South Dakota Administrative Code

Rule 20:06:13:69 Coverage for unavailable services. 20:06:13:69. Coverage for unavailable services. A Medicare select policy or certificate shall provide payment for full coverage under the policy for covered services that are not available through network providers. Source: 22 S…

Rule 20:06:13:70 Disclosure and outline of coverage requirements. 20:06:13:70. Disclosure and outline of coverage requirements. A Medicare select issuer shall make full disclosure in writing of the provisions, restrictions, and limitations of the Medicare select policy or certifi…

Rule 20:06:13:71 Applicant signature required. 20:06:13:71. Applicant signature required. Prior to the sale of a Medicare select policy or certificate, a Medicare select issuer must obtain from the applicant a signed and dated form stating that the applicant has received the info…

Rule 20:06:13:72 Complaints and grievances. 20:06:13:72. Complaints and grievances. A Medicare select issuer must have and use procedures for hearing complaints and resolving written grievances from subscribers. Such procedures must be aimed at mutual agreement for settlement and…

Rule 20:06:13:73 Required offer of other Medicare supplement coverage. 20:06:13:73. Required offer of other Medicare supplement coverage. At the time of initial purchase, a Medicare select issuer must make available to each applicant for a Medicare select policy or certificate th…

Rule 20:06:13:74 Required offer of replacement coverage without a restricted network provision. 20:06:13:74. Required offer of replacement coverage without a restricted network provision. At the request of an individual insured under a Medicare select policy or certificate, a Med…

Rule 20:06:13:75 Continuation. 20:06:13:75. Continuation. Medicare select policies and certificates must provide for continuation coverage if the secretary of health and human services determines that Medicare select policies and certificates issued pursuant to §§ 20:06:13:63 to …

Rule 20:06:13:76 Compliance with data requests. 20:06:13:76. Compliance with data requests. A Medicare select issuer must comply with requests for data made by state or federal agencies, including the United States Department of Health and Human Services, for the purpose of evalu…

Rule 20:06:13:77 Creditable coverage. 20:06:13:77. Creditable coverage. For purposes of this chapter, creditable coverage is defined as follows: (1) "Creditable coverage," with respect to an individual, coverage of the individual provided under any of the following: (a) A group h…

Rule 20:06:13:78 Medicare Advantage plan. 20:06:13:78. Medicare Advantage plan. For purposes of this chapter, Medicare Advantage plan means a plan of coverage for health benefits under Medicare Part C as defined in 42 U.S.C. 1395w-28(b)(1), as in effect on January 1, 2004, and in…

Rule 20:06:13:79 Guaranteed issue. 20:06:13:79. Guaranteed issue. With respect to an eligible person, an issuer may not deny or condition the issuance or effectiveness of a Medicare supplement policy described in § 20:06:13:81 that is offered and is available for issuance to a ne…

Rule 20:06:13:80 Guaranteed issue -- Eligible persons. 20:06:13:80. Guaranteed issue -- Eligible persons. An eligible person is one who seeks to enroll under the policy during the period specified in § 20:06:13:80.01 and who submits evidence of the date of termination, disenrollm…

Rule 20:06:13:80.01 Guaranteed issue time periods. 20:06:13:80.01. Guaranteed issue time periods. (1) In the case of an individual described in subdivision 20:06:13:80(1), the guaranteed issue period begins on the later of: (a) the date the individual receives a notice of termina…

Rule 20:06:13:80.02 Extended medigap access for interrupted trial periods. 20:06:13:80.02. Extended medigap access for interrupted trial periods. (1) In the case of an individual described in subdivision 20:06:13:80(5) (or deemed to be so described, pursuant to this subsection) w…

Rule 20:06:13:81 Guaranteed issue -- Products to which eligible persons are entitled. 20:06:13:81. Guaranteed issue -- Products to which eligible persons are entitled. The Medicare supplement policies to which an eligible person is entitled are as follows: (1) A person eligible u…

