Any lump - sum payments for future damages reduce proportionately all periodic installments for future damages. (d) After making any adjustments prescribed by the preceding subsections, the court shall reduce the remaining amounts for future damages to present value in accordance with § 21-3A-9 to determine the equivalent lump - sum value. If the equivalent lump - sum value is more than one hundred thousand dollars or the claimant or beneficiaries elect to receive a judgment for periodic installments, the court shall enter a judgment for the payment of the remaining amounts of future damages, without reduction in periodic installments in accordance with § 21-3A-1.2 , otherwise, the court shall enter a judgment for the equivalent lump - sum value. (e) In an action for wrongful death, the calculation of the equivalent lump - sum value under subsection (3)(d) of the remaining amounts for future damages shall be based on the total recovery for all beneficiaries of the action. If the lump - sum equivalent of the total is more than fifty thousand dollars, each beneficiary shall be paid in periodic installments in accordance with §