgagor’…

(a) Domestic building-loan associations, whether organized by special act of the general assembly or pursuant to the provisions of chapter 22 of title 19, foreign building-loan associations subject to the provisions of chapter 24 of title 19, savings and loan associations organiz…