The provisions of §§ 54-11-5 and 54-11-6.1 shall not apply to a revolving loan account arrangement made by a bank pursuant to § 51A-12-12 . Source: SL 1974, ch 306 , § 2.
Bank loan accounts unaffected
SDCL § 54-11-8, under CREDIT CARDS AND REVOLVING CHARGE ACCOUNTS.
SDCL § 54-11-8