51A-4-12 Checks settled at par--Payment from reserve deposits. 51A-4-13 Borrowing money by bank--Pledge of assets. 51A-4-14 "Bills payable" issued for money borrowed by bank--Record of amount borrowed. 51A-4-15 Rediscounting of negotiable paper--Limitation on pledge of assets as security. 51A-4-16 Sale, transfer, or assignment of loan participations. 51A-4-17 Sale of assets of bank. 51A-4-18 Grounds and procedure for nonobservance of banking hours--Extension of hours. 51A-4-19 Change in banking hours--Notice to division. 51A-4-20 Restriction on use of bank money to purchase other bank stock--Community investments authorized--Limitation on investment. 51A-4-20.1 "Community development corporation" defined. 51A-4-20.2 Qualification of community development corporation as permissible investment. 51A-4-20.3 Promulgation of rules for investment in community development corporations. 51A-4-20.4 Investments to promote public welfare authorized--Limitations. 51A-4-21 Bad debts--Maximum time allowed before charge-off--Overdraft not allowed as asset. 51A-4-22 Purchase of retail installment contract--Terms and effect of agreement. 51A-4-23 Leasing of personal property by bank--Terms and conditions. 51A-4-24 Factoring--Applicability of lending limit provisions. 51A-4-25 Bank investments--Restrictions set by rule--Limitations. 51A-4-25.1 Annuity defined. 51A-4-26 Exceptions to investment limitation--Purchase of federal, state, and municipal obligations and bonds or interim notes of South Dakota Building Authority. 51A-4-27 Investments in agricultural credit corporations and livestock loan companies. 51A-4-28 Restricted investment in mortgage banking companies authorized. 51A-4-29 Banks authorized to make or purchase loans secured by real estate mortgages--Sale of loans to Federal National Mortgage Association--Capital contributions. 51A-4-30 Investment in federally sponsored housing loans. 51A-4-31 51A-4-31 to 51A-4-40. Repealed by SL 2008, ch 252 , §§ 18 to 27. 51A-4-41 Repealed. 51A-4-42 Restrictions on purchase of cash value life insurance contracts. 51A-4-43 Access to motor vehicle title and lien information on state's computer system. 51A-4-44 Financial institution and services defined. 51A-4-45 Contracts for services. 51A-4-46 Debt cancellation contracts and debt suspension contracts--Fee.