Rule 20:06:13:82 Guaranteed issue -- Notification provisions. 20:06:13:82. Guaranteed issue -- Notification provisions. (1) At the time of an event described in § 20:06:13:80 because of which a person loses coverage or benefits due to the termination of a contract or agreement, p…

Rule 20:06:13:83 Open enrollment.` 20:06:13:83. Open enrollment. If an applicant qualifies under SDCL 58-17A-17 and submits an application during the time period referenced in SDCL 58-17A-17 and, as of the date of application, has had a continuous period of creditable coverage of…

Rule 20:06:13:84 Open enrollment required for Medicare eligible individuals regardless of age. 20:06:13:84. Open enrollment required for Medicare eligible individuals regardless of age. Any individual, regardless of age, who becomes eligible for Medicare by reason of age or disab…

Rule 20:06:13:85 Notice requirement. 20:06:13:85. Notice requirement. Any issuer shall comply with any notice requirement of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003. Source: 31 SDR 214, effective July 6, 2005. General Authority: SDCL 58-4-1, 58-…

Rule 20:06:13:86 Exchanging of standardized plan. 20:06:13:86. Exchanging of standardized plan. An issuer may make a written offer to a policyholder or certificateholder to exchange during a specified period from a 1990 standardized plan to a 2010 standardized plan. Source: 35 SD…

Rule 20:06:13:86.01 Exchanging of standardized plan -- Age rate schedule. 20:06:13:86.01. Exchanging of standardized plan -- Age rate schedule. An issuer need not provide justification to the director if the insured replaces a 1990 Standardized policy or certificate with an issue…

Rule 20:06:13:86.02 Excahnging of standardized plan -- Rating class. 20:06:13:86.02. Exchanging of standardized plan -- Rating class. The rating class of the new policy or certificate is the class closest to the insured's class of the replaced coverage. Source: 35 SDR 183, effect…

Rule 20:06:13:86.03 Exchanging of standardized plan -- Preexisting conditions and incontestability period. 20:06:13:86.03. Exchanging of standardized plan -- Preexisting conditions and incontestability period. An issuer may not apply new pre-existing condition limitations or a ne…

Rule 20:06:13:86.04 Exchanging of standardized plan -- Offering. 20:06:13:86.04. Exchanging of standardized plan -- Offering. The new policy or certificate shall be offered to all policyholders or certificateholders within a given plan, except where the offer or issue would be in…

Rule 20:06:13:87 Applicability of genetic information. 20:06:13:87. Applicability of genetic information. Sections 20:06:13:88 to 20:06:13:92, inclusive, apply to all policies with policy years beginning after May 20, 2009. Source: 35 SDR 183, effective February 2, 2009. General …

Rule 20:06:13:88 Definitions applicable to genetic information. 20:06:13:88. Definitions applicable to genetic information. The following terms are defined for purposes of §§ 20:06:13:88 to 20:06:13:92, inclusive: (1) "Family member," with respect to an individual, any other indi…

Rule 20:06:13:89 Use of genetic information. 20:06:13:89. Use of genetic information. An issuer of a Medicare supplement policy or certificate may not deny or condition the issuance or effectiveness of the policy or certificate, including the imposition of any exclusion of benefi…

Rule 20:06:13:90 Request of genetic testing. 20:06:13:90. Request of genetic testing. Except as provided under § 20:06:13:91 an issuer of a Medicare supplement policy or certificate may not request or require an individual or a family member of such individual to undergo a geneti…

Rule 20:06:13:91 Requirement of genetic testing. 20:06:13:91. Requirement of genetic testing. An issuer of a Medicare supplement policy may request, but not require, that an individual or a family member of such individual undergo a genetic test if each of the following condition…

Rule 20:06:13:92 Genetic information -- Underwriting purposes and enrollment. 20:06:13:92. Genetic information -- Underwriting purposes and enrollment. An issuer of a Medicare supplement policy or certificate may not request, require, or purchase genetic information for underwrit…

Rule 20:06:16:01 Claim form. 20:06:16:01. Claim form. The form to be used for requesting a premium tax refund shall be provided by the division and shall contain the following information: (1) The date of the application; (2) The name of the company requesting the refund; (3) The…

Rule 20:06:16:02 Premium defined. 20:06:16:02. Premium defined. For the purpose of calculating premium tax, premiums include payment to an insurer for any charges or fees associated with the processing of claims under a contract of insurance. Source: 31 SDR 214, effective July 6,…

Rule 20:06:16:03 Premium tax reporting. 20:06:16:03. Premium tax reporting. Any property and casualty company doing insurance business in this state shall report premiums as defined under SDCL 58-11-1 and 10-44-1 when written by the company, on their premium tax return pursuant t…

Rule 20:06:16:04 Annuity considerations returned defined. 20:06:16:04. Annuity considerations returned defined. For the purpose of calculating consideration for annuity contracts pursuant to SDCL 10-44-1(2), annuity considerations returned are only those refunds paid when annuity…

Rule 20:06:18:01 Definitions. 20:06:18:01. Definitions. Terms used in this chapter mean: (1) "Approved course," an educational presentation offered in a class, a seminar, self-study, or a similar form of instruction involving insurance fundamentals, insurance-related law, insuran…

Rule 20:06:18:01.01 Information management system. 20:06:18:01.01. Information management system. The division may use a web-based management information system, to provide online processing and electronic storage of information. The division shall direct the information that is …

Rule 20:06:18:02 Applicability. 20:06:18:02. Applicability. Sections 20:06:18:01 to 20:06:18:18, inclusive do not apply to the following: (1) A licensee holding a limited license to sell only credit life and credit health insurance; (2) A licensee outside the United States or its…

Rule 20:06:18:03 Continuing education requirements for licensees. 20:06:18:03. Continuing education requirements for licensees. In each two-year period, a licensee shall fulfill the following continuing education requirements: (1) Licensees who hold a property casualty line of au…

Rule 20:06:18:03.01 Continuing education requirements for licensees obtaining new lines of authority. 20:06:18:03.01. Continuing education requirements for licensees obtaining new lines of authority. Any licensee who obtains a new line of authority during the licensee's two-year …

Rule 20:06:18:04 Continuing education requirements for new licensees. 20:06:18:04. Continuing education requirements for new licenses. Repealed. Source: 12 SDR 106, effective December 30, 1985; 12 SDR 151, 12 SDR 155, effective July 1, 1986; 15 SDR 143, effective March 29, 1989; …

20:06:18:04.01. Reciprocity between states. The Division of Insurance shall accept the Continuing Education Filing Form as prescribed by the director, or a substantially similar form, which may be obtained from the division, and the attachments as required for approval of courses…

20:06:18:05. Guidelines for filing for course approval. The provider of a continuing education course is responsible for seeking course approval, monitoring an agent's attendance, supervising the course, and certifying a licensee's successful completion of the course. The provide…

20:06:18:05.01. Course attendance roster. Except for a self-study course, a provider shall maintain a list of approved course attendees for two years. A provider shall submit course completion information electronically within fourteen days of the conclusion of each class offerin…

Rule 20:06:18:05.02 Forms used for course approval. 20:06:18:05.02. Forms used for course approval. Courses submitted for approval pursuant to § 20:06:18:05 shall be filed with an Application for Course Approval and an Instructor Qualification Form. The form may be obtained from …

20:06:18:05.03. Guidelines for course renewal. Every two years, on the last day of the continuing education course's original approval month, the course provider must file for renewal. Courses submitted for renewal pursuant to this section must use the form in § 20:06:18:05:02. T…

20:06:18:06. Course approval. Upon receipt of the information required in § 20:06:18:05, the director shall approve or deny the course. Based on the number of contact hours, the director shall assign the number of CEC hours awarded for an approved course and any line of insurance…

Rule 20:06:18:07 Unapproved course subject matter. 20:06:18:07. Unapproved course subject matter. The director will not approve the following course subject matter for continuing education credit: (1) Automation; (2) Clerical functions; (3) Computer science; (4) Courses or presen